Korey Kincade, Mortgage Lender NMLS #497766

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Korey Kincade, Mortgage Lender NMLS #497766 Residential and Commercial Mortgage Loan Officer, specializing in both new home purchases and refina

Residential and Commercial Mortgage Loan Officer, specializing in both new home purchases and refinances.

07/18/2026

Need a preapproval letter on a Friday at 9pm? Yep, I got you.
Remember, who you work with maters.

06/10/2026

“When are rates dropping into the 5’s?”

Probably not anytime soon. 6–7% rates are likely sticking around for the rest of the year.

And yet…pending home sales are UP.

Why? Because buyers are finally realizing waiting for “perfect rates” is like waiting for the Browns to win a Super Bowl (sorry). Not happening.

Life moves on.
People get married.
Kids happen.
Jobs change.
And a mortgage is better than rent.

Buy the House. Refinance later if rates drop.

Contact me to get started.

06/01/2026

🚨 Emergency PSA for first time homebuyers or those without home ownership in the last 3 years. I have access to a loan program that is offering interest rates at 3.75% potentially down to 3.5%!! Yes, that is almost 3% lower than current market interest rates. Certain restrictions apply. Contact me for details. 🚨

05/23/2026

Mortgage 101

The Simplest Mortgage Decision Tree Ever

VA → if eligible
USDA → if rural + income fits
FHA → if credit/down payment is weaker
Conventional → if strong credit + buying long-term
Jumbo → if loan size is too big and exceeds conforming limits
Non-QM → if tax returns/income don’t qualify traditionally

Questions? Let’s talk.

10/29/2025

Did the Fed cut interest rates today? Yes. Did it help with mortgage rates? NO!!!! In fact, his comments and uncertainty made the bond market tank causing mortgage rates to increase. 😡
Ask the right questions and remember it matters who you work with! Not every loan officer will tell you this.

10/22/2025

Best 3 words to start the day? Easy, Clear to Close!!! Contact me so I can deliver these magical words to you.

09/12/2025

🚨 🚨 With interest rates finally trending in the right direction, bogus refinance offers are starting to hit mailboxes. Do not fall for this click bait! Contact me with any questions or to get a full mortgage analysis.

05/07/2025

Application date of 4/28 and a Clear to Close on 5/6. For those counting, that’s 8 calendar days!!!!
Who you work with matters. Who’s next?

04/12/2025

What’s your lender doing on a Friday night? This one is speaking to customers and sending out updated preapproval letters! Who you work with matters.
Ready to start the process? I’ll do the same for you!

04/08/2025

Got to play Captain Save-A-Deal again today! Borrowers were preapproved by another lender only to get declined by underwriting. They then call me and next thing they know we are at the closing table in less than 3 weeks!
Thanks Amanda Jordan for sending the buyers and their agent my way.
Contact me to start your process.

Address

Grove City, OH
43123

Telephone

+16143488615

Website

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