Morin Associates, LLC

Morin Associates, LLC Established in 1984, Morin Associates, LLC is an independent insurance brokerage firm based in Groton. Member FINRA/SIPC. finra.org sipc.org.

As an employee benefits organization, our primary focus is to create innovative and cost effective benefit solutions based on customer needs. How can WE help YOU
Benefit Analysis at no cost
Defined Benefit Strategies
Work Site Communication & Education
COBRA/State Continuation Administration
Section 125 - POP - Premium Only Plan Administration
HRA - Health Reimbursement Arrangement Administration

HSA – Health Savings Account Plans administered by Charter Oak Federal Credit Union
FSA – Flexible Spending Account Administration
Wellness Programs and Health Fairs
Fully-Insured and Self-Insured
Group Life, STD & LTD, Dental and Vision coverage
Individual & Group Retirement Planning and Design
Complete Payroll Services

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

This Friday is 529 Day! Get it? May 29th? 5-29? It’s a fun reminder to consider this education-focused investment tool a...
05/27/2026

This Friday is 529 Day! Get it? May 29th? 5-29? It’s a fun reminder to consider this education-focused investment tool and whether it might be helpful to you or your family.

Check out our breakdown of the 529’s advantages in this week’s blog!

May 29th is quickly approaching, so let’s celebrate 529 Day with a look at this unique financial tool and how it could help benefit you or your family. A 529 plan is a tax-advantaged investment account designed to help

Have you ever considered what would happen to your lifestyle or retirement goals if you suddenly lost your paycheck? Dis...
05/20/2026

Have you ever considered what would happen to your lifestyle or retirement goals if you suddenly lost your paycheck? Disability insurance is a way to help protect your plans against unexpected illness or injury.

Read more here:

Disability Insurance: Widening Your Family’s Safety Net In modern America, the “traditional” household has undergone a significant transformation. Gone are the days when a single breadwinner was the norm; today, the dual-income household is the engine of the American economy. Families now rely

Friday, May 15th, is National Senior Fraud Awareness Day, and in honor of that, we’ve created a quick look at some of th...
05/14/2026

Friday, May 15th, is National Senior Fraud Awareness Day, and in honor of that, we’ve created a quick look at some of the more prevalent scams out there today, how to recognize them, and what to do if you think you’ve been targeted.

Check it out here:

This Friday, May 15th, is National Senior Fraud Awareness Day. This day is dedicated to shedding light on pervasive crimes that have cost older adults billions of dollars in recent years. In 2024, scams reported to

The Administration for Community Living (ACL) celebrates Older Americans Month each May, and for 2026, the theme is “Cha...
05/08/2026

The Administration for Community Living (ACL) celebrates Older Americans Month each May, and for 2026, the theme is “Champion Your Health.” Check out our blog to learn some ways to incorporate healthcare planning into your overall retirement strategy and why it’s important!

Every May, the Administration for Community Living (ACL) celebrates Older Americans Month (OAM) to recognize older Americans’ contributions, examine aging trends, and demonstrate the commitment to serving older adults. In step with that cause, we’re taking this time to honor older Americans by

If you’re someone who loves history or is just interested in how your own story fits into the larger human narrative, re...
04/27/2026

If you’re someone who loves history or is just interested in how your own story fits into the larger human narrative, researching your ancestry offers a meaningful way to connect with the generations that came before you and leave a legacy beyond finances for those coming after. Check out our blog for some ideas on how to get started.

Genealogy can be a truly fascinating hobby, and uncovering your family’s history can bring the past to life in a fresh and personal way. If you’re someone who loves history or is just interested in how your own story fits into the larger

In the world of finance, the difference between risk capacity and risk tolerance is summed up by what you can do versus ...
04/20/2026

In the world of finance, the difference between risk capacity and risk tolerance is summed up by what you can do versus what you want to do. Explore how these concepts complement each other and how you can use them to help guide how you manage financial risk in your life in this week’s blog.

Do you have a lead foot when you drive? Or are you a bit more cautious behind the wheel? Think of the sportiest cars you’ve seen on the road: The car is capable of comfortably reaching speeds exceeding 150 MPH, but as the driver, how comfortable

If you only think about taxes once a year, you may expose more of your hard-earned dollars to taxes than is necessary. L...
04/13/2026

If you only think about taxes once a year, you may expose more of your hard-earned dollars to taxes than is necessary. Let’s take a look at how a true long-term tax strategy goes beyond the annual filing ritual and how the components of a comprehensive strategy fit together in this week’s blog:

Many people may view taxes as a seasonal hurdle or a frantic scramble every spring to satisfy the IRS. But if you only think about taxes once a year, you may expose more of your hard-earned dollars to taxes than is necessary. A true long-term tax strategy goes beyond the annual filing ritual; it’s...

If you’re interested in new ways to provide for your children's long-term financial goals, you might want to check out t...
04/07/2026

If you’re interested in new ways to provide for your children's long-term financial goals, you might want to check out the new Trump accounts available for those under 18 starting this year. Check out our blog to learn more about this new investment opportunity:

  As a parent, you might be looking for ways to provide for your children’s long-term financial goals. You may have heard of 529 accounts to help save for higher education or brokerage accounts (including UTMA & UGMA custodial accounts), but

We’re wrapping up our exploration of credit, and this week we’re tackling debt. We’ll take a look at how debt is differe...
04/01/2026

We’re wrapping up our exploration of credit, and this week we’re tackling debt. We’ll take a look at how debt is different from credit, how they work together, and how they may affect your current financial situation.

What does debt mean to you? You might view “debt” as a dirty word, accompanied by the shackle of interest rates and missed payments. But you might view “credit” differently. Credit is seen as a financial tool, and a good credit score

Continuing our series on credit for National Credit Awareness Month, we’re looking at credit cards! Many of us have them...
03/23/2026

Continuing our series on credit for National Credit Awareness Month, we’re looking at credit cards! Many of us have them and use them frequently, but how did they become such a staple in the average American’s wallet?

How often do you use a credit card? Perhaps you even use more than one. In today’s economy, the small rectangle of plastic (or metal) in your wallet is more than just a tool for buying

Address

174 Bridge Street Flr 2
Groton, CT
06340

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18604482277

Website

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