08/26/2026
🎓 Back-to-school season is here. But did you remember to update your auto insurance?
If your son or daughter is heading off to college this fall without a car, your current auto policy may not reflect your new reality — and that could mean you're overpaying every single month without even knowing it.
This is one of the most common coverage gaps we find when sitting down with Michigan families. The good news? It's also one of the easiest to fix.
Here's what a lot of parents don't realize:
✅ Students living away at school without a vehicle may qualify for a meaningful discount on your auto policy
✅ Your dependent is typically still covered when they return home and get behind the wheel — but the specifics vary by policy
✅ These updates don't happen automatically — your policy reflects your life only if someone is paying attention to it.
That's where we come in.
We're not here to just sell you a policy and move on. We're here to make sure your coverage actually keeps up with your family — whether that's a kid heading to Michigan State, U of M, or anywhere in between.
📞 Give us a call and let's take five minutes to review your current policy together. It could mean real savings before your next renewal.
👇 Drop a comment or send us a message if you have questions — we're happy to help.
📍 Mercer Agency | Grosse Pointe, MI
📱 313-884-2695
🌐 merceragencygp.com
