Susan B. Quilter, Mortgage Loan Officer at Huntington Bank NMLS #1019226

Susan B. Quilter, Mortgage Loan Officer at Huntington Bank NMLS #1019226 All loans are subject to application and credit approval, satisfactory appraisal, and title insurance. Other terms, conditions, and restrictions may apply.

Terms, conditions, and loan programs are subject to change without notice. Social media activity, such as likes, posts, reshares, etc. should not be perceived as a recommendation or endorsement of any particular provider or product.

Keep your mortgage approval on track by steering clear of these common pitfalls:đźš« Making major purchases (cars, furnitur...
09/23/2025

Keep your mortgage approval on track by steering clear of these common pitfalls:

đźš« Making major purchases (cars, furniture, etc.)
đźš« Shuffling large amounts of money between accounts
đźš« Switching jobs during the application process
đźš« Opening new credit accounts or loans

Even minor changes can impact your approval. Stay steady and secure that closing with confidence!

A pre-approval shows what a lender is willing to lend—but that doesn’t mean it’s the amount you should spend. Your comfo...
09/20/2025

A pre-approval shows what a lender is willing to lend—but that doesn’t mean it’s the amount you should spend. Your comfort with monthly payments matters most!

Take a close look at your numbers: if the payments feel tight, adjust your budget before house hunting. Your real estate agent can help you navigate options and find a home you love that won’t stretch your finances.

💸 Pro tip: Discuss your budget with your buying partner so you’re aligned, and let your financial goals—not just lender estimates—guide your search.

Getting pre-approved for a mortgage is a crucial step in the home buying journey. It sets the stage for a smoother proce...
09/18/2025

Getting pre-approved for a mortgage is a crucial step in the home buying journey. It sets the stage for a smoother process and helps in understanding budgetary limits. Be prepared to gather essential documentation and provide some key information to facilitate the pre-approval process.

Start the journey toward that dream home with confidence!

Today, we remember and honor the lives lost, the heroes who rose in the face of tragedy, and the strength and unity that...
09/11/2025

Today, we remember and honor the lives lost, the heroes who rose in the face of tragedy, and the strength and unity that followed.
We will never forget.

Locking in your mortgage rate can give you peace of mind and protect you from potential rate hikes between your offer an...
09/09/2025

Locking in your mortgage rate can give you peace of mind and protect you from potential rate hikes between your offer and closing. đź”’ A rate lock ensures that your interest rate stays the same, even if market rates change.

It’s a smart move to help keep your monthly payments predictable and avoid surprises.

Let’s talk about how a rate lock can benefit you during the home-buying process!

While there's no magic formula for perfect credit, there are many ways to ensure your credit stays on track:✔️ Avoid max...
09/05/2025

While there's no magic formula for perfect credit, there are many ways to ensure your credit stays on track:

✔️ Avoid maxing out your credit cards, or even come close!
✔️ Pay any loans on time to avoid penalties
✔️ Keep a long running credit history
✔️ Monitor your credit reports for discrepancies
✔️ Don't close any unused accounts
✔️ Set aside an emergency fund

Establish these good credit habits early to improve your credit score and history!

Happy Labor Day! ✨ Today’s all about relaxing, recharging, and celebrating the hard work that makes our communities thri...
09/01/2025

Happy Labor Day! ✨

Today’s all about relaxing, recharging, and celebrating the hard work that makes our communities thrive. Whether it’s a backyard BBQ, a day on the lake, tackling a home project, or just soaking up nature with friends and family—make the most of this well-deserved day off!

Getting pre-qualified is a major win for first-time buyers—but what you do next can make all the difference. Here's how ...
08/30/2025

Getting pre-qualified is a major win for first-time buyers—but what you do next can make all the difference. Here's how to turn that pre-approval into a successful purchase:

✅ Know Your True Budget – Focus on what feels comfortable month-to-month, not just the max loan amount.
✅ Be Ready to Act Fast – Great homes go quickly. Being pre-qualified gives you a competitive edge.
✅ Define Your Priorities – Separate “must-haves” from “nice-to-haves” so you’re ready when the right home appears.
✅ Team Up with a Local Expert – A great agent helps you find hidden gems, write strong offers, and navigate every step with less stress.

📣 You’ve already taken a big step—now it’s time to turn that momentum into homeownership.

There are ample ways to build your portfolio and real estate tops the list! Purchase property is an investment into your...
06/29/2025

There are ample ways to build your portfolio and real estate tops the list! Purchase property is an investment into your future. Let's work together so you have the right tools and knowledge to build wealth.

What could your mortgage payment look like in today’s market? 🏡📉Understanding your potential monthly costs is key to mak...
06/26/2025

What could your mortgage payment look like in today’s market? 🏡📉

Understanding your potential monthly costs is key to making confident and informed decisions. By factoring in current interest rates, loan terms, down payment, and additional expenses like property taxes and insurance, you can get a clearer picture of what fits your budget.

Whether you’re just starting your home search or ready to take the next step, knowing your numbers helps you plan smarter. Ready to explore your options? Let’s crunch the numbers together! 🧮📊

Address

99 Kercheval Avenue
Grosse Pointe Farms, MI
48236

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