Home buying with Andrew NMLS: 2287532

11/15/2023

An awesome program to help new homebuyers achieve the dream of homeownership! To find out if you or someone you know qualifies contact me today!

12/28/2022

I hope everyone is having a great holiday from my family to yours!

12/28/2022

“Hey Siri, play Christmas EMD”

That’s how obsessed I am with work nowadays.

I was supposed to say EDM!

EDM: Electronic Dance Music
EMD: Earnest Money Deposit

🤣
Happy Holidays y’all! 🌲

12/06/2022

Should I BUY or RENT?!

Even with interest rates continuing to rise, it will always be better to buy than rent.

Why?!
Well with renting it will always be 100% interest, you will never get the money you’re paying out towards rent back whereas with paying your mortgage you will be paying towards the equity within your home that you could always pull back out with a refinance or sale of your home!

If you want to discuss further,
Call me at ⬇️
773-310-2364

11/30/2022

11/23/2022

🤣 I still pick up the phone so please start an application TODAY!

Buy a home and host your own Thanksgiving dinner at YOUR HOME! 🦃

11/18/2022

The race to save for a down payment is winnable if you pace yourself!

The finish line is not reaching a specific dollar amount, it's matching the down payment percentage with the correct purchase price.

Down payment options are calculated percentages based on the purchase price and property type.

Depending on the loan program and property type, down payment options typically range between 0% and 25%.

Here is a cheat sheet that will help give you an idea of what you should be saving based on purchase price and down payment percentage.

This DOES NOT include closing cost fees. Closing cost fees are about 2-3.5% of the purchase price and typically depend on the purchase price, location, and when you close.

Questions? Contact me today!

11/18/2022

Home buying tip: it is always better to have a pre approval first before looking at homes. You don’t want to be in a situation where you really love a house and can’t put an offer yet because now you have to rush to get a pre approval. Common outcomes of this would be either A someone who has a pre-approval will put an offer and buy the house or B the price of the home may not match the amount pre approved as the house can be more than what a lender is willing to lend you.