08/13/2026
🌪️🏠 Louisiana Homeowners: Have You Had a Wind Mitigation Survey Done?
With hurricane season here, there’s more than one reason to make sure your home is protected — and you may even be leaving insurance savings on the table.
So, what exactly is a Wind Mitigation Survey?
A qualified wind mitigation inspector evaluates your home for features designed to help protect it from hurricane and high-wind damage. They can look at things like your roof shape and covering, roof-to-wall connections, roof deck attachment, opening protection, and other storm-resistant features.
Once the survey is completed, the results are submitted to your insurance company. Your carrier can then determine whether your home qualifies for wind mitigation discounts based on the features documented during the inspection.
💰 So, how much could you save?
There isn’t a one-size-fits-all answer. Discounts vary based on your home, the mitigation features it has, your insurance company, and its underwriting guidelines. Some Louisiana insurers have individual mitigation credits ranging from just a few percent to 20% or more for certain qualifying features, with multiple credits potentially applying depending on the carrier.
For example, the Louisiana Department of Insurance’s current guide lists State Farm wind mitigation credits for qualifying features including opening protection, roof geometry, roof covering, roof deck attachment, and roof-wall connection.
🏡 The bottom line: Your home may already have features that could help you qualify for a wind mitigation discount — but you won’t know until your home is properly assessed.
If you’re a Louisiana homeowner, now is a great time to ask about your options!
Contact our service team today for further information.
📧 [email protected]
📧 [email protected]
🌪️ Protect your home. Review your coverage. Ask about wind mitigation.