Sheri Hovgaard Agency with Country Financial

08/13/2026

Your teen just started driving. Now what?
Here’s how to set real boundaries that stick:

No phone while driving. Download an app that blocks texts and alerts. Set it up with them.
No fiddling with music/maps on the road. Load directions & playlists before leaving.

Make the rule: car = zero distractions. No food. No friends messing around. No gray area.

Want real peace of mind? Do this next:
✅ Sign them up for a defensive driving course
✅ Turn on telematics (most insurers offer apps that track phone use, hard stops, late-night drives)
✅ Review your state’s teen driving laws—curfews, passenger limits, and more
✅ Get our free teen driver safety guide here: countryfinancial.com/teen-driver-safety

Smart habits start now. And yes—your rules matter more than you think.
Let’s help them build confidence and caution.

Message or call me if you want to learn more about our driver safety course.

08/11/2026

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-purchase-you’ve-ever-made-in-your-life-sundae.

We make it easy with experts that get you the home, auto, and any other insurance you need so you can feel confident knowing you’re covered.
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has been protecting homeowners since 1925. Follow us for more on how you can protect the things that matter most.

08/07/2026

Five times and counting! For the fifth year in a row, COUNTRY Life has been recognized on Ward’s 50 list of top performing life insurance companies for 2026.

This award is given for outstanding financial results in the areas of safety,
consistency and performance over a six-year period (2020-2025).

Give me a call today to find out how you can protect what matters most.

08/04/2026

Travel worry-free. Your home and car insurance may cover roadside help, rental cars, guest drivers and theft or damage away from home. See the details here and call me to talk about your home and car insurance coverage.

08/01/2026

07/31/2026

As the U.S. marks 250 years, our latest Market & Economic Outlook reflects on what history teaches us about investing — that patience, discipline, and a long-term view tend to compound over generations.

The last 250 years weren't a straight line, and neither are markets. Through wars, recessions, oil shocks, and pandemics, they've proven resilient.

This quarter brought a familiar mix:
➡️ AI disruption and opportunity
➡️ Middle East conflict and oil price swings
➡️ A new Fed Chair and shifting rate expectations
➡️ Continued market volatility

Investing isn't always smooth — but our belief in the resilience and growth of markets persists.
🔗 Read the full outlook: https://cfin.us/MEOJune2026

07/28/2026

Getting back on two wheels this summer?
It’s easy to focus on where you’re headed—but making sure your ride’s covered should be part of it too.

A quick look now can help avoid surprises later, so you can focus on the road ahead.

07/23/2026

It’s easy to think of safety as something you check once and move on. In reality, it’s something that shifts with how you use your space every day.

That’s why all summer long, we’ll be sharing simple ways to help you stay a step ahead and feel more confident in the moments that matter most.

🔗https://cfin.us/4vtkPFV

06/25/2026

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Barometer Study Report, 25 million Americans feel that they are underinsured, while 74 million Americans don’t have any life insurance at all.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Historically, nearly three-quarters of Americans overestimate the cost of a basic term life insurance policy. It’s worth noting that respondents, 35 and under, who said they were healthy overestimated the price of life insurance 7-10x the actual cost.

The truth is the right life insurance for your needs might be more affordable than you think. Learn more about life insurance and what options are available to you at countryfinancial.com/life.

we know a thing or two about keeping families protected through all stages of life. We’ve been at it for over 100 years. Follow us for more on how to protect what matters most.