Thomas Ray - NMLS # 171228

06/24/2026

Happy to announce:

06/11/2026

A mortgage isn’t decided by one factor alone. It’s a combination of things working together behind the scenes. *Other documentation may be required for your specific loan program option selected. Reach out to a loan officer.

06/10/2026

5.0 star review received on Experience.com for Thomas Ray by Ryan M - Everyone involved kept me educated on what was happening, and answered any questions I had, any time I asked them.

Click to see all 162 reviews of Thomas Ray, Branch Leader

06/10/2026

5.0 star review received on Experience.com for Thomas Ray by Julia G - Excellent communication and professionalism! Wonderful team and expertise!

Click to see all 161 reviews of Thomas Ray, Branch Leader

06/09/2026

🏡 Did you know homeownership can still work for you – even after you've bought your home? For eligible homeowners, a reverse mortgage can be a smart tool for long-term financial flexibility, aging in place, and retirement planning. It's not the right fit for everyone, but for the right situation, it can be a game-changer. Swipe through to learn more about how it works and who may qualify. Questions? DM me.

06/08/2026

When you buy matters, but not in the way headlines make it seem. Prices, rates, and inventory all shift, and holding out for the perfect moment can cost you more than buying today. The better question is whether you're financially ready to make a move.

06/06/2026

Remembering the heroes of June 6, 1944, and all who stormed the shores of Normandy.

06/05/2026

Working this weekend ☕🏡 Real estate doesn’t always happen Monday–Friday. Whether a question pops up, rates shift, or you're finally ready to take that first step, I'm just a message away. What are your homeownership goals this summer? Drop them below & let's make a plan.

06/04/2026

It doesn’t always take a big change to make an impact. Over time, even small extra payments can start to reshape your path forward.