Kita Williams, City First Mortgage, NMLS 2291917

Kita Williams, City First Mortgage, NMLS 2291917 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kita Williams, City First Mortgage, NMLS 2291917, Loan service, 552 Memorial Drive Ext 227, Easley, SC.

If you’re thinking about buying a home, but not sure if now’s the right time, here are three big reasons you may want to...
07/12/2025

If you’re thinking about buying a home, but not sure if now’s the right time, here are three big reasons you may want to make your purchase this Summer.

Now that the market is starting to balance out, you’ll see more options, less pressure, and a better shot at negotiating price or repairs.

Sounds good, right? Want to talk more about what to expect if you move this season? DM me.



[email protected]" rel="ugc" target="_blank">https://myloan.city1st.com/homehub/signup/[email protected]

The low mortgage rate you have right now might be hard to give up, but sometimes life has other plans.And when your need...
07/10/2025

The low mortgage rate you have right now might be hard to give up, but sometimes life has other plans.

And when your needs change, your house may need to change too – even if that means leaving your low rate behind. And more homeowners are realizing that today.

79% of people who are thinking about selling today are doing it because they need to move for non-financial reasons, like family, health, a new job, or other major life changes.

While your rate matters, sometimes you just can’t wait anymore. And that’s okay. With an agent’s help you can find something that fits what you need right now and still falls in your budget.

If your home no longer works for you, let’s talk about your options.



[email protected]" rel="ugc" target="_blank">https://myloan.city1st.com/homehub/signup/[email protected]

07/08/2025

A lot of people think you have to put 20% down when you buy your first home. But that’s actually a common myth. Connect with a trusted lender to learn more.

07/07/2025

On average, a homeowner’s net worth is 40 times greater than a renter’s. That’s significant. You certainly don’t have to buy now. But let’s make a plan that fits your timeline so you can grow your net worth too.

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though...
06/27/2025

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.

It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past few years.

But what you need to remember is: there’s still plenty of opportunity to be had if you’re thinking about selling – whether that’s next month or next year. You just need to stay up to date on what’s happening in the market, and have a strategy that matches the moment.

Here's your update: (Scroll and read the caption for each photo)

06/20/2025

Here’s an important homebuying tip you don’t want to miss.

Once you've applied for your mortgage, consistency is key. That means no new credit cards, no big purchases (yes, even that sectional couch), and no changing banks. You don’t want to do anything that could put your application at risk.

The best advice I can give? Before making any financial moves, talk to your lender first.

With more homes for sale, some sellers are coming around to the idea of concessions.From adjusting the price to helping ...
06/16/2025

With more homes for sale, some sellers are coming around to the idea of concessions.
From adjusting the price to helping with closing costs, throwing in a home warranty or appliances, even giving you credit so you can make repairs, sellers may be more willing to compromise.
But making sure you know how to ask and what to ask for is key. That's why it’s important to have the right agent by your side.

Which concession would make the biggest difference for you? Let me know, and we’ll factor that into your home search.

# Homebuying

[email protected]" rel="ugc" target="_blank">https://myloan.city1st.com/homehub/signup/[email protected]

What’s one of the smartest things you can do even before you're ready to buy? Get pre-approved.While it may sound like s...
06/14/2025

What’s one of the smartest things you can do even before you're ready to buy? Get pre-approved.

While it may sound like something you can wait and do until after you’re serious, waiting too long is a mistake.

Doing this essential step early on gives you clarity on what you can borrow, your realistic price range, and what your future monthly payment could be. When you know your numbers – and you’ve been cleared financially by a lender – you can act quickly when the right home hits the market.

Even if you’re just thinking about looking or casually starting a search, DM me and let’s chat. This way, you’re not falling in love with homes that are outside of your price range – or missing out on ones that aren’t.

Be honest – have you started to look online?

# MortgagePreapproval

[email protected]" rel="ugc" target="_blank">https://myloan.city1st.com/homehub/signup/[email protected]

06/06/2025

For the 12th year in a row, real estate has been named the best long-term investment.
Let’s connect if you want to talk about the programs out there that can help you become a homeowner.

Are you thinking about tackling a few home projects?Whether you're planning to sell soon or not, you should know not eve...
05/31/2025

Are you thinking about tackling a few home projects?

Whether you're planning to sell soon or not, you should know not every upgrade is going to add value.

Here’s some national data on projects where you’re most likely to recoup your costs. Just remember, your area may look a little different based on which features are in demand here.

So, before you dive in, let’s talk about what’s actually worth it in your market. Because the ones that have the best return on your upfront investment may surprise you.

Do you have student loan debt and think you can’t buy a home until it’s paid off – or at least a lot lower? Think again....
05/15/2025

Do you have student loan debt and think you can’t buy a home until it’s paid off – or at least a lot lower? Think again.

32% of first-time buyers were able to buy a home last year, even with student debt. And the median amount of those student loans was $30,000.

So, having student loans doesn’t necessarily mean you have to wait to buy a home.

If you want to see what’s possible, let's connect!

Now that inventory has grown, buyers are finally getting some breathing room – and potentially, some extras, too.The per...
05/14/2025

Now that inventory has grown, buyers are finally getting some breathing room – and potentially, some extras, too.

The percentage of sellers offering concessions is back to typical pre-pandemic levels, and that can mean real savings. From help with closing costs to mortgage rate buy-downs, these perks can make it easier to move forward.

Let’s connect to see what offers might be on the table for you. You could end up getting more than you expected.

If a seller offered to help sweeten the deal, what’s one thing you’d hope they’d include?

Address

552 Memorial Drive Ext 227
Easley, SC
29651

Telephone

(864)2078482

Website

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