06/02/2026
I know not everyone is aware, but if you file an auto claim on your insurance, your deductible will apply whether you are at fault or not. Your carrier will obviously try to recover your deductible from the at fault carrier, but this takes time and it is not guaranteed they will recover fully. If you are aware that you are absolutely not the driver at fault and want to avoid your deductible, file the claim with the at fault driver's carrier. The more you know king of thing! 🌟