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Motto Mortgage Action NMLS 2353147

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Greenwood, SC
Motto Mortgage Action NMLS 2353147

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Motto Mortgage Action NMLS 2353147
As a mortgage loan originator, I work hard to shop and compare competitive home loan options. Equal Housing Opportunity.
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Welcome to Motto Mortgage Action, your trusted mortgage brokerage in Greenwood. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience. Whether you're a first-time homebuyer or looking to refinance, our dedicated team will help tailor mortgage options to fit your unique needs. We will guide you every step of the way to ensure a smooth journey to homeownership. Each office is independently owned, operated, and licensed.

10/30/2026

Are you dreaming of a new space for your family this holiday season? There is still time to close on your dream home in time for Christmas! Most loans take 30-45 days from start to finish, but often we can guide you through the process even more quickly.

Get in touch today to learn how we can get you home for the holidays!

10/28/2026

One of the great things about living in our part of the world is all the history! Step back in time at the Burt-Stark Mansion in Abbeville, where history was made. On May 2, 1865, Confederate President Jefferson Davis met with his cabinet and generals here, facing the reality that the South’s resources were exhausted. It was in this very house that he admitted, “All is indeed lost.”

Built in the 1830s in elegant Greek Revival style, the mansion is filled with Southern antiques, a stunning stained glass crescent transom, and a dining room that whispers stories of Southern hospitality. Today, it’s preserved for future generations, offering tours and a beautiful venue for weddings and events.

Learn more at burtstark.com

Interested in owning your own piece of Greenwood or Abbeville? We can help!

10/21/2026

Think you need 20% down to qualify for a conventional mortgage? Think again!
Conventional loans are a popular option for homebuyers, offering competitive rates, flexible loan terms, and down payments as low as 3% for qualified borrowers.
Whether you're buying your first home or making your next move, a conventional loan could be a great fit.

Here are some things to know:
- As little as 3% down for eligible buyers
- Available for first-time and repeat homebuyers
- Multiple loan term options
- No upfront mortgage insurance premium
- Private mortgage insurance (PMI) may be removed once requirements are met

Let's explore your options and find the right mortgage for your goals!

10/19/2026

Fall might just be the perfect season to fall in love with a new home!

While many buyers put their home search on hold until spring, autumn can offer some great advantages:

Less Competition: Fewer buyers in the market may mean less pressure and fewer bidding wars.

Motivated Sellers: Sellers hoping to close before the holidays may be more open to negotiations.

Potential Savings: You may find opportunities to negotiate on price, closing costs, or other concessions.

Settle In Before the Holidays: There's nothing quite like celebrating the season in a place you can call your own!

Don't wait until spring to start exploring your options. Your dream home could be waiting for you this fall!

Ready to take the first step? Let's talk about your mortgage options and get you on the path to homeownership.

10/08/2026

October in Greenwood is looking good!

From fall festivities to live music and Halloween fun, there’s plenty happening around town this month. Save these dates and make the most of October in Greenwood!

Which event are you most excited for?

09/28/2026

Nothing makes our day like hearing from happy clients!

We’re so glad we could make the mortgage process feel smooth, supportive, and stress-free. Thank you, Caden, for trusting Jennifer and Motto Mortgage to be there every step of the way!

Ready to take the next step toward homeownership? We’re here to help.

09/11/2026

The choice is yours. But choose correctly.

09/08/2026

Did you know? There are mortgage options for qualified buyers with as little as 0–3.5% down. Here are a few of the most common ones:

FHA Loan — 3.5% Down
Great for first-time buyers and borrowers who may have lower credit scores or limited savings.

Conventional Loan — As Little as 3% Down
Available to qualified buyers, with some 3% down programs designed specifically for first-time or lower-income homebuyers.

VA Loan — 0% Down
Available to eligible veterans, active-duty service members, and certain surviving spouses. No private mortgage insurance is required.

USDA Loan — 0% Down
Designed for eligible buyers purchasing in qualifying rural and suburban areas. Household income limits apply.

Down Payment Assistance Programs
State and local programs may provide grants, forgivable loans, or other assistance to help eligible buyers cover down payment and/or closing costs.

Program requirements, income limits, credit qualifications, mortgage insurance, and other restrictions vary. We can help you determine which options you may qualify for - let's talk!

09/03/2026

It’s all work and all play over here!

09/02/2026

Interest rates haven’t moved dramatically this year—and waiting for a major drop could mean putting your homeownership plans on hold indefinitely.

The reality? There’s no guarantee rates will fall significantly anytime soon. And if they do drop, more buyers may jump back into the market, potentially bringing more competition with them.

Instead of trying to perfectly time the market, focus on what you can control: your budget, your monthly payment, the right loan program, and finding a home that works for you.

If the numbers make sense today, it may be worth making the move. And if rates improve down the road, refinancing could be an option.

Ready to see what buying a home could look like with today’s numbers? Let’s talk.

Address

500 C Montague Avenue
Greenwood, SC
29649

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18648549494

Website

https://mottomortgage.com/offices/action-greenwood/jennifer-johnston

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