Elizabeth Kinsey, NMLS: 404460, PrimeLending

04/15/2026

04/13/2026

I am grateful for a record breaking month and the opportunities to help guide families on their path to brighter futures through homeownership. Thank you to my incredible partners for making it possible. While interest rates have risen slightly this past month they remain lower than they were this time last year.

Ready to buy, refinance or get pre-qualified? Message or call me today. I am here to help!

04/02/2026

On a $389K home, up to $21,000 in loan assistance** could make could make it possible to cover your loan down payment and buy a home sooner.

With no lender fees on repayable DPAs through April, this loan assistance model could help lower your primary loan rate with a repayable down payment. It is about how the numbers work together. Let's run your numbers to find out if it can help you.

*Certain restrictions apply, offer only applies to repayable down payment assistance. Subject to down payment assistance program guidelines. Program is not available in all areas. All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as title, appraisal, etc. Must apply for loan by 04/30/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Please contact your PrimeLending loan officer for more details. Subject to credit approval. **Dollar amounts listed based on a loan scenario with PrimeLending's no lender fees plus down payment assistance promotion. First lien loan based on a FHA fixed rate loan, loan amount of $355,844, loan term of 360 months, down payment of amount of $33,056, interest rate of 6.625%, annual percentage rate of 7.328%, with a monthly payment of $2,278.51. Second lien loan amount based on a conventional fixed rate loan of $19,445, loan term of 120 months, interest rate of 10%, annual percentage rate of 10%, with a monthly payment of $256.97. Combined total monthly payment for years 1-10 will be: $2,535.48. For years 11-30: $2,278.51. Scenario assumes a credit score of 740+. Rates pulled 1/30/26, rates subject to change. Loans are subject to borrower qualifications, including income, property evaluation, and final credit approval. Payments shown are principal and interest only, and do not include amounts for taxes and insurance premiums (if applicable). The actual payment obligation will be greater. Loans shown are examples only, your savings will vary.

03/18/2026

Coming up with a down payment can be one of the biggest barriers to buying a home. Repayable down payment assistance is designed to help when cash upfront is the challenge.

For a limited time, repayable down payment assistance is available with no lender fees*, helping you move forward without adding extra upfront costs.

If you're wondering whether this option could help you take the next step, let's look at your situation and talk through what's possible.

*Certain restrictions apply, offer only applies to repayable down payment assistance. Subject to down payment assistance program guidelines. Program is not available in all areas. All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as title, appraisal, etc. Must apply for loan by 04/30/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Please contact your PrimeLending loan officer for more details. Subject to credit approval.

03/13/2026

FIVE-STAR FRIDAY.

Real Clients. Real Results. Real Gratitude. If homeownership is on your horizon, I'd love to help make it happen.

03/06/2026

FIVE-STAR FRIDAY

Real Clients. Real Results. Real Gratitude. If homeownership is on your horizon, I'd love to help make it happen.

02/27/2026

FIVE-STAR FRIDAY

Real Clients. Real Results. Real Gratitude. If homeownership is on your horizon, I'd love to help make it happen.

02/19/2026

Are your loan terms still working for your life today?

A refinance could help lower your payments or create more stability. Run the numbers in our refinance calculator https://www.primelending.com/calculators/refinance-calculator to see if it makes sense for you.

02/18/2026

Do you text with your friends or family members about buying a home together? It's time to take it out of the group chat and talk about your co-buying options - because, when you pool your resources, you may be able to afford more than you think.

Message me and we'll talk through your options.