Jacalyn Forleo

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Jacalyn Forleo NMLS - 1016776
LMB 100043305
Equal Housing lender
Highlands Residential Mortgage 134871 I started in this industry in 2007 answering phones at the front desk.

Jacalyn Forleo | The Singing Lender 🎀
Senior Loan Officer | The Zenith Team at Highlands Residential Mortgage
Helping families find their staircase moment.

πŸ“ 1423 S Pearl Street, Denver, CO
πŸ“§ [email protected]
πŸ“ž 720-512-5494

πŸ‘‰ LinkedIn: linkedin.com/in/jacalyn
πŸ‘‰ Instagram: instagram.com/jacalynforleo

Hi, I'm Jac! From there I worked my way through processing, closing, and operations (including six years running a closing department) before moving into origination and eventually building my own team. That path means I know what happens behind the scenes on every file, and I use it to keep my clients' loans moving when things get complicated. I specialize in first-time homebuyers and self-employed borrowers, the folks who often get told "no" or "not yet" somewhere else. Myths like needing 20% down or perfect credit keep a lot of people on the sidelines, and I love showing them a clear path forward. I'm Colorado born and raised (Littleton!), a mom of two, and proud to work from our office on South Pearl Street, a neighborhood I love being part of. Community has always been close to my heart. I've volunteered with Habitat for Humanity, WHO Ladies (helping women affected by domestic violence secure housing), and Cocktails for a Cause. I serve on the board of the Boys & Girls Club, where I teach homeownership, credit, and debt classes to staff, with plans to bring them to parents too. And yes, I sing! I've performed the National Anthem for Colorado's major sports teams and write mortgage parody songs to make learning about financing a little more fun. HOW I CAN HELP
🏑 Purchase loans
πŸ”„ Refinance and cash-out refinance
πŸŽ–οΈ VA loans
🏠 Conventional and FHA loans
πŸ’° Down payment assistance
πŸ“š Homebuyer education classes

WHERE I HELP
πŸ“Œ Denver, Littleton, Lakewood, and surrounding Colorado communities
PLUS : California, Arizona, Texas, Florida, Kansas, Nebraska

SUCCESS STORY
A client came to me after another lender told them they wouldn't qualify for at least two years. I had their pre-approval done within a few days, they went under contract the next day, and they're now moved in and settled. WHAT CLIENTS SAY
⭐⭐⭐⭐⭐
"Jacalyn took the time to make sure that I understood the process from the first time we met through closing. She worked diligently to run various scenarios to verify that I was maximizing the credit I received from the seller and was always available for questions. This was my first home purchase and it couldn't have gone better." – Jessica

⭐⭐⭐⭐⭐
"We talked to several lenders, some of which were not ethical at all and tried to hide costs, but Jacalyn was transparent throughout the entire ordeal. Will use her again and highly recommend her to anyone!" – V.L. Ready to talk about your next move? Call or text 720-512-5494 or email [email protected]. I'd love to help! Jacalyn Forleo, NMLS #1016776 | CO License #100043305
Highlands Residential Mortgage, NMLS #134871 | An Equal Housing Lender

A long time ago, before I was a loan officer, I worked with a client I'll call Joe.He'd lost his child, then lost his ho...
09/16/2026

A long time ago, before I was a loan officer, I worked with a client I'll call Joe.

He'd lost his child, then lost his home β€” bankruptcy, foreclosure, the whole year no one should have to live through. But he kept going back to mow the lawn. Pull the weeds. Pay the utilities on a house that wasn't his anymore. He just couldn't watch it fall apart.

I found a way to get him back into a home. I got to make that call and tell him. He was under contract days later.

That call is why I do this job.

Years later, I bought my own first home. I'd already been in this business long enough to know every number before I signed. I still cried writing the offer. I used to stand at the top of my stairs just staring at my own family room, in awe that it was mine.

Two very different moments. Not a loan. A moment. A moment that changes everything. That's why I'm still here. 🏑

I am crushed..... πŸ˜”
09/12/2026

I am crushed..... πŸ˜”

09/01/2026

14,000.
That's not a typo, and it's not a fluke β€” it's the most inventory we've seen in years.
So let me ask the real question: if there are this many options sitting there waiting for a buyer... what's actually stopping you?
Is it the rate? We can talk strategy on that.
Is it "waiting for prices to drop"? Let's look at what that's actually cost buyers the last few years.
Is it not knowing where to start? That's literally my job.
More inventory means more negotiating room, more time to actually think instead of scrambling, and more houses that might fit what you actually want β€” not just what was left.
The market shifted. Have your plans?
Send me a DM and let's figure out if now is your window. 🏑

04/19/2026

Well thats not ideal.....
The kittens are making themselves right at home.... πŸ€¦πŸ»β€β™€οΈ

Address

1423 S Pearl Street
Greenwood Village, CO
80210

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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