The Kyte Team - Sunflower Bank Mortgage Lending

The Kyte Team - Sunflower Bank Mortgage Lending Specializing in residential purchases and refinancing, including FHA, VA, CHFA, and USDA loans. Equal Housing Lender.

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Happy Labor Day! We hope you had a wonderful time this weekend with friends and family as you enjoy these last few days ...
09/07/2026

Happy Labor Day! We hope you had a wonderful time this weekend with friends and family as you enjoy these last few days of summer!🌴☀️

-Karla & Kelsi

Photo by Amy K. Wright | Denver Brand & Headshot Photographer

denver denvermortgage denverhomeloans denverrealestate

We all remember September 11, 2001A few years ago, my mom and I did the 9/11 stair climb at Red Rocks together and felt ...
09/04/2026

We all remember September 11, 2001
A few years ago, my mom and I did the 9/11 stair climb at Red Rocks together and felt the power of community, support, and love.

Ever since then we decided we would create a team to show up, donate money, and climb the stairs to honor those fallen in 9/11 and beyond.

We would love for you to join us!

Whether on the stairs, or just through a donation, this is a wonderful thing to be a part of in our community.

Together, with your support, we can reach our fundraising goal and support our firefighters in memory of September 11, 2001.

We hope to see you at Red Rocks next Friday!

Join our team at the link in bio!

#911 community denvermortgage denverdivorcemortgage

Did you know you may qualify for Community Reinvestment Act funds from Sunflower Bank—based on your income alone?You cou...
09/03/2026

Did you know you may qualify for Community Reinvestment Act funds from Sunflower Bank—based on your income alone?

You could receive:

• Up to $7,000 toward a home purchase
• Up to $3,500 toward a refinance

These funds can be used toward closing costs or to buy down your interest rate.

If you’re considering buying or refinancing—or you’re a Realtor with clients who may benefit—reach out to see who qualifies!

Program availability and eligibility requirements vary by location. All loans are subject to credit approval.

[email protected]
303-525-9077

Save the Date for Wed Nov 4th! You are invited to join us at the Project I See You Annual Gala.Join us for an evening of...
09/02/2026

Save the Date for Wed Nov 4th! You are invited to join us at the Project I See You Annual Gala.

Join us for an evening of dinner, drinks, silent auction, celebration and more to benefit this amazing non-profit! ✨
Learn more about the work of Project I See You and their mission to help underserved, single women in Colorado buy their first home!

We believe wholeheartedly in their mission and have seen the positive impact this makes in the lives of women and their families in our community! ✨

We’re looking forward to seeing you there!

*Tickets are on sale now! Go to Project I See You for more info

Photo by Amy K. Wright | Denver Brand & Headshot Photographer

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Karla Kyte

A client tells you she just needs to keep the house. It usually arrives before the intake is even finished, and it sound...
09/01/2026

A client tells you she just needs to keep the house. It usually arrives before the intake is even finished, and it sounds like a clear instruction rather than a question.

The Divorce Lending Association's September briefing argues that it is the wrong question, and I think the argument is right.

Not because keeping the home is a bad outcome. Because "how do I keep the house" has a binary answer, and a yes gets recorded as a win. The briefing's point is that yes is not one answer. It is at least three:

Yes, you qualify. That is not the same as yes, you can carry it. Yes, you can keep it. Here is what keeping it costs. Yes, and here is what the same dollars would have done instead.

In my experience only the first one gets tested before signing. The other two show up in year two.

The better question the piece proposes is forward-facing: how does this house fit into the life I am about to live? That one does not resolve to a yes or a no. It resolves to a design, and it opens four inquiries that determine whether a settlement holds.

Worth reading if you have housing questions open on a current file. It also covers how to raise the reframe in the room without it sounding like a refusal.

https://divorcebriefings.com/4yedAmL

If you have a file where the housing question is still open, I would rather look at it now than after the decree is entered.

Thinking about getting into the divorce niche?Or maybe you simply want to be better prepared when one of your clients is...
09/01/2026

Thinking about getting into the divorce niche?

Or maybe you simply want to be better prepared when one of your clients is going through a divorce.

Join me for my upcoming DMAR CE class, where we’ll talk about how Realtors can better protect a divorcing client’s path to homeownership.

The decisions made during a divorce can affect whether someone can keep their current home, qualify for another one, or remain unable to purchase for years.

We’ll cover how to:

• Recognize potential mortgage issues early
• Help clients avoid costly mistakes
• Build the right divorce referral network
• Keep transactions from falling apart
• Help clients remain homeowners—or become homeowners again faster

Whether you want to build a business in the divorce space or simply take better care of the clients you already serve, this class is for you.

📅 Sept 10th 2-4
🎓 2 Hours of CE Credit
🔗 Register at https://www.dmarealtors.com/


Happy Sponsor Monday🌟 Today, we are shining a light on Louisa & Veronica, with juniperfamilylaw one of the incredible sp...
08/31/2026

Happy Sponsor Monday🌟

Today, we are shining a light on Louisa & Veronica, with juniperfamilylaw one of the incredible sponsors of our Summer Solstice Event!

Thank you so much for your support of Project I See You at this year’s event! ❤️

We are so grateful to partner with you to make a difference in our community!

And if you need a team of lawyers to support you during a divorce or navigating child custody, call them! 💕

The risk in divorce isn’t the house. It’s the assumption.Assuming someone can refinance.Assuming income will qualify.Ass...
08/29/2026

The risk in divorce isn’t the house. It’s the assumption.

Assuming someone can refinance.
Assuming income will qualify.
Assuming debt on paper translates to debt in underwriting.

These assumptions are where breakdowns happen.

Because mortgage guidelines don’t interpret intent—they evaluate structure.

When housing decisions are made without validating:
• Income continuance and usability
• Debt-to-income impact
• Title and liability exposure
• Timing of ex*****on

The result is often a settlement that cannot be implemented as written.

This is the gap Divorce Mortgage Planning is designed to solve.

It ensures that real property decisions are not only negotiated—but actually executable within lending guidelines.

For professionals, this is about protecting the integrity of the agreement.
For clients, it’s about protecting their financial future.

If you’re involved in a divorce case with real estate, the question isn’t what was agreed to—
it’s whether it will work.

Let’s connect.

08/28/2026

One thing I have learned over 29 years in the mortgage business is that the PROCESS is just as important as the LOAN.

The home loan application process can be a scary thing and there are a lot of moving parts.

We will begin with a mortgage planning meeting and spend the time needed to make sure all of your questions are answered and that you feel empowered when you are ready to buy!✨✨✨

We understand that trust is a huge factor in how you move forward with your home ownership and we have created a team that will not only work hard for you to reach this goal but will educate you along the way.

Have questions? Let’s jump on a call!
-Karla

Photo by Amy K. Wright | Denver Brand & Headshot Photographer

denverrealestate denverhomeloans investinyourfuture denvermortgageteam

Address

5299 DTC Boulevard, #1050
Greenwood Village, CO
80111

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13035259077

Website

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