Dave Gallegos - Zenith Home Loans

Dave Gallegos - Zenith Home Loans Zenith Home Loans. Closing Loans On Time Under Budget, With No Surprises® Serving Colorado
NMLS ID

The focus of Zenith is not to become the biggest mortgage company, where people become a number, but to build the best mortgage company for employees, clients, and industry partners. With a strong belief in the American dream of homeownership, Zenith provides the necessary resources and tools to make purchasing a home an exciting and proud time in a person’s life.

Why it works (the numbers)Two numbers every listing agent should know:In an Opendoor survey, 75% of sellers said a finan...
06/11/2026

Why it works (the numbers)

Two numbers every listing agent should know:

In an Opendoor survey, 75% of sellers said a financed offer would have to come in about 10% higher just to beat a cash one. And per NAR's 2025 staging report, staged homes drew offers 1-10% higher, with about half of agents reporting faster sales.

Creative bridge financing lets your client do both: make a non-contingent, cash-like offer (buy for less), then move out first so the old home sells clean and staged (sell for more).

I'll show you exactly how on June 16 at 10 AM MT.

Register in the Comments below.

Hosted with Tanya Lucero Exact Title.

A pair of buyers found their perfect home in Parker, but they could only offer contingent on selling their current on. T...
06/09/2026

A pair of buyers found their perfect home in Parker, but they could only offer contingent on selling their current on. They got it accepted but they were sure a cleaner offer would beat them out.

Here’s the move: a cross-collateral loan lets them drop the contingency, write a stronger offer, close fast, and win a $15,000 seller credit, with no monthly payments. They moved in, staged the old home, and had it under contract in 10 days.

That’s the kind of deal we’ll break down live on June 16 at 10 AM MT. If you have a client who “has to sell first,” this one’s for you.

Save your seat: https://us06web.zoom.us/webinar/register/WN_eskEMUb8RfSxqt57Ut-vKA

Creative Bridge Financing Strategies, in partnership with Exact Title.

Realtors: your move-up and downsizing clients think they’re stuck.They own a home, they want the next one, and they are ...
06/08/2026

Realtors: your move-up and downsizing clients think they’re stuck.

They own a home, they want the next one, and they are stressed out about trying to do both at once. And if they must make a contingent offer, they are negotiating from a position of weakness.

It doesn’t have to be that way.

On Tuesday, June 16 at 10 AM MT, I’m hosting a free 45-minute webinar for agents: Creative Bridge Financing Strategies. You’ll learn the one moment to catch in every client who has a home to sell, and the creative bridge tools that let them drop the sale contingency, beat cash offers, buy for less, and sell for more.

One real deal we’ll walk through: downsizers who could only offer contingent on their perfect Parker home used a cross-collateral loan to drop the contingency, win a $15,000 seller credit, and pay nothing monthly. They moved in, staged the old home, and had it under contract within weeks.

Be the agent who always has a financing answer.

Hosted in partnership with Exact Title.

Save your seat: https://us06web.zoom.us/webinar/register/WN_eskEMUb8RfSxqt57Ut-vKA

Most loan officers in Denver aren’t stuck at 1-2 loans a month because they lack talent. They’re stuck because they don’...
03/23/2026

Most loan officers in Denver aren’t stuck at 1-2 loans a month because they lack talent. They’re stuck because they don’t have a predictable way to generate business.

So every month feels the same -
A deal or two, a lot of uncertainty, and no real momentum.

We’re building a small, in opffice group focused on one thing: scaling to 60+ units a year.

Here's how:
✅ Guaranteed income + commission structure
✅ Vetted, high-intent opportunities (real conversations, no junk leads)
✅ Direct mentorship from top-producing originators
✅ A daily, proven playbook that actually works

This is not a “we’ll hand you leads and hope it works” model.

It’s structured. It’s consistent. And it works.

If you know you're capable of more and want to see the exact system we're using, tag me in the comments below and I’ll shoot you a DM with the details.

If you’re in real estate OR mortgage in Denver, you do NOT want to miss this. 👇📅 March 11, 2026🕘 9AM – Noon📍 Curtis Ball...
03/02/2026

If you’re in real estate OR mortgage in Denver, you do NOT want to miss this. 👇

📅 March 11, 2026
🕘 9AM – Noon
📍 Curtis Ballroom | Comedy Works South Landmark

Join us for the 2026 Zenith Growth Series: AI and Influence hosted by Zenith Home Loans right here in Denver.

We’re bringing you two powerful sessions designed to help you grow in today’s market:

🎤 Jerad Larkin- Chicago Title
He’ll cover the newest AI tools in real estate and show you how to use them to stay competitive and efficient.

🎤 Deborah Byrd- Plug and Play SM
She’ll teach Exactly What to Say so you can handle objections, build trust faster, and communicate with confidence in negotiations.

✨ Why attend?
• Learn the latest AI technology shaping real estate
• Discover the psychology behind influence and word choice
• Gain a true competitive edge
• Earn 1 hour of CE credit

And here’s something special:

Take a quick peek at this recent conversation I had with Deborah about the event. You’ll get to know her heart, her approach, and walk away with a better understanding of what you’ll learn from her session. Trust me, this will change how you talk to buyers and sellers.

We’re committed to helping our partners grow, not just in production, but in skill, confidence, and leadership.

Tag a Realtor, broker, or industry partner who needs to be there!

You: refreshing the inbox. Again.The lender: somewhere between “just one more thing” and completely MIA.No updates. No a...
01/16/2026

You: refreshing the inbox. Again.
The lender: somewhere between “just one more thing” and completely MIA.

No updates. No answers.
Just you, the clock, and a client who thinks everything’s fine.

🩺 The Loan Trauma Center was built for this exact moment.

In 8 hours or less, we’ll tell you if it’s savable—or not.
Either way, you’ll finally know what to do next.

Stop waiting. Start fixing it.

Quiet mornings. Clear plans. A steady year ahead.Happy New Year!
01/01/2026

Quiet mornings. Clear plans. A steady year ahead.

Happy New Year!

Address

7400 E Crestline Cir Suite 200
Greenwood Village, CO
80111

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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