11/08/2021
6 Simple steps
1. Be an authorized user of someone that has good credit. You will benefit from their good habits.
2. Apply for a secure credit card (we have a link listed previously) your limit will only be what you deposit.
3. Once you have that card, keep your utilization under 30%.
4. PAY ON TIME
5. After 60 days apply for a small loan to diversify the credit reporting.
6. Again, PAY ON TIME.