Kimber Burrell, Mortgage Loan Originator, NMLS 2614765

06/16/2026

☕🪶 Lady Mortgage Society Papers

Dearest Gentle Readers,

While manufacturing has continued its respectable performance, the housing market has become the subject of much concern. Builder confidence has once again declined, with many members of the trade resorting to price reductions and incentives to entice buyers to the dance floor. 🏡💃

Adding to the intrigue, housing starts have fallen to their slowest pace in six years, suggesting that fewer new homes shall be making their debut this season.

Yet, the bond market has remained surprisingly composed, allowing mortgage rates to enjoy a modest improvement this morning.

☕ Lady Mortgage’s Takeaway

🫖 Builders are becoming increasingly eager to make a match.

🫖 New home construction has slowed considerably.

🫖 Mortgage rates have received a small but welcome curtsy from the bond market.

Until tomorrow’s edition of The Society Papers…

Yours truly,

☕ Lady Mortgage
Spilling the Tea on Interest Rates 🏡🪶

06/10/2026

06/10/2026

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Paws Animal Wildlife Sanctuary, Inc.

06/07/2026

5.0 star review received on Experience.com for Kimber Burrell by Bobbie J S - Kimber, she made it great! She went over & beyond her job description to help me get in my home.

Click to see all 10 reviews of Kimber Burrell, Loan Officer

06/04/2026

☕ Mortgage Market Tea Time ☕

Grab your coffee because today’s economic tea is HOT. ☕🔥

Jobs

The job market showed up looking strong again. Private employers added 122,000 jobs in May, with education and healthcare doing most of the heavy lifting. Basically, employers are still hiring and the labor market is refusing to take a summer vacation.

Meanwhile, the service sector—which makes up the biggest chunk of our economy—continued to expand. Restaurants, healthcare, finance, and other service businesses are humming along nicely. The only industry sitting in the corner having a bad day? Real estate and leasing. 😬🏡

Inflation

But here’s where the tea gets spicy…

Prices are still rising. Businesses reported paying more for services and materials.

Fed

One Federal Reserve official basically walked into the conversation and said:

💅 “Don’t get too comfortable. We may still need higher interest rates.”

That’s right. Just when everyone starts asking when rates will come down, the Fed reminds us they’re still carrying the inflation fly swatter.

Rates

The bond market wasn’t thrilled by all this and rates moved higher yesterday as investors digested stronger economic data and more Middle East headline drama. 🎢

This morning, however, we’re getting a little plot twist. New unemployment claims came in higher than expected, suggesting the labor market may be cooling just a touch. Bond markets liked that news, and mortgage-backed securities are showing some early improvement.

Takeaway

Today’s lesson from the tea leaves:

☕ A strong economy is great for jobs.
☕ A strong economy can keep inflation alive.
☕ Inflation keeps the Fed grumpy.
☕ A grumpy Fed doesn’t usually hand out lower rates.

Stay tuned for tomorrow’s episode of:
🎬 “Keeping Up with the Federal Reserve” 🏦☕🏡

06/04/2026

We have seen a recent increase in rental and housing scams targeting people looking for a place to live. Scammers often use fake listings, stolen photos, and high-pressure tactics to trick victims into sending money.

Here are a few warning signs to watch for:

06/03/2026

Calling all agents!!! You're invited to an Agent Open House!🏡

🗓️ Tuesday, June 9 · 12:00–2:30 PM
📍 522 Burton Creekside Road, Waterloo, SC (Lake Greenwood)

Swing by to tour a brand-new home, grab lunch, and network with fellow agents and lenders. While you're here:

🍽️ Lunch provided
🎁 Prize drawing
📸 Complimentary professional headshots for your profile
🤝 Meet the dealership team from Upstate Home Center

No agenda-just good food and good company. Please share this with other agents in your office! 🙌

06/02/2026

Did you know you may qualify to purchase a brand new home with a Lake Greenwood view and little to no money down? 🏡

USDA Rural Development financing could make it possible and all three of my listings on Burton Creekside Rd in Waterloo are in a USDA-eligible area!

Here's what's available:

🏠 Brand new 4 BR / 2 BA homes
📐 1,475 sq ft of open-concept living
🌳 Up to 2.31 acres — NO HOA
☀️ Lake Greenwood views from your deck
⚡ Energy Star rated & energy efficient

USDA loans offer qualified buyers up to 100% financing — meaning you may be able to purchase with no down payment at all. Income limits and property eligibility requirements do apply.

Want to find out if you qualify? I'd love to connect you with a lender who can walk you through the process.

Christina Erwin | eXp Realty
864-706-9387
https://zsvc.paragon.ice.com/s/goto/Ig9msl1WZ8B

06/02/2026

☕ Mortgage Market Afternoon Tea ☕

Today’s tea is surprisingly calm… and honestly, that’s the tea. 😏

After weeks of the bond market reacting to every geopolitical headline like it just discovered a secret group chat, today was refreshingly drama-free. No major war headlines. No oil price tantrums. No market meltdowns.

As a result, mortgage rates quietly slipped a little lower. Top-tier 30-year fixed rates moved from 6.60% to 6.57%, putting us within a hair of the best levels we’ve seen in more than two weeks. 📉🏡

The bond market basically spent the day saying:
“I’d like to be excluded from this narrative.” ☕

Oil prices bounced around a bit, but stayed well within yesterday’s range, giving investors one less thing to stress about. And when the bond market isn’t stressed, mortgage shoppers tend to have a better day.

The lesson from today’s tea?
Sometimes no news is good news. The market didn’t need a dramatic plot twist to help rates improve a little.

So if you’ve been waiting for a sign from the mortgage universe, today’s message is simple:

✨ Slow and steady is still moving in the right direction. ✨

Stay tuned for tomorrow’s episode of “As the Mortgage Market Turns.” 🎬☕🏡