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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Brian McIntosh nmls#1518252 Homeowners Financial Group

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United States
Greenville, SC
Brian McIntosh nmls#1518252 Homeowners Financial Group

We are a full-service mortgage banker committed to serving your lifetime of lending needs, while maintaining a culture focused on family and giving back.

10/31/2026

Wishing you a Halloween full of treats, laughs, and cozy-at-home vibes. Bonus points for a well-lit walkway and a candy stash you don’t “accidentally” finish early.
https://myoc.io/bmcintosh

NMLS #1518252 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | Branch NMLS #1949966 | MLS-93718 | homeownersfg.com/licensing

10/30/2026

As October comes to a close, the housing market is showing signs of softer buyer demand and increasing negotiating opportunities. Mortgage rates improved slightly this week, but remain above 7%. Meanwhile, pending sales are declining, inventory is growing, and sellers are facing greater pressure to price competitively.
https://myoc.io/bmcintosh

NMLS #1518252 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | Branch NMLS #1949966 | MLS-93718 | homeownersfg.com/licensing

10/16/2026

Mortgage rates eased slightly this week, but affordability remains a challenge for many buyers. Meanwhile, housing inventory continues to grow, pending sales are running below last year's pace, and sellers are facing more competition.
https://myoc.io/bmcintosh

NMLS #1518252 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | Branch NMLS #1949966 | MLS-93718 | homeownersfg.com/licensing

10/09/2026

This week's housing market offers a mixed picture: mortgage rates eased slightly, more homes are available, and buyers have greater negotiating opportunities. However, affordability remains a challenge, and pending sales continue to trail last year's pace.
https://myoc.io/bmcintosh

NMLS # 1518252

10/02/2026

Mortgage rates remain a major affordability headwind, but buyers are seeing more choices. The Mortgage News Daily 30-year fixed rate sits at 7.49%, up 6 basis points from last Friday, while national active inventory has climbed above 1.16 million homes. At the same time, pending sales remain below last year’s pace, creating a market where financing strategy, realistic pricing, and negotiation matter more than ever.
https://myoc.io/bmcintosh

NMLS # 1518252

10/02/2026

Mortgage rates gave us a HEAD FAKE this morning. 👀

The jobs report came out and rates initially started moving LOWER.

Then Wall Street had some time to digest the numbers…

And almost all of that improvement disappeared.

We’re ending the week with the national average 30-year fixed around 7.57%, according to Mortgage News Daily.

But here’s the part I’m paying attention to:

Higher rates don’t automatically mean there’s nothing we can do.

They can create more negotiating leverage with sellers. And right now, I’m looking hard at seller credits and temporary buydowns to help buyers reduce their payment while we wait for this rate environment to work itself out.

I broke down what happened today, what I’m watching with oil and the Strait of Hormuz, and how I’m approaching this market with buyers.

🎥 Watch my Friday Market Update: https://www.loom.com/share/70a801024ea94650ae71aa258cf61215

This Loom provides a mortgage rate update, focusing on how employment data briefly pushed rates down before quickly reversing. The speaker explains that non farm payrolls and unemployment suggested job market weakness, which initially moved rates down from about 8.25 percent but then they rebounded....

09/28/2026

The national housing market is giving buyers more choices, while higher mortgage rates are keeping affordability front and center. Here are the latest U.S. figures to help frame your client conversations.
https://myoc.io/bmcintosh

NMLS # 1518252

09/23/2026

Who cares if rates are historically normal?! If you are a buyer, you want to know how to get the best deal and terms possible. What many don’t openly talk about is that we are in a buyers market that gives potential homeowners the leverage to negotiate on their next home.

09/11/2026

Today marks 25 years since a day that changed our country forever. We pause to honor the lives lost, the heroes who stepped up, and the incredible resilience of our nation. Moments like this remind us of what truly matters most in life. Our families, our communities, and the safe places we call home are worth protecting and cherishing. 🇺🇸
https://myoc.io/bmcintosh

NMLS # 1518252

09/11/2026

The housing market is giving buyers more choices—but financing costs moved higher this week, keeping affordability front and center.

Inventory continues to run above last year’s level, while pending sales remain softer and homes are generally taking longer to move. For agents, that combination makes pricing, negotiation strategy, and payment-focused conversations especially important right now.
https://myoc.io/bmcintosh

NMLS # 1518252

Address

109 Laurens Road, Building 2, Suite B
Greenville, SC
29607

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

http://www.homeownersfg.com/brianmcintosh

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