Palmetto State Home Mortgage

11/27/2025

Happy thanksgiving to everyone. Market is turning, so if you have been on the sidelines, better jump in soon!

02/18/2025

These are the neediest clients we have ever dealt with!

02/14/2025

DID YOU KNOW WE OFFER CONSTRUCTION LOANS? CONVENTIONAL, FHA AND VA!!!

We are looking to partner with some builders throughout the state of SC. If you’re a licensed contractor and you build homes for a living, give Jessica Bagwell a call at 864-567-7163. We are getting a lot of calls about construction loans and often they do not have a builder.

Let’s have a discussion on how we can work together so folks can build their own home on land they already own or are purchasing!

11/28/2024

11/11/2024

Happy Veterans Day to all the brave men and women who served our country and fought for our freedom! You are appreciated beyond words.

09/02/2024

From all of us at Palmetto State Home Mortgage!

08/15/2024

Are you trying to purchase a home and have paid for purchases using Affirm, After-pay, Klarna, etc.?

Underwriting will see these payments on your bank statements and we will have to provide documentation from those accounts and it can affect your debt-to-income (DTI) ratio depending on the program and how long you scheduled payments for. Make sure you let your loan officer know if you are making payments on these types of accounts when you are getting prequalified.

07/04/2024

Happy 4th of July to all our customers. Thank you for supporting small businesses like ours that help to keep this country strong!

06/16/2024

Cheers to the dads who balance work, family, and still find time to fix everything! Happy Father’s Day!

05/27/2024

Today is dedicated to all our heroes. Let's remember and thank our fallen service members. Wishing you a very Happy Memorial Day.