Hayden Turlington, Financial Advisor

03/01/2023

02/01/2023

Great insight from our founder! Feel free to reach out if you have any questions!

Working with a financial adviser or a wealth management firm is the key to alleviating the burden of constant financial monitoring. Enlisting the services of a solid financial team enables individuals to focus on the bigger picture of their financ...

01/18/2023

Very blessed to be part of the Wagner Wealth Management team!

Hayden Turlington joined Wagner Wealth Management as financial advisor.

09/22/2022

To all of my fellow business women out there: today is our day! And I want you to know, all of that hard work does not go unnoticed…

I see you showing up to the office early in the morning because you have a deadline to meet and every minute counts.

I see you running from meeting to meeting in your power-heels because you find value and connection in every single hand shake.

I see you skipping lunch to help out a coworker because you want your teammates to succeed too.

I see you leaving the office after everyone else has already left because you were feeling inspired and the ideas just kept coming.

And I see how you are never satisfied because there is always more work to do and improvements to be made.

Rock on, ladies!

08/29/2022

Ok, I know this isn't our most favorite topic to discuss, but y'all. It's important.

You may recall a recent post of mine detailing "Why You Need a Will". Well, here is its companion post: "5 Common Will Mistakes":

1. Writing your will by hand: just don't. There are some states that will not recognize handwritten wills, so it is best to have a typed will signed by two witnesses.

2. Not knowing your state’s laws. Every state is different! Making sure that you are aware of the laws that dictate validity, construction, and interpretation can help you best prepare your will and ensure your intentions and wishes are abided by.

3. Not making revisions. Having a will is great! Not revisiting it and updating it is not. You need to make sure that if people come and go from your life, that is reflected in your will, as well as changes to your possessions.

4. Not creating a living will. A will covers you in case of death, a living will covers you in situations where you may not be able to advocate for yourself. You need to make sure that all situations are accounted for.

5. Trying to DIY it. You may think that you have covered all of your assets, but did you account for insurance? Pensions? Bank accounts? What about tax laws? It is best to seek professional guidance to make sure that you are following the rules and not forgetting anything.

As always, drop a comment or slide into my DMs if you have any questions!

And if you don't already have a will, get one. Please.

08/24/2022

He done did it!

More info here: https://studentaid.gov/debt-relief-announcement/

08/22/2022

Welp y’all, I’ve got some tough news for all of us… if there is anything in life that is 100% certain, we’re all gonna die one day.

I know, I know… this might just be the worst way to start off the week on a Monday, but you most certainly can never claim that I’m not honest!

Wills aren’t just something for the aristocratic or famous. They are something that everyone needs, regardless of wealth or health status.

Why? Because when it comes time, your loved ones should be more focused on your passing than on dealing with the mess that ambiguity could leave behind… and when I say mess, I’m talking 20 toddlers drinking purple grape juice in a white carpeted room while playing with playdough, fingerpaint, and (you better sit down for this one) GLITTER.

That’s right, I went there.

Remember – what might seem straight forward and obvious to you will end up open for debate in your absence, and that can lead to deep consequences amongst family. Tbh, nobody wants that!

To put it plainly, here are 7 reasons you need a will, like right now:

1. You will save time, money, and stress for your loved ones by avoiding lawyers and arbitration.

2. YOU dictate who will manage your estate, aka the ‘executor’ (your choice may not be who everyone else would assume).

3. You get to decide who gets what – AND who doesn’t. Sure, maybe you are fine having everything split evenly, but then again maybe you don’t want your life savings going to the nephew who blows his money on cars and gambling. Just a thought!

4. Outside of monetary value, you have other considerations to make: Who will take care of your children? Your animals? These are even more valuable than the car or house, and your wishes should be clear and concise.

5. You have the opportunity to do GOOD! You can dictate that a portion of your assets go to a charity or cause of your choosing, leaving behind a legacy you are proud of.

6. You will provide your own funeral instructions: where and how to have the funeral, or if you prefer something unconventional, etc.

7. You can minimize estate taxes. Doing your due diligence now will help you set out a game plan for when the time comes that could save a lot of money on estate taxes, benefiting your recipients.

Now if all of THAT wasn’t enough to convince you to get a will, I am happy to hop on the phone with you and tell you why you’re wrong 😉 Message me if you have any questions at all!

08/19/2022

Can I tell y'all a secret? 22 year old Hayden did not know that there is actually a difference between an FSA and an HSA...

I have a feeling I was not alone! Let's break it down...

A Flexible Spending Account (FSA) is an arrangement through your work that allows for you to pay for out-of-pocket medical expenses (copays, deductibles, prescriptions, medical devices, etc.) with tax-free dollars.

You can contribute as much as you would like into your FSA, up until whatever limit set by your employer. That said, the money in your FSA does not carry over year to year like it does in an HSA…

If money is left at the end of the year, your employer will offer two options: 1. You get 2.5 additional months to spend the money, or 2. You can carry over up to $500 to spend the next plan year. Make sure that you are aware of what your employer allows!

As always, shoot me a message or comment below if you have any questions!

08/17/2022

Enrolling in benefits at work is confusing, especially if you’re doing it for the first time! Let’s remove some of the confusion and break things down, starting with HSAs…

A Health Savings Account (HSA) is an account that allows you to save pre-tax dollars to spend on future healthcare related expenses, like deductibles, copays, coinsurance, etc. You can spend the funds in your HSA at any point in time, but…

You can only contribute to an HSA if you have a High Deductible Health Plan (HDHP). For 2022, the minimum deductible to be considered an HDHP is $1400 for individuals and $2800 for families. Plans will oftentimes tell you if they are HSA-eligible.

As far as contributions go, in 2022, you can contribute up to $3650 as an individual or $7300 as a family. Your HSA is also able to earn interest tax-free, and you can even invest the funds to try and grow your account more, though where there is reward there is also risk.

You can open an HSA through your insurance company (if they offer it), your bank, or any other financial institution. Comment below if you have any questions or shoot me a message!

08/15/2022

At Wagner Wealth Management, we like to think of as a chance to climb to new heights and accomplish life . Now, some of you might know that is one of my hobbies outside of work (as you can see in my picture down below), so one of my favorite lifters, Nora Langdon, came to mind…

After a 35-year career in real estate, Nora felt she wasn’t in great shape after struggling with everyday things like walking up the stairs in the houses she sold. At a birthday party, she met personal trainer Art Little and, after watching a powerlifting meet, she decided that’s what she wanted to do next.

At 65 years young, Nora took up powerlifting. Years later, she now holds 19 world records, is the most decorated powerlifter in her weight class, and has won 23 of 25 of her powerlifting meets.

And before you say, “well I’m sure for her age she is great”… Her personal records are 413lb on squat, 203.9lb on bench press, and 381.4lb on deadlift. In the powerlifting world, those numbers are AWESOME!

Learning more about Nora’s story, I started thinking about how this applies to the people we work with everyday… The real question for everyone preparing for retirement is: what will drive you to new heights?

If you don’t have a plan to get you there, reach out to me and my team. We’d be happy to help.

Btdubs, if you want to see for yourself how much of an SBD-beast Nora is, go check out her lifts on her Instagram at and prepare to be inspired!

08/12/2022

Raise your hand if you’re an entrepreneur or business owner 🙋🏻‍♀️

Owning a business might be a part of your American dream… For some baby boomers, entrepreneurship is also a part of their retirement.

A report from the Kaufman Foundation found that baby boomers are twice as likely to plan on starting a business as millennials are, and the percentage of businesses being started by Americans 55 and older is steadily increasing 📈

The problem is that retirement planning is not a priority for many entrepreneurs (you know who you are 👀) and saving for retirement as a small business owner just isn't nearly as simple as being automatically enrolled in a company 401(k) plan.

Take a look down below to see some of the biggest mistakes entrepreneurs make when it comes to retirement planning…