SC Home Loans

03/07/2026

Quick market update for homeowners:

Interest RATES have DROPPED to some of the LOWEST levels we’ve seen since 2022. And when you refinance, you can skip one mortgage payment, which is always a nice bonus.

If you’ve been thinking about refinancing, it might be worth taking another look.

You can potentially:

• Lower your rate
• Lower your monthly payment
• Do it with little or even nothing out of pocket

And as many of you already know, we work hard to find some of the lowest rates available, so when rates drop like this it’s a good time to check what the actual lowest option looks like.

If you’re curious what the numbers look like for you, just send a quick email with your current mortgage balance and we can reply with a new payment quote in about 5 minutes.

Free, fast quotes with no obligation.

* GET UP TO 2% LOWER THAN THE CURRENT INTEREST RATE USING YOUR EQUITY. ASK ME ABOUT OUR TEMPORARY RATE BUY-DOWN PRGRAM.

Happy to check for you!

Blessings!
~ Kiara ☺️🏡
SC Home Loans, LLC
[email protected]
864-263-7788
NMLS ID 1594479
NMLS ID 1588407

07/02/2025

🏡 Outgrown your home this summer?

Summer is in full swing — the kids are home, the noise is nonstop, and suddenly the house feels like it's bursting at the seams.

Is it time for a bigger place? 🔑

You’re not imagining it.
Your home might actually be too small now.

Here’s the good news:

✅ Same-day closings are common. That means you can sell your current home and close on your new one on the exact same day. No moving twice. No limbo. Just a smooth transition.

✅ Contingency offers are a smart option. This simply means your offer to buy a new home depends on your current home selling first. Sellers see them all the time — it’s a common, reasonable request, especially in a balanced market like we’re in now.

📊 Fun Fact: 53% of move-up buyers use contingency offers in their contracts — and most get accepted, especially when paired with a pre-approval.

💡Bonus: When you sell your current home, you can often use the proceeds for a strong down payment on your next one — giving you more options and better terms.

If you’ve worked with us before, you already know we make it easy.
If you haven’t — now’s a great time to reach out.

🏡 Let’s figure out your next move.

📲 Message us today — or tag someone who’s outgrown their space.

Blessings!

~ Kiara ☺️🏡

SC Home Loans, LLC
[email protected]
864-263-7788
NMLS ID 1594479
NMLS ID 1588407

SC Home Loans is a local, family owned company with a mission to serve our community.
*BEST RATES!

04/15/2025

🎉 Another Win for Our Clients at SC Home Loans, LLC! 🎉

Moving from out of state without starting your new job yet? No problem—we made it happen!

We’re excited to share a recent success where our client was approved for a mortgage here in South Carolina based solely on future income. That’s right—they hadn’t even started the job yet, but we got it done ✅

🔑 Need to qualify on future income? We got you covered.
Whether you're relocating, changing careers, or starting fresh, SC Home Loans, LLC can help you qualify with just a signed offer letter—even before your first paycheck.

💼 Moving for a new job?
🏠 Need to buy a home before you start working?
📄 Have an official offer letter?

Let’s talk. We know the guidelines, we know the process, and most importantly—we know how to help.

📲 Message us to see if you qualify today!

01/24/2025

Big News! 🎉
Starting March 4th, 2025, USDA will begin approving mobile homes for 100% financing! 🏡 We've been waiting for this announcement for years, and it's finally here.

If you've been thinking about making the move from renting to owning, now is the perfect time to start building equity in your own home.

📲 Call, text, or email me today to learn more about how you can take advantage of this incredible opportunity!

09/21/2024

🎉 Success Story! 🎉
We just helped one of our amazing clients lower her mortgage rate by 2% through a simple Streamline Refinance! 🌟

This move is now saving her over $300 per month on her mortgage—money that can be put toward what truly matters. Whether it’s saving for the future, taking that dream vacation, or just enjoying a little more breathing room in the budget, we’re thrilled to make a real difference in her life.

👉 If you’re looking for ways to save on your mortgage, call me! It might be easier than you think to lower your rate and reduce your payments.

God bless!
- Kiara 😊🏡

01/06/2024

▶︎ USDA 100% financing with NO money down!
▶︎ You'd be surprised what areas are still eligible!
Including a lot of the Five Forks area!! 😲😲
▶︎ Here's a current screenshot of the map.
▶︎ Call me to get pre-approved and discuss all your options! 😊 🏡
- NMLS 1594479

SC Home Loans is a local, family owned company with a mission to serve our community.
*BEST RATES!

07/01/2023

Hey FB Fam!
Home values are still increasing, get in and start building equity today! 🏋️
We're known for having THE best rates, call for a quick quote!
- Kiara 🔑🏡

01/07/2023

Just closed my 3rd loan in a row for people that got turned down elsewhere!
They were pre-approved with these lenders and were already under contract and then declined at the last minute. 😯

We were able to lock them in at much lower rates than they were previously quoted as well. Tell someone about me 😊 It would be my pleasure to be able to help 2023 be an awesome and prosperous year! 🏡 🎉

SC Home Loans, LLC
[email protected]
864-263-7788
NMLS ID 1594479
NMLS ID 1588407

03/09/2022

SC Home Loans is celebrating 5 years of serving our community!
With over 26 years of experience in the industry. 🥳👏
Please join us by liking our page again since our previous page was deleted for some reason. 🙂