Greenwood - Southern Trust Mortgage

Greenwood - Southern Trust Mortgage Southern Trust Mortgage supports Equal Housing Opportunities. NMLS #2921

Long description:
Southern Trust Mortgage LLC - NMLS #2921 (www.nmlsconsumeraccess.org) lends as a Registered Lender in DE, MD, NC, OH, PA, TN, VA; in DC (Mortgage Dual Authority Lic -2921), as a Licensed Mortgage Lender in SC (ML Lic -2921) and WV (ML Lic -34191). Southern Trust Mortgage LLC dba Southern Residential Lending LLC in AL (Consumer Credit Lic #22560), FL, GA (Mortgage Lic

#16579) and is licensed by the NJ Department of Banking and Insurance. Southern Trust Mortgage LLC is proud to be an Equal Housing Lender and Equal Opportunity Lender.

Our last tax benefit of the month: the home office deduction!If you use a portion of your home as a dedicated workspace,...
03/30/2023

Our last tax benefit of the month: the home office deduction!

If you use a portion of your home as a dedicated workspace, you may qualify for a home office deduction when filing your taxes! To qualify, the space must be used exclusively for work-related activities, and it must be your principal place of business.

What types of home expenses can you claim with the home office deduction? Here are the most common:

🏡Real estate taxes
🏡Home mortgage interest
🏡Mortgage insurance premiums
🏡Depreciation
🏡Insurance
🏡Repairs
🏡Security system
🏡Utilities

Are you ready to reap the benefits of homeownership this tax season? Connect with me today!

Here at Southern Trust Mortgage, consistency is in our DNA.It is our top priority to instill confidence and build lastin...
03/29/2023

Here at Southern Trust Mortgage, consistency is in our DNA.

It is our top priority to instill confidence and build lasting relationships by delivering excellence for every customer, every time.

Are you ready to experience the Southern Trust difference? Connect with me today to get started!

If you needed another reason to go green, here it is! Last year, the federal government signed the Inflation Reduction A...
03/22/2023

If you needed another reason to go green, here it is! Last year, the federal government signed the Inflation Reduction Act into law, providing tax credits and rebates to certain qualified homeowners who install approved energy-efficient additions to their homes.

These approved additions could include:

🏡Upgrades on electric panels to handle EV charging and other new electrical devices
🏡Highly efficient central air conditioner units
🏡Energy-efficient insulation
🏡Energy-efficient doors & windows
🏡Water heaters, furnaces, and water boilers that run on natural gas, propane, or oil
🏡Heat pumps & wood burning stoves
🏡Adding solar panels or subscribing to a solar community project

And more!

If you’re thinking about adding one of these green improvements to your home through a refinance, speak with me today to discuss your options!

Spring has officially sprung!🌸 As the temperatures and the market heat up, let's discuss the reasons why now is the perf...
03/20/2023

Spring has officially sprung!🌸 As the temperatures and the market heat up, let's discuss the reasons why now is the perfect time to buy.

🏡 Ideal weather for moving and touring homes
🏡 More inventory to choose from
🏡 Prices are usually on the rise, but not at their peak
🏡 If you're ready to buy quickly, you can use the fast-moving market to your advantage

Are you ready to 'spring' into a new home this season? Connect with me today to get started!

We are so LUCKY to have you as a client!☘️Happy St. Patrick's Day from our team to you. Have a safe and fun holiday week...
03/17/2023

We are so LUCKY to have you as a client!☘️

Happy St. Patrick's Day from our team to you. Have a safe and fun holiday weekend!

With tax season in full swing, we're here to highlight the benefits of homeownership when filing! Next up: the capital g...
03/15/2023

With tax season in full swing, we're here to highlight the benefits of homeownership when filing! Next up: the capital gains exclusion.

When you sell your home, you may be eligible to exclude a portion of the capital gains from the sale from your taxable income. The term “capital gain” in this case, refers to the increase in the value of a home when it is sold.

If you’ve lived in the home for at least two of the five years prior to the sale, you can exclude up to $250,000 of capital gains ($500,000 if married and filing jointly) from your taxable income. This exclusion can provide a significant tax break for many homeowners.

Are you ready to reap the benefits of homeownership this tax season? Connect with me today to get started!🏡

An underwritten credit approval in just one day? Yes, please!The exclusive Priority Approval program from Southern Trust...
03/11/2023

An underwritten credit approval in just one day? Yes, please!

The exclusive Priority Approval program from Southern Trust Mortgage is more than just a pre-qualification. Designed to get you an underwritten credit decision in 24 hours or less, a Priority Approval is the quickest way to make your strongest offer.

Want to learn more? Connect with me today to discuss your options!

With tax season in full swing, we're here to highlight the benefits of homeownership when filing! Let's dive into anothe...
03/08/2023

With tax season in full swing, we're here to highlight the benefits of homeownership when filing! Let's dive into another major tax benefit: the property tax deduction.

Property taxes are a significant expense for many homeowners, and the good news is that you can deduct the amount you pay each year on your federal tax return. To claim this deduction, simply itemize your deductions on Schedule A of your Form 1040.

Keep in mind that if you reside in a state with high property taxes and/or high-income taxes, you may not be able to deduct everything you pay.

Are you ready to reap the rewards of homeownership this tax season? Connect with me today to get started!🏡

Today's Home Loan Lingo term is...Appraisal!An appraisal is the determination of the value of a property by an appraiser...
03/06/2023

Today's Home Loan Lingo term is...Appraisal!

An appraisal is the determination of the value of a property by an appraiser. This evaluation helps home buyers understand how much they should pay for a property and ensures that the mortgage is appropriate for the value.

Ready to learn more? Connect with me today!

Of course, the most important person in the home-buying process is...YOU!Your homebuying wants and needs are of the utmo...
03/03/2023

Of course, the most important person in the home-buying process is...YOU!

Your homebuying wants and needs are of the utmost importance to us, and my team and I will guide you every step of the way.

Are you ready to kick off your homebuying journey? Visit my website today to get started.

With tax season in full swing, we're here to highlight the benefits of homeownership when filing! And one of the biggest...
03/02/2023

With tax season in full swing, we're here to highlight the benefits of homeownership when filing! And one of the biggest of these tax benefits is the mortgage interest deduction.

Homeowners can deduct the interest paid on their mortgage each year, up to a certain limit. For tax years 2018 through 2025, you can deduct interest paid on up to $750,000 of mortgage debt (or $375,000 if married filing separately).

You pay more mortgage interest in the earlier years of your mortgage than in the later years. As a result, any homeowner tax benefits you see from itemizing may gradually decline (or they might not if your property taxes go up every year), and the shorter your mortgage, the faster this will happen.

Are you ready to buy a home and reap the tax benefits of homeownership? Connect with me today to get started!🏡

“Friends. Sisters. Mothers. Professors. When women affirm women, it unlocks our power. It gives us permission to shine b...
03/01/2023

“Friends. Sisters. Mothers. Professors. When women affirm women, it unlocks our power. It gives us permission to shine brighter.”
— Elaine Welteroth

Women’s voices are powerful and deserve to be heard. As Women’s History Month takes off, we ask each of you to applaud the women around you as we celebrate their contributions and courage to overcome the challenges they have faced.

Happy 🚺

Address

224 West Cambridge Avenue
Greenville, SC
29649

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17047693337

Website

Alerts

Be the first to know and let us send you an email when Greenwood - Southern Trust Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category