06/08/2026
YES!...There is a difference between the "Market Value" of your home and its' "Insurance Replacement Value"!
With inflationary costs over the past few years, there are many homes that are now underinsured for their "Insurance Replacement Value"...Market Value is simply the price you could sell your home for in comparison to other similar homes that may be for sale in that same period of time...However, "Insurance Replacement Value" is what it would cost you to rebuild your home in the event of a total loss...In most cases, the difference in valuations are thousands of dollars apart!
If you are not sure if your home is properly insured, Stevenson Insurance Associates LLC can provide you with a comprehensive "Replacement Cost Estimate" that will establish a proper"Insurance Replacement Value" for your home!...We can also provide for "Guaranteed Replacement Cost Coverage", which simply means we will insure your home for whatever it would cost to rebuild it at the time of loss!..This also helps to offset any additional inflationary costs that may be associated with rebuilding your home.
At Stevenson Insurance Associates LLC, we promise to earn your business!...Give us a call at 724-832-9889, or visit us at: www.stevensoninsassoc.com
Marks S Stevenson, CPIA, LUTCF &
Donna R Stevenson, CPIA
Stevenson Insurance Associates LLC See less