Agri Business Finance

Agri Business Finance Agri Business Finance provides producers with the opportunity to increase sales and manage receivables better and to create enhanced seasonal cash flow.

With a unique and personalized approach, every customer deals with a person in our office directly.

What does it mean to have a lender who truly understands farming?For Kevin Reed, an ABF board and loan committee member,...
09/09/2026

What does it mean to have a lender who truly understands farming?

For Kevin Reed, an ABF board and loan committee member, it means bringing 16 years of firsthand farming experience to the table. That perspective helps him understand what farmers are facing and make better decisions when it comes to their financial needs.

Especially for young farmers, knowing your numbers and having someone in your corner can make all the difference.

“We’re all in here together, and we’re all fighting together for the farmer.”

🎥 Hear the full story and learn more about the role Agri Business Finance plays in supporting farmers.

Watch the full video on YouTube 👉🏻 https://youtu.be/JJ_jK1HxqwM?si=H4CLCfh62BlWPBHH

This Labor Day, we’re celebrating the people who keep agriculture moving.From the early mornings in the field to the lon...
09/07/2026

This Labor Day, we’re celebrating the people who keep agriculture moving.

From the early mornings in the field to the long days in the shop, the office, and everywhere in between, agriculture takes hard work, dedication, and a whole lot of grit.

At Agri Business Finance, we’re proud to support the farmers, agribusiness owners, and rural businesses who put in the work every day to keep our communities strong.

Here’s to the hands that work the land, the minds that keep businesses growing, and the people who make agriculture happen.

Happy Labor Day! 🇺🇸

We don't think this gets shared nearly enough, but as we move into harvest season, we encourage you to be mindful of how...
09/04/2026

We don't think this gets shared nearly enough, but as we move into harvest season, we encourage you to be mindful of how you're taking care of yourself.

As farmers and ranchers, we bear a lot of responsibility, not only for taking care of our families and animals but also for feeding the country and even the world.

That's a heavy weight to carry. We hope you remember today that you don't have to carry it alone. While harvest deadlines might feel heavy, it's important to know when to ask for support.

Remember, a healthy farm needs a healthy you.

Not all lenders are created equal, and when it comes to your farm operation, who you borrow from matters just as much as...
09/02/2026

Not all lenders are created equal, and when it comes to your farm operation, who you borrow from matters just as much as what you borrow.

Before you sign anything, make sure you're asking the right questions. Over on our blog, we break down five questions every farmer should ask a lender before committing to a loan, from how repayment terms are structured to what happens if you have a tough year.

The right lender should have clear, confident answers to all of them.

Read the full blog at the link below.

https://www.agribusinessfinance.net/blog/posts/496-5-questions-to-ask-the-lender-before-signing-a-loan

We’re headed to the Farm Science Review, and we’d love to see you there!Join us September 22–24 at the Farm Science Revi...
08/31/2026

We’re headed to the Farm Science Review, and we’d love to see you there!

Join us September 22–24 at the Farm Science Review in London, Ohio. You’ll find Agri Business Finance in the Ohio Country Journal Building at Booth 5.

And we’re bringing a little something extra for our customers! Stop by our booth, say hello, and we’ll have a special treat for you—a FREE meal ticket to the Cattlemen’s food tent.

🎟️ Get your tickets ahead of time for just $10 at fsr.osu.edu or through Ohio State University Extension offices. Tickets are $15 at the gate, and children 5 and under get in free.

Mark your calendar, grab your tickets, and come see us at Farm Science Review. We’ll see you at Booth 5!

U.S. cropland values topped $6,000 per acre for the first time ever in 2026, and for farmers across the Corn Belt, those...
08/28/2026

U.S. cropland values topped $6,000 per acre for the first time ever in 2026, and for farmers across the Corn Belt, those numbers are even higher.

Iowa cropland is averaging $10,700 per acre, Illinois is at $10,200, and Ohio is at $10,100. Since 2022, average cropland values nationally have risen nearly 22%.

For producers thinking about purchasing land, refinancing existing acreage, or planning for the next generation, rising land values can actually work in your favor when it comes to your balance sheet and your borrowing position.

If land is part of your long-term plan, now is a great time to have a conversation about what farm real estate financing could look like for your operation.

Read the full article at the link below and reach out to our team to talk through your options.

https://www.agriculture.com/partners-u-s-cropland-tops-usd6-000-per-acre-for-first-time-in-2026-12032521

Taking out your first farm loan can feel overwhelming, but knowing where to start makes the whole process a lot less int...
08/26/2026

Taking out your first farm loan can feel overwhelming, but knowing where to start makes the whole process a lot less intimidating.

Here's a simple roadmap for young and beginning farmers ready to take that first step:

Get your financial documents in order - tax returns, income statements, and a basic cash flow projection go a long way
Know your credit standing - pull your report, check for errors, and be prepared to talk through your history honestly
Have a clear picture of what you need - land, equipment, operating expenses, or all of the above
Build a basic business plan - lenders want to see that you've thought through your operation and your goals
Find the right lender - one who understands agriculture and can walk you through programs designed specifically for beginning farmers

That last step is where we come in. At Agri Business Finance, we work with young and beginning farmers every day and know the programs available to help you get started, including FSA loan options built specifically for producers early in their careers.

Don't let uncertainty keep you from taking the next step. Reach out to our team today and let's figure out the right path forward for your operation.

Learn more here: https://www.agribusinessfinance.net/financial-services/young-farmers-program

Debt is a normal part of running a farm operation, but debt that no longer fits your operation is worth taking a closer ...
08/24/2026

Debt is a normal part of running a farm operation, but debt that no longer fits your operation is worth taking a closer look at.

Whether your cash flow has been consistently tight, your farm has grown or changed, or you're heading into a challenging season, restructuring your farm debt might be a smarter move than you think.

Over on our blog, we break down six signs it might be time to consider restructuring and how to start that conversation with your lender.

Read the full blog at the link below.
https://www.agribusinessfinance.net/blog/posts/463-when-to-consider-restructuring-your-farm-debt

There are a lot of misconceptions out there about agriculture lending, and they can end up holding farmers back from fin...
08/21/2026

There are a lot of misconceptions out there about agriculture lending, and they can end up holding farmers back from financing they actually qualify for.

Too small to get approved? Credit not perfect enough? Think operating loans are only for planting season? Over on our blog, we're debunking six of the most common ag lending myths and sharing what farmers should actually know before ruling out their options.

If you've ever talked yourself out of exploring a loan because of something you assumed, this one's worth a read.

Read the full blog at the link below.

https://www.agribusinessfinance.net/blog/posts/331-agriculture-lending-myths-debunked

Feel like you're spending more on diesel this year? You're not alone! A new study found that farmers across the country ...
08/19/2026

Feel like you're spending more on diesel this year?

You're not alone!

A new study found that farmers across the country spent $1.4 billion more on diesel during the 2025-2026 planting season than the year before, a 63% jump year-over-year. For producers in Indiana, Ohio, Michigan, and Illinois specifically, the average cost to refill an on-site fuel tank increased by more than $1,800 compared to last season.

That kind of unexpected expense can put real pressure on cash flow, especially when harvest is still months away.

If higher input costs this spring left your operation feeling stretched, an operating loan can help bridge that gap and keep things running smoothly until revenue starts coming in. Reach out today and let's talk through your options.

You can read more about the study here: https://www.agriculture.com/study-finds-farmers-spent-usd1-4-billion-more-on-diesel-during-planting-12026424

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Greensburg, IN
47240

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