Group Coverage
Medical
Group Health Insurance assists in improving employee wellbeing as well as helps your company attract and retain quality employees in a competitive hiring market. Plan designs range from Fully-Insured, Health Reimbursement Plans, Health Savings Accounts to Self-Funded. The solution that best reflects the goals of your company will stem from a balance between cost savings a
nd comprehensive benefits. Dental
An easy, yet effective way to add value to your employee benefits package is by offering group dental coverage. Routine dental exams have a dual benefit of keeping employees healthy, and preventing excessive absenteeism due to poor dental health. A variety of plan designs, as well as employer paid and voluntary options makes this a cost-effective and attractive benefit for employees. Vision
Good visual health plays an important role in contributing to the overall health of your company. Plan design can vary from fully company paid to employee paid or a combination of employer and employee paid benefits. With a large percentage of US residents requiring some level of vision correction, it makes sense that a vision plan is a highly desired benefit by employees in today's workplace. Life
The most basic and budget-friendly way to provide income replacement protection to employees is through group life insurance coverage. A myriad of options exist for this type of coverage, including group term and whole life policies that accrue cash values. Disability
Disability insurance protects against the potential loss of an employee's earned income in the event that a disability makes working impossible. Companies that offer Short-Term and/or Long-Term Disability Plans provide their employees with a safety net to help them meet their financial security needs. Plans can be designed to provide tax free benefits and options include both employer and employee paid plans. Worksite Benefits
Cancer insurance, Accident policies, and other reimbursement plans are available for employees who desire this additional level of protection. Individual Coverage
Medical
For many people, group medical coverage is simply not an option. In an effort to meet the needs of a variety of health care consumers, Pilot Benefits offers individual medical coverage through Blue Cross Blue Shield and Coventry One. These policies can be more affordable than group coverage, while still offering amenities such as co-pays and maternity coverage. Dental
The evidence in support of good dental health grows stronger every day. Individual dental coverage can be an excellent option for those who do not have access to group coverage. Benefits include routine exams and bite-wing x-rays at little or no additional cost to you. Are you in need of dental coverage?
- Madison National Dental Plans
- Ameritas Dental
- SecurityLife Dental
Medicare
For those individuals 65 years of age and older, group coverage can simply be too expensive to consider. For this reason, Pilot Benefits has partnered with several health carriers to offer a variety of options, including Supplements, Medicare Advantage plans, as well as prescription drug benefits, better known as Medicare Part D. Short-term
Accidents and sicknesses are never planned and can be difficult to manage. For transition periods such as post-graduation or probationary periods with new jobs, temporary insurance is not only important, it's necessary. An inexpensive, catastrophic policy can provide a sense of security until a more permanent solution can be found. International
Most people do not know that their medical plan does not cover medical evacuation in the event of an emergency. In fact, arrangements are usually made to treat patients in the nearest hospital. International medical policies provide a level of coverage that is specifically designed for travelers. An international network of providers can treat minor conditions, while a medical evacuation benefit pays to bring the member back to the United States in the event of a more serious accident or illness.
