Wilson Financial Advisors

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Wilson Financial Advisors A full service financial firm committed to helping people pursue their financial goals. We specialize in retirement planning.

We have access to a wide range of financial products and services to individuals and business owners. Whether you have questions or concerns regarding social security, 401k rollovers, pension maximization, investment advice, Medicare, long term care or estate planning; we are here to help! Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. www.finra.org, www.sipc.org
Third party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.wfa-nc.com

10/15/2026

Is work beginning to take more from you than it gives you?

There was probably a time when your career gave you a sense of purpose, accomplishment, and financial security.

But what happens when the stress, long hours, and demands of the job start outweighing the satisfaction you get from it?

Maybe you're missing out on time with your family. Maybe you're too exhausted to enjoy your weekends. Or maybe you simply don't have the same enthusiasm for work that you once did.

There's nothing wrong with continuing to work if you enjoy what you do. But if you're financially capable of retiring, you have to ask yourself what you're sacrificing by staying.

Because a bigger retirement account doesn't necessarily mean a better retirement.

Sometimes the best return on your money is getting your time back.

Always here to help. By the way, I hate my boss.... Oh wait! that's me! 😉

Hey! I have a new YouTube channel: That Financial Guy...Go check it out and do all those wonderful things, like, subscri...
10/14/2026

Hey! I have a new YouTube channel: That Financial Guy...

Go check it out and do all those wonderful things, like, subscribe blah, blah blah.

I will be dedicating this channel to more longer form videos to help you along with your financial journey.

Recently started it and its started to take hold. check it out

https://www.youtube.com/-Keith

10/13/2026

Every additional year you work could mean more money in your retirement accounts, a bigger Social Security benefit, and a stronger financial position.

But at some point, you have to ask yourself, how much is enough?

If the numbers say you can afford to retire, is another year of working really worth giving up another year of freedom?

You can always make more money. You can't make more time.

Retirement planning isn't just about how much money you can accumulate. It's about knowing when you have enough to start enjoying what you've worked so hard for.

So, are you ready to trade more money for more time? Maybe we need to talk?
Sincerely,
Keith

10/08/2026

One of the most important numbers in retirement planning is your income gap.

Start with what you want to spend. Then subtract the guaranteed income you expect from sources like Social Security and a pension.

Whatever is left has to come from your portfolio.

That’s where retirement planning software like Boldin can be extremely helpful. Run the projection. See whether the numbers work. Then stress test it.

What happens with higher inflation? A market downturn? Living longer than expected? Higher healthcare costs?

But remember—software can run the numbers. It can’t decide which trade-offs are right for you.

Spend less? Retire later? Take Social Security earlier? Withdraw more from the portfolio?

Those are personal decisions.

The numbers help build the plan. You still have to decide what kind of retirement you want.

If you are at the level where you need more complex planning, check out the resources below to get in touch with me.

www.wfa-nc.com

10/06/2026

Two couples can retire with the exact same amount of money saved…and have two completely different outcomes.

Why?

Because retirement isn’t just about how much you’ve accumulated. It’s about how much you plan to spend.

A $2 million portfolio supporting a $6,000-a-month lifestyle is very different from that same $2 million trying to support $12,000 a month.

So before asking, “Do I have enough to retire?” start with a different question:

What is my retirement actually going to cost? What do you want to spend? Is there going to be debt carried over into retirement?

Once you know that number, then you can determine how big your nest egg really needs to be.

10/01/2026

$100,000 while you’re working may look very different than $100,000 in retirement.

Why? Because in retirement, where your money comes from matters.

Social Security. Traditional IRAs and 401(k)s. Brokerage accounts. Roth IRAs. Cash.

Each bucket can have different tax consequences, and having money spread across different types of accounts may give you more control over your taxable income in retirement.

That’s why I’m a big believer in tax diversification.

Retirement planning isn’t just about how much you save. It’s also about where you save it and the choices those different buckets can give you later.

09/30/2026

If I could go back to my early 30s, there’s one thing I would do differently with my money.

Instead of focusing so much on trying to max out my 401(k), I’d look at my overall savings rate, contribute what made sense to the 401(k), and then start building a taxable brokerage account.

I call it the Freedom Account.

No income limits. No contribution limits. No waiting until a certain age to access the money. And no penalty just because you decided to use your own money.

It can give you options before retirement, help fund an early retirement, or simply create another bucket to pull from later so everything isn’t tied up inside retirement accounts.

Your 401(k) is important. Your Roth is important.

But don’t overlook the account that can give you something just as valuable — flexibility.

If I were 30 again, I’d start building that bucket a whole lot sooner.

08/20/2026

Your Roth IRA may be one of the last accounts you want to spend in retirement.

Why? Because Roth money can be incredibly valuable later in life. Qualified withdrawals are tax-free, they don’t increase your taxable income, and Roth IRAs don’t have required minimum distributions during the original owner’s lifetime.

That can make your Roth a valuable reserve for large unexpected expenses, years when you want extra income without increasing your tax bill, or even money you ultimately leave to your heirs.

Retirement income planning isn’t just about deciding where to take money from today. It’s also about deciding which accounts may be more valuable to preserve for tomorrow.

Think of your Roth as the good bottle of w**e in the cabinet. You don’t have to save it forever…but you probably don’t want to open it on a Tuesday for no reason.

Wanna see the full video? Of course you do! check it out here: https://youtu.be/RpyUSUcb5W4?si=tWwYIWhwKVG7qupj

while you are at it subscribe to my NEW YouTube channel "That Financial Guy"

08/18/2026

One of the biggest advantages you have in retirement is choosing where your income comes from.

And sometimes, the best place to start is your taxable brokerage account. I like to call it the freedom account because it gives you great flexibility.

Why? Because when you sell investments, you’re generally taxed only on the gain, not the entire withdrawal. And depending on your taxable income, some long-term capital gains may even fall into the 0% federal capital gains bracket.

Meanwhile, leaving money in your IRA can create opportunities for strategic Roth conversions and better tax planning before RMDs begin.

The goal isn’t simply to spend one account down first. It’s to coordinate your withdrawals so you can potentially pay less in taxes over your entire retirement.

That’s what retirement income planning is really about.

Check out the full video on my YouTube channel "That Financial Guy" - https://youtu.be/RpyUSUcb5W4?si=tWwYIWhwKVG7qupj

Address

2709-C Pinedale Road
Greensboro, NC
27408

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 3pm

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