Senior American Services

12/28/2025

Atlanta College of Liberal Arts and Sciences offers flexible, affordable, and globally recognized online MBA and DBA programs. Designed to fit your busy schedule, our courses provide you with the essential skills and credentials to advance your career in business administration and leadership.

02/28/2021

Compensation: $35,000 to $100,000 annually
Employment Type: Full-Time Commission Sales

Location: All North Carolina Metropolitan Areas

Helping seniors find the right insurance coverage is essential and rewarding, but it can be hard to go it alone. For sustained success, agents need support. Whether you are an insurance sales veteran or are just a few years in but are highly motivated, you will find a solid path to your financial goals at Senior American Services. If you are service-oriented, humble, honest, and financially motivated, we want to help you succeed.

Why humble? Because our system works. We’ll train you to use it so you can reach your financial goals. Unlike traditional sales organizations, we never encourage high-pressure selling. Our corporate culture is more like a great sports team. We nurture talent, coach to success, encourage you when you struggle, and celebrate your victories.

As part of our team, you’ll enjoy:

• Family atmosphere with corporate stability — we are locally managed but operate under Heartland Financial Group
• Ongoing training and support from experienced, successful, working agents. Have a question while you’re in the field? Our veterans are just a phone call away. Our system is proven effective.
• When you join our team, you’ll receive a book of over 200 orphaned accounts you can work.
• Free B & C leads.
• A leads for active agents (PPL over 100).
• Competitive commission levels based on experience and proof of production.
• Access to over 65 carriers plus contracting assistance.
• Appointment setting services available (experienced appointment setters).
• No high-pressure sales. We are service-oriented and offer value-based care. We expect our agents to assist and educate prospects, help them find preferred providers and pharmacies. We want you to build a relationship of trust so you get followup business and referrals.
• Realistic earnings of $35k - 100k, depending on your skill and dedication.

Candidates must have:

• Motivation and drive.
• Service-oriented and coachable personality.
• Reliable transportation.
• State-issued life and/or health insurance license.

*** Apply with résumé through Facebook or call our office: 336-851-5633 ***

01/26/2021

There’s a new kind of COVID test, and it could be a game changer.

COVID-19 Rapid Antigen tests are just starting to hit the medical supply chain. They can provide faster results than PCR tests and identify infections earlier than Antibody tests. Here’s what you need to know.

PCR, Antigen, and Antibody tests all look for the presence of different things. PCR test look for viral genetic material (RNA) that is most prevalent during the first week after exposure. The problem with PCR tests is that every living thing has genetic material. It takes a complex lab with specialized equipment to break apart that RNA and determine whether it matches the virus. That’s why PCR results usually take a few days.

Rapid Antibody tests look for antibodies, which our body makes in response to the infection. Most antibody tests use a blood sample and look for both IgM (short term) and IgG (longer term) antibodies. Antibody tests are great because they can produce a result in about 15 minutes. However, since your body doesn’t really start producing antibodies at easily detectable levels until two or more weeks after exposure, they’re not great for identifying recent infections.

Enter the Antigen test, which combines the early “window of detection” of PCR tests with the rapid results of antibody tests. An Antigen test looks for a specific “spike” protein that the virus produces. This protein is present within the first two weeks of infection, just like viral RNA. However, since other living things don’t produce this protein, it can be detected in about 10 minutes without complex equipment.

The downside to Antigen tests is that they’re new and they’re expensive, so many testing sites won’t offer them. If you suspect you’ve been exposed recently and you can’t wait for the results of a PCR test, ask your testing site if they offer Antigen testing.

Thanks to https://americaser.com/covid19/ for the graph.

12/24/2020

From our family to yours, wishing you a Merry Christmas and a happy, healthy & prosperous 2021!

12/04/2020

There's still time to change your plan before the Medicare Annual Enrollment Period ends on December 7th. If you haven't talked with your agent yet, make sure to call your agent and schedule a plan review. If you need help finding an experienced agent in your area, give us a call: 336-851-5633.

Senior American Services Inc. is an independent insurance agency that offers a variety of products a

11/18/2020

The Medicare Annual Enrollment Period is ending soon, and there have been some important changes. If you haven't met with your agent yet, make sure you get that scheduled. You deserve the best advice and the best plan for you, as only an experienced agent can offer. Don't wait till you get distracted with Thanksgiving plans. Call your agent today and schedule a plan review. If you need help finding an experienced agent in your area, give us a call: 336-851-5633.

11/10/2020

This is a wonderful visualization of how COVID-19 spread is affected by room size, ventilation, and mask wearing.

The risk of contagion is highest in indoor spaces but can be reduced by applying all available measures to combat infection via aerosols. Here is an overview of the likelihood of infection in three everyday scenarios, based on the safety measures used and the length of exposure

10/14/2020

Medicare Open Enrollment starts tomorrow! Here are 2 key questions to help you save money on your health coverage:

𝟏. 𝐖𝐡𝐢𝐜𝐡 𝐩𝐥𝐚𝐧𝐬 𝐨𝐟𝐟𝐞𝐫 𝐢𝐝𝐞𝐧𝐭𝐢𝐜𝐚𝐥 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐚𝐭 𝐥𝐨𝐰𝐞𝐫 𝐜𝐨𝐬𝐭 𝐭𝐨 𝐦𝐞? Did you know that Medicare Supplement (also called Medigap) plans are 𝒔𝒕𝒂𝒏𝒅𝒂𝒓𝒅𝒊𝒛𝒆𝒅? That means that a Plan G from one carrier offers the same benefits as a Plan G from another carrier, though the premiums may vary. Really! It's right there page 71 of "Medicare and You"https://www.medicare.gov/Pubs/pdf/10050-Medicare-and-You.pdf

So why pay more? Ask your agent if there's another carrier offering the same plan at a lower premium.

𝟐. 𝐖𝐡𝐲 𝐝𝐨𝐞𝐬 𝐦𝐲 𝐩𝐫𝐞𝐦𝐢𝐮𝐦 𝐤𝐞𝐞𝐩 𝐠𝐨𝐢𝐧𝐠 𝐮𝐩? Just like us, plans age. As they age, their underwriting criteria can change. A plan that no longer takes on new members will suffer higher cost risk as those members age. That's why it's important to meet with your agent every year to make sure you're not stuck paying more than you need to.

Make sure you're working with an experienced agent who represents multiple carriers so they can guide you to a plan that saves you money and offers you the best coverage.

Need help finding an experienced agent in your area, give us a call: 336-851-5633

Senior American Services Inc. is an independent insurance agency that offers a variety of products a

10/01/2020

“𝗣𝗿𝗼𝗹𝗼𝗻𝗴𝗲𝗱 𝗖𝗼𝗻𝘁𝗮𝗰𝘁, 𝗣𝗼𝗼𝗿 𝗩𝗲𝗻𝘁𝗶𝗹𝗮𝘁𝗶𝗼𝗻, a 𝗛𝗶𝗴𝗵𝗹𝘆 𝗜𝗻𝗳𝗲𝗰𝘁𝗶𝗼𝘂𝘀 𝗣𝗲𝗿𝘀𝗼𝗻, and 𝗖𝗿𝗼𝘄𝗱𝗶𝗻𝗴” are cited as key elements for a COVID super-spreader event, says Muge Cevik, a clinical lecturer in infectious diseases and medical virology at the University of St. Andrews and a co-author of a recent extensive review of transmission conditions for COVID-19.

But what is a “Highly Infectious Person?” For example, in Daegu, South Korea, just one woman, dubbed Patient 31, generated more than 5,000 known cases in a megachurch cluster.

According to Samuel Scarpino, an assistant professor of epidemiology and complex systems at Northeastern, COVID-19 spreads in clusters, unlike the flu which spreads in a more linear fashion. In study after study, we see that super-spreading clusters of COVID-19 almost overwhelmingly occur in poorly ventilated, indoor environments where many people congregate over time—weddings, churches, choirs, gyms, funerals, restaurants, and such—especially when there is loud talking or singing without masks.

This post contains quotes from the following article, which is several pages long and delves into the science of epidemiology. We chose to draw out a few key points which might be helpful to our friends.

It’s not R.

09/22/2020

Medicare Open Enrollment is Coming! Here are 6 tips to save you money:

1. Open Enrollment runs from Oct 15th through Dec 7th.

2. For many people, this is the only time you are allowed to change plans. Talk to your agent to see if special circumstances apply to you.

3. It’s tempting to just stay with your old plan. It’s comfortable and familiar. But we’ve found that doctors, networks, and costs can change over time.

4. The best way to manage all your out-of-pocket costs, including premiums, is to re-evaluate your plan every year.

5. Keep an eye out for your “annual notice of change.” Your current plan will send this to you in September to spell out changes in costs, service, and coverage for the coming year.

6. If your plan changes for the worse, don’t panic. Shop around for a plan that offers the cost-benefit that you deserve.

Comparing plans on your own can be difficult. Having an agent do it for you is easy. Insurance agents who specialize in Medicare do this for families several times a day — they're great at it!

If you need help finding an experienced agent in your area, give us a call: 336-851-5633.

09/01/2020

Did you know that Enrollment in Medicare is not necessarily automatic when you turn 65? Call your agent to see what extra steps you may need to take.

(𝐼𝑚𝑎𝑔𝑒 𝑓𝑟𝑜𝑚 𝑜𝑢𝑟 𝐹𝑖𝑒𝑙𝑑 𝑀𝑎𝑟𝑘𝑒𝑡𝑖𝑛𝑔 𝑂𝑟𝑔𝑎𝑛𝑖𝑧𝑎𝑡𝑖𝑜𝑛, 𝐻𝑒𝑎𝑟𝑡𝑙𝑎𝑛𝑑 𝐹𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝐺𝑟𝑜𝑢𝑝).

08/11/2020

I recently considered putting off my annual dental checkup. My dentist's website explained in detail all the ways they're making keeping their patients safe, so I went. I'm glad I did. They really pulled out all the stops (sorry, bad pun) and made the visit both comfortable and safe. It's important to take care of non-COVID-related health issues, and good medical practitioners know how to keep you safe.

Rebekah Stewart, a CDC public health service officer and a nurse practitioner discusses the need to maintain personal health care during the COVID -19 pandem...