Crystal Reid - Financial Representative at Western & Southern Life

04/09/2025

For the 10th straight year The Western and Southern Life Insurance Company is giving away $529 toward a 529 Educational Plan in celebration of National 529 day.

https://bit.ly/3E9hQhf

*To qualify, meet with a registered representative during this limited time offer.

03/26/2025

Changing jobs and thinking about cashing out your 401(k)?

You may want to think again. If you aren’t experiencing a financial hardship (as defined by the IRS) and not yet age 59 ½, plan on paying a 10% IRS early withdrawal penalty, as well as potentially owing federal and even state income taxes.

However, you can roll over your money into an IRA or other tax- advantaged account, penalty and tax-free. Let’s talk about your options!

After age 59 ½, the IRS allows penalty-free withdrawals. Before that, early withdrawals may result in penalties and taxes unless you qualify for an exception.

03/13/2025

According to a new LIMRA study, millennials lead the pack in the generation who says they intend to purchase life insurance.

See why interest in life insurance is at an all-time high. Read the article below.

While two-thirds of Americans report their lives have largely returned to normal following the COVID-19 pandemic, the 2023 Insurance Barometer Study shows a record-high proportion of consumers (39%) who say they intend to purchase life insurance coverage within the next year.

03/10/2025

Whether your relationship is new or you've been together for years, it's important to understand how your partner handles money.

The article below highlights 50 money-related questions to ask your partner.

Discussing money with your significant other can be awkward. Ask your partner these 50 money questions from retirement questions to budgeting questions and more.

03/06/2025

Rethinking Income When You Retire: No Paycheck, No Problem

When you retire, you'll need to adjust to the reality of depending on assets instead of a regular paycheck. For that, you'll need a new financial strategy.

03/06/2025

Coverage that doubles during age 18 at no extra cost.
Insurance plan that can build cash value over time.
Guaranteed coverage for life, as long as the premiums are paid.

Learn more about our Grow-up®️ Plan at the link below.

https://bit.ly/4i5Fqds

You can reach out to me directly for a quote or with any questions.

The Grow Up® Plan is whole life insurance for children that provides financial protection, builds cash value and can guarantee life insurance coverage for a lifetime.

03/05/2025

Did you know that permanent life insurance may offer tax advantages?

From tax-deferred cash value growth to generally income-tax-free death benefits for beneficiaries, it can provide important financial benefits.

Want to explore how it might fit your needs? Message me!

Crystal Reid | Registered Representative
7025 ALBERT PICK RD STE 101 | GREENSBORO NC 27409-9519
336-289-4786 - office

WSLife.com/agent/creid1
Let's Review Your Finances > Start Your eSnapshot

03/05/2025

While you may not think life insurance is essential if you don’t have a spouse or kids, it may still be necessary. Depending on your situation, you may need a policy to provide adequate protection.

Read the article below to learn why you should consider life insurance, even if you’re single.

You may have financial obligations, or simply want to lock in a low rate.

01/16/2025

🌸 Chocolates are sweet, but helping to protect your loved ones is even sweeter. Life insurance could help offer your family financial security when they need it most. Contact me today to learn more.

Crystal Reid | Registered Representative
7025 ALBERT PICK RD STE 101 | GREENSBORO NC 27409-9519
336-289-4786 -office
WSLife.com/agent/creid1
Let's Review Your Finances > Start Your eSnapshot

01/03/2025

With Easy Choice Legacy, you can help secure your future, which may include the following:
✔️ Control how your estate grows
✔️ Provide a secure future for your loved ones
✔️ Leave an inheritance that may be passed on income tax-free

All with no medical exam required. Talk to a financial translator®️ today.

https://bit.ly/4iXkxBX

01/02/2025

Make this time of “Happy New Year” also a time to better position yourself for “Happy Someday Retirement.” A few key moves can make a big difference:

1. Maximize 401(k) Contributions.
2. Take Advantage of Employer Matches
3. Contribute to an IRA

Together let’s look at helping you ring in a more financially secure future!

https://cnb.cx/4a2y7A3

12/23/2024

Fed rate cut: How it affects your bank accounts, loans, credit cards, and investments

How the Fed's decision on interest rates affects savings products, various types of loans, and credit cards.