Prosperity & Associates Insurance Services

09/22/2024

💥Low Cost Dental and Vision Plans💥
ENROLL TODAY!!📝

Enjoy next-day coverage and no waiting periods on most dental insurance plans. There are no enrollment fees with any plan. Preventive visits, such as exams and cleanings, are covered up to 100%. Dental plans may include additional benefits such as LASIK, orthodontia or hearing care.

07/11/2024

An annuity is the safest vehicle to use as a savings account.

When the stock market rise your money will as well and when it falls your money stays right where it is. It will not fall past that point.

Most companies retirement planning includes annuities because they know it’s a low risk way to maximize your profits and savings.

Do your due diligence and learn more about annuities and how they can benefit you and your family. Call me I can help you. (336)252-8987

Grow that savings instead of spending it.🫵🏾

06/26/2024

Don’t sell yourself short. There’s someone out there who’s already doing that.

06/25/2024

From my desk to yours:

Did you know that life insurance on your job is ONLY for when you are working on the job?
I get this all the time. “I have it on my job”.
That’s great your company offers that but have you checked your policy lately?

Here are some examples of life insurance on the job goes wrong:

1. It’ll run out at a certain age normally around 65-70 years old, by then getting life insurance will be more expensive. You may not be eligible for coverage based on your age and health. Most people at that time of retirement can’t afford it because they’re on a fixed income and it’s too high with very low coverages or they get declined because of their health conditions.

2. The company may go out of business and lay off. Well no sugar coating that…. you’re SOL. They are not in the position to offer you anything.

3. Most companies only carry a “group term”policy which will run out on you eventually. In order to keep it, your premiums may go up. Term life policies only locks in a level premium for “a period of time” after that time is up you will experience a spike in premiums.

I encourage you to go back audit your policies and see what exactly your company is offering you.
If they’re offering you a policy and it’s not costing you then yes KEEP IT but I recommend to have a policy outside of your workplace as well.
If you need help understanding, I got you. Give me a call. Together we can solve your problem. 😉Highlight. Please repost and share

06/11/2024

From my desk to yours:

Check your life insurance policies for outdated information like ex-spouse as beneficiary, incorrect addresses/ phone numbers, and insufficient coverage for current assets.
Avoid probate delays and unwanted beneficiaries by updating your policies.

I highly recommend that you take the time to audit all important information on your policies.

The last thing you want is to be held up in probate which could be months to years to settle or worse your ex and their new love take a baecay on your dime.
Seek professional counseling if you need further assistance, we are always here for you. 😉

06/01/2024

🔊🔊PLEASE READ North Carolinians!!
THIS IS NOT A TEST NC!!🔊🔊
This email came from the Commissioner of Insurance, please be careful people. The scammers are real. Another way to check to see if they are not scammers ask for their National Producers Number and look them up on the NC of Insurance database. Mine is 19179844. That will tell you if they are legit or not. I'm pretty sure this is happening in other states as well. Please BE CAREFUL!!

Commissioner Causey warns of door-to-door scammers posing as DOI agents.
The Department of Insurance does not sell insurance, the Commissioner says.


RALEIGH

Insurance Commissioner Mike Causey is cautioning North Carolinians to be on the lookout for door-to-door salesmen posing as agents with the N.C. Department of Insurance who seek to sell fake insurance to unsuspecting consumers.

Agents with the department’s Criminal Investigations Division have been informed of at least two recent instances of this type of activity and are currently investigating the complaints. This is the fourth time since 2020 that there have been reports of NCDOI imposter agents acting as salesmen.

Some scammers may present a business card with a logo of the department on it. The department does not sell insurance.

“If anyone approaches or calls you stating they are selling insurance and are with the North Carolina Department of Insurance, this is obviously a scam,” Commissioner Causey said. “These impersonators are trying to scare or intimidate consumers into purchasing fraudulent insurance. Our Criminal Investigations Division will work with other partnership law enforcement agencies to pursue and root out this type of activity by seeking maximum charges.”

Similarly, if a representative shows up claiming to be from Medicare and asking for your Social Security number, this is another sign of a scam.

If anyone has information regarding imposters posing as NCDOI representatives, you can report it by calling 919.807.6840 or 888.680.7684.

05/18/2024

Our services are currently available in North Carolina and Virginia, but we can adapt our services to meet the needs of other states if necessary.

03/18/2024

Let's do this for the kids today. Act fast!

03/18/2024

Who wants life insurance for children until age 30 with annual payments?
You'd only make ONE payment per year. Choose from $17 for $10k, $27 for
$25k, or $50 for $50k.

03/07/2024

03/07/2024

Here's to Prosperity and Associates Insurance on its 3rd anniversary, igniting a passion for positive change! I’m eternally grateful for all your support. 🙏🏾