Kingsview Partners - Kolby J. Madsen

05/27/2026

Investors have plenty to celebrate as the S&P 500 surpassed 7,500 for the first time, supported by strong earnings growth, AI enthusiasm, and renewed IPO activity.

At the same time, rising interest rates and elevated valuations are reminders that markets never move higher without challenges. Higher bond yields are also creating new opportunities for income and diversification across portfolios.

While technology continues to lead, maintaining balance across sectors and asset classes remains critical in today’s environment.

Strong markets create opportunity.
Diversification helps manage the risks that come with them.

Read this week’s to learn more:

An important yet counterintuitive issue for investors is that long-term interest rates have risen despite the Fed’s latest cuts. Why is this happening and how does it impact investor portfolios?

05/20/2026

Federal Reserve leadership changes always attract attention, especially during periods of inflation, market volatility, and economic uncertainty.

With Kevin Warsh confirmed as the new Fed Chair, investors are evaluating what his views on inflation, interest rates, and Fed policy could mean for markets in the years ahead.

History shows that markets and the economy have grown through many different Fed leadership transitions and policy environments. While interest rates matter, they are only one part of a much larger picture that includes earnings growth, innovation, productivity, and consumer strength.

For long term investors, the key is maintaining perspective. Markets may react to each Fed decision, but financial success is still built on diversification, discipline, and long term planning.

Fed leadership may change.
Long term investing principles do not.

Read this weeks to learn more:

An important yet counterintuitive issue for investors is that long-term interest rates have risen despite the Fed’s latest cuts. Why is this happening and how does it impact investor portfolios?

05/06/2026

Investors are naturally drawn to patterns, especially in markets. From “sell in May” to the January Effect, many seasonal trends have gained attention over the years.

The challenge is that many of these patterns have shifted or disappeared over time. What may have looked like a reliable trend in one period often turns out to be coincidence rather than a true investing principle.

Markets are influenced by deeper forces such as economic growth, corporate earnings, and business cycles. These long term drivers have proven far more reliable than calendar based strategies.

For investors, the key is to avoid being distracted by short term patterns and stay focused on fundamentals, diversification, and long term goals.

Patterns may be tempting.

Discipline drives results.

Read this weeks to learn more:

An important yet counterintuitive issue for investors is that long-term interest rates have risen despite the Fed’s latest cuts. Why is this happening and how does it impact investor portfolios?

04/29/2026

More than three and a half years into the current bull market, one thing remains clear. Markets continue to climb despite a constant stream of concerns.

From inflation and rate hikes to geopolitical tensions and questions around AI, each cycle brings new challenges. Yet history shows that bull markets often persist through uncertainty, with pullbacks along the way that can feel uncomfortable but are entirely normal.

At the same time, the broader economy remains a key foundation for long term returns, and corporate earnings continue to support market growth. Bonds have also regained their role, providing income and balance alongside equities.

The lesson is not that risks do not matter, but that reacting to every headline can be counterproductive. Staying diversified and focused on long term goals has remained the most reliable approach across market cycles.

Markets may climb a wall of worry.
Long term discipline still leads the way.

Read this weeks to learn more:

An important yet counterintuitive issue for investors is that long-term interest rates have risen despite the Fed’s latest cuts. Why is this happening and how does it impact investor portfolios?

04/22/2026

While headlines focus on markets and geopolitics, housing remains one of the most important drivers of household wealth and financial stability.

Mortgage rates are still elevated, limiting affordability and keeping housing activity mixed. At the same time, home prices remain near record highs, helping support homeowner balance sheets and overall consumer spending.

For many households, real estate is their largest asset and source of debt. This makes it a key factor not only in the economy, but in personal financial planning as well.

The broader lesson is that financial health is not determined by the stock market alone. A holistic view that includes housing, debt, and long term goals is essential.

Markets may dominate the headlines.
Financial plans are built closer to home.

Read this weeks to learn more:

An important yet counterintuitive issue for investors is that long-term interest rates have risen despite the Fed’s latest cuts. Why is this happening and how does it impact investor portfolios?

04/15/2026

Markets continue to react to the evolving conflict between the United States and Iran, with oil prices swinging as headlines shift between escalation and potential resolution.

Higher energy costs are now pushing headline inflation higher, yet core inflation remains relatively stable. This suggests that while consumers are feeling pressure at the pump, broader price increases have not fully taken hold.

At the same time, the labor market is showing signs of slowing, although unemployment remains steady due to longer term demographic trends. Despite these challenges, corporate earnings continue to grow at a strong pace, supporting market resilience.

For investors, this mixed environment highlights an important principle. Geopolitical events can create volatility, but long term outcomes are driven by fundamentals such as earnings and economic stability.

Short term uncertainty may dominate headlines.
Long term investing still relies on discipline.

Read this weeks to learn more:

An important yet counterintuitive issue for investors is that long-term interest rates have risen despite the Fed’s latest cuts. Why is this happening and how does it impact investor portfolios?

09/10/2025

Many investors find themselves watching the rearview mirror when it’s the road ahead that matters most. With slowing job growth, stubborn inflation, and strong household wealth painting a mixed picture, it’s no wonder questions about recession risks are growing louder. But what do the latest shifts in the job market and consumer finances really mean for the economy, and for long-term investors trying to stay balanced in uncertain times?

Explore the key trends shaping today’s outlook and what they could mean for your portfolio in this week's : http://bit.ly/41Mc5i8

09/02/2025

Estate Planning Isn’t Just for the Wealthy—It’s for Everyone

When most people think about financial planning, retirement savings often come to mind. But one area that tends to get overlooked is estate planning—a critical step to protect your loved ones, clarify your wishes, and avoid unnecessary costs or delays.

Our latest article, Estate Planning Basics: Why It Matters and Where to Start, breaks down the essentials in a simple, approachable way:
✅ Naming beneficiaries
✅ Writing a will
✅ Using trusts for more control
✅ Establishing powers of attorney
✅ Creating a living will or healthcare directive

Taking small steps today can make a big difference tomorrow—for you and for those you care about most.

Shannon Avery & Kolby Madsen
Partners | Wealth Managers

📖 Read the full article here:

Shannon Avery & Kolby Madsen – Partners | Wealth Managers Most people start thinking about their financial future early in their careers, especially when it comes to retirement planning. Saving for life after work is a common goal, often supported by employer-sponsoredplans like 401(k)s. But what ...

08/27/2025

Markets Are Listening Closely to the Fed At Jackson Hole, Fed Chair Jerome Powell signaled that an interest rate cut in September is likely, balancing the risks of sticky inflation against signs of a cooling job market. For long-term investors, this moment highlights the connection between Fed credibility, market confidence, and portfolio outcomes. Corporate bond spreads are near multi-year lows, equity markets are at all-time highs, and yields remain attractive across treasuries, investment grade, and high yield bonds.

How should you position your portfolio in an environment where confidence is strong but risks remain?

Read this week’s to learn more: http://bit.ly/4225nV4

08/20/2025

Inflation may be easing toward the Fed’s target, but the progress is slowing and new pressures are emerging. July’s Producer Price Index showed the biggest jump since 2022, raising concerns that wholesale cost spikes could soon hit consumers.

From housing to healthcare to car insurance, everyday expenses are still climbing and stretching family budgets that are already under strain. What is behind this stickier inflation, and what could it mean for businesses and households in the months ahead?

Read the full breakdown in this week's : http://bit.ly/4mKd9uW