Josh Bondy, ARC Financial & Insurance

Josh Bondy, ARC Financial & Insurance At ARC, our mission is to be the premier center for retirement planning by providing superior service and products.

With me, you have access to 100 top companies, a team with over 100 years in experience, and a lifelong partner for navigating retirement.

As I sit here in the hospital waiting on the arrival of my 3rd daughter/4th child (wife not pictured for her privacy 😆) ...
09/05/2026

As I sit here in the hospital waiting on the arrival of my 3rd daughter/4th child (wife not pictured for her privacy 😆) with plenty of time to think, I wanted to ask you what you have in place to cover your hospital bills in the event of an emergency or even a planned visit?

Most health insurance plans have a deductible and co-pays until you hit your Max Out of Pocket, potentially leaving you with thousands of dollars in medical bills. Would you rather pay that money out of your own pocket or have an insurance company write you a check to pay those bills?

A hospital indemnity can easily save you those out of pocket expenses, and many of them cost about a dollar a day. If $30 a month or less could save you thousands in hospital bills, why wouldn’t you want that coverage in place?

Give me a call or text at 336-314-6039, and I’ll be happy to help you put something in place that can give you peace of mind in an emergency.

Talk to you soon!

09/01/2026

How Much Life Insurance Do You Really Need?

If you’re 20–50, have children, and your family depends on your income, life insurance isn’t just about replacing a paycheck—it’s about protecting the life you’ve worked hard to build.

A simple starting point is to consider:

10+ years of income to give your family financial breathing room.
Paying off the house so your loved ones aren’t forced to sell or struggle with the mortgage.
College savings to help your children pursue their goals.
Future opportunities, such as helping a child start a small business or giving your family financial flexibility.

The goal isn’t simply to leave money behind. It’s to make sure your family has options, stability, and time to adjust if you’re no longer there to provide for them.

Take a few minutes today to calculate what your family would actually need—not just what you currently have.

Your family’s financial security shouldn’t depend on guesswork.

⚠️ Are you counting on Social Security for retirement?A new 2026 Nationwide Retirement Institute survey found that 8 in ...
08/26/2026

⚠️ Are you counting on Social Security for retirement?

A new 2026 Nationwide Retirement Institute survey found that 8 in 10 Americans believe Social Security needs to be fixed — but here’s the part that really caught my attention:

Only 20% of Americans have a clear plan for what they would do if Social Security benefits were reduced.

Even more interesting, 51% say they have already claimed — or plan to claim — Social Security as early as possible, often because they’re worried benefits may be reduced in the future. But claiming early can also mean locking in a permanently lower monthly benefit.

The takeaway isn’t to panic or assume Social Security is going away.

👉 It’s to make sure Social Security isn’t your entire retirement plan.

Whether you’re already retired, getting close, or still years away, it’s worth asking:

“Would my retirement plan still work if Social Security looked different than I expected?”

That’s where having multiple sources of retirement income and a strategy for when to claim Social Security can make a big difference.

If you’d like to sit down and take a look at what your retirement income could look like — and how Social Security fits into the picture — feel free to reach out. I’d be happy to help.

☎️ 336-314-6039

08/20/2026

Be prepared instead of just hoping it never happens to you…

Have you ever heard of the Rule of 100? In short, it is a general guideline of how much of your assets to put at risk, b...
08/15/2026

Have you ever heard of the Rule of 100?

In short, it is a general guideline of how much of your assets to put at risk, based on your age. The younger you are, the more you can put at risk, but you should generally reduce the percentage of assets at risk as you age.

Most financial advisors focus only on market solutions, even for “low risk” investments, because that’s what they’ve been taught to do. But there are solutions outside the market that still have the potential to provide strong or steady growth without the risk that comes with the market.

Give me 15-30 minutes of your time, and I’d love to educate you on how to truly diversify your portfolio using these solutions to meet your goals.

Talk to you soon!

08/12/2026

I’ve heard many times about the benefits of getting unbiased information is the right way to go when getting advice for your healthcare solutions, but what if I told you that sometimes bias can be a good thing?

As an insurance agent whose been dealing with carriers for six years, I have developed a bias based on client experiences, one that focuses on doing what I believe is right for my clients. For example, I know which carriers tend to provide better customer service and pay claims better. I also know which plans tend to provide stronger protection against loss due to medical costs.

So, having someone with educated bias (and legal accountability for the advice they offer) can actually be helpful when choosing a healthcare plan.

When you need help, I’ll be here and happy to provide education and educated advice for your healthcare needs!

Want to know if your wife really loves you?Make yourself worth more than a million dollars in life insurance and let her...
07/20/2026

Want to know if your wife really loves you?

Make yourself worth more than a million dollars in life insurance and let her know how much she would get if you died, and see how she reacts. That’s what I did, and I’m thankful to report that she loves me for more than my money (and good looks) 😉

If you need more life insurance to hit that mark and try out this test, give me a call at 336-314-6039!

**In all seriousness, most working age adults don’t have enough life insurance to replace their income if they died while still working (and most employers only provide 2-3 years of salary in coverage), so we should probably talk**

**Pictured below are some of our partner companies that I typically use for life insurance**

06/22/2026

According to Weiss Ratings, we are in for a massive shakeup in the Market, potentially something as bad or worse than 2008. If they’re correct, and we have another 2008 where you lose up to 53% of your account value, how would it impact your retirement plan? Could you wait for your money to recover the losses without delaying your retirement?

What if you could put yourself in a more defensive position while still having access to market-based growth without having to experience the fallout of this predicted correction? How would that make you feel in the midst of the storm?

Send me a message or call me at 336-314-6039 to learn more!

06/03/2026

Had a good reminder yesterday about one of the reasons I love what I do. While helping a colleague serve a client looking at Marketplace insurance, I helped her realize that her current pregnancy and income could qualify her for Medicaid and not only save her a couple thousand dollars in premium but potentially thousands in medical costs.

She had no idea she might even qualify but just ten minutes and a tool I use to research Market plans helped her realize that she might qualify after all. It's fun to help people learn their options and save them money!

06/02/2026

Take this short quiz and see how prepared you are…

Address

416 Gallimore Dairy Road Suite A
Greensboro, NC
27409

Telephone

+13363146039

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