05/09/2025
When you apply for a mortgage and your credit is pulled, you may start receiving calls or offers from other lenders you never contacted. These are called "mortgage trigger leads" – and they can catch borrowers off guard. What’s happening? Credit bureaus sell your inquiry data to other lenders, allowing them to market mortgage offers to you.
Why it matters: Unwanted calls and emails can be overwhelming and even feel suspicious. While some say these leads offer competitive options, others see them as invasive and confusing. There have been efforts to restrict or ban trigger leads, with some states enacting laws prohibiting their use.
You can opt out!
> Visit https://ow.ly/Kpq930sMk6R
> Register at https://ow.ly/gtsz30sMk2k
At Bank Five Nine, we’re committed to making lives better - including helping you understand the fine print and avoid unnecessary stress during your homebuying journey.
