Tom Sammis - Medicare Agent

10/31/2023

Hi all 👋 –

Don't let annual enrollment spook you! At Sovereign Select, we know this time of year can be a bit daunting, but there's no need to fear. Whether you're new to Medicare or a savvy sage, this Halloween season, we're here to help make your experience a treat, not a trick.

🕸️ Professional Guidance
🧹 Personalized Plan Options
🦇 Comprehensive Coverage

Www.sammissolutions.com

So, grab your broomsticks, and let's navigate the Medicare maze together. If you haven't done so already, simply click the Request Info button or download the AEP Information Request and follow the incantations provided. Sharing this information is entirely voluntary and will help us determine if your current coverage is suitable for your needs. Wishing you an enlightened and stress-free holiday season.

Together, we can build a stronger community. As we often say, a referral is the greatest compliment. Leave me a review on Google, Facebook, or pass this newsletter along to a friend or family member if they are:

Turning 65 Years Old
Approaching Retirement
On Medicare But Have Questions
Recently Deemed Disabled
At Sovereign Select, we take pride in providing exceptional service, while making it easy to find quality plans that work for you. If you have immediate needs, please call me directly

Www.sammissolutions.com

Looking for a stress-free Medicare enrollment experience in Southeastern Wisconsin? Or looking to proect your family from the physical an finicial stress of Cancer - Heart Attacks - or Strokes? (CHS) My Medicare and CHS services cater to Southeast Wisconsin residents, particularly those who seek a s...

10/25/2023

Cancer affects many in Wisconsin, with a heavy toll on some communities more than others. The Wisconsin Cancer Plan 2020-2030 aims to make things better. It has goals like early detection and improving life quality.

Want to know more? Visit https://wicancer.org/cancer-plan/interactive/ and how to take action.
🎗️

The burden of cancer remains vast, taking a physical, emotional, social, and financial toll on patients, families, caregivers, and communities. Unfortunately, some of our communities are burdened far more than others, because of historical and continued unjust allocation of resources and access to c...

09/20/2023

Understanding Cancer Rates in Milwaukee County: Your Health & Finances Matter! 🎗️💰

👉 Breast Cancer: The most common cancer in Milwaukee County but has a low mortality rate of 14%. Early action makes a difference!

💸 Costs can hit hard, ranging from $50k-$200k for 2 years of treatment including surgery, chemo, and meds.

👉 Lung Cancer: Second in line but deadly with a 60% mortality rate. 🚭 If you smoke, the risks shoot up.

🚀 Take Action: Want to protect your health and pocket? We've got you! Take our **30-second quiz** to see if you qualify for a tax-free, cancer protection plan ranging from $5k-$75k. If you make $30k+ a year, premiums are TOTALLY affordable.

⏳ Don't wait, your health and money are too important! https://www.sammissolutions.com/takechsquiz

09/15/2023

🚀 Unlocking the Mystery of Medicare Supplement Plan Price Increases🚀

Medicare Supplement Plans, also known as Medigap, are your trusty companions in the healthcare journey. But let's face it, we've all noticed those prices inching up each year. 📈

Why Do Medicare Supplement Plan Prices Rise?

🔹Healthcare costs are soaring, and these plans need to keep pace. 💉💊

🔹 Aging Population: Baby boomers are joining the club, increasing the demand for these plans. 🎉

🔹 Underwriting Tweaks: Insurance companies tweak their rules, affecting pricing, especially for newcomers. 📝

🔹 Claims History: Your plan's past claims impact the price tag. More claims, higher costs. 📈

The Average Annual Percentage Increase

Now, here's the scoop! 🍨 On average, expect a 3% to 10% annual price hike. But remember, not all plans or areas are created equal. Different strokes for different folks, right? 🌍

Plan Ahead for Future Costs

Stay ahead of the game! 🎯 Review your plan yearly during Medicare Open Enrollment to ensure it's still your perfect match.

In conclusion, Medicare Supplement Plans are your healthcare sidekick, even if they do nudge up in price. Knowing why they do it and keeping informed will keep you in control. 🚀

Have questions or need guidance? We've got your back! Reach out, and we'll guide you through it. Visit www.sammissolutions.com for more info.

Disclaimer: The average annual percentage increase is a general estimate and can vary.

09/13/2023

🚨 Attention Milwaukee County Residents 🚨

Did you know breast cancer is the #1 type of cancer in our area? And the cost of fighting it could drain your wallet faster than you think. 😱💰

Learn the shocking facts and what you can do about it. 👉 [Read our latest blog post now] https://www.sammissolutions.com/blogs/b/the-shocking-truth-about-cancer-rates-in-milwaukee-county

Your health and savings depend on it! ✅👩‍⚕️

I watched my father die of cancer over a decade ago. Not only did this take everything fro his physically but it also took everything financially as well. Did you know breast cancer is the number one type of cancer in Milwaukee County? That's right! And it's got a 15% death rate. The second big one....

08/11/2023

**Empower Yourself with Cigna Cancer Insurance Plans**

Seeking dependable cancer insurance that truly gets your needs? Look no further than Cigna. At Sammis Solutions, we're here to ensure you get optimal coverage, and Cigna's cancer insurance plans perfectly align with our commitment to clarity and support.

**Why Cigna Cancer Coverage Stands Out**

Facing cancer is tough enough – that's why Cigna goes the extra mile with exceptional insurance plans that truly have your back. We understand insurance can be confusing, so let's break down what sets Cigna apart:

1. Comprehensive Care: Cigna's cancer insurance plans offer you comprehensive coverage. From diagnosis to every step of your journey, Cigna eases the financial burden.

2. Flexible Options: We get it – everyone's situation is unique. That's why Cigna provides flexible options, so you can choose the coverage that suits you. No extra fluff – just what you need.

3. Financial Security: Dealing with cancer is overwhelming. Cigna steps in to provide financial peace of mind, so you can focus on your health.

4. Support When You Need It: Cigna isn't just about insurance – they provide support. Access counseling, second opinions, and more. You're never alone.

5. Find Peace of Mind: With Cigna cancer coverage, you're gaining peace of mind. We're here to provide the info you need for the best decisions.

**Taking the Next Step**

Based in southeast Wisconsin? Sammis Solutions is your local source for Cigna cancer insurance – our services are free. We're here to guide you through and ensure the right coverage.

Learn more at www.sammissolutions.com/blogs Contact us to schedule a consultation. Let's work together for your peace of mind.

In Conclusion

Cigna's cancer insurance is about people. Just like your favorite games, a strong ally can make a difference. Let's ensure you have the support you need. Your peace of mind is our priority.

08/09/2023

🌟 Exploring PDP Plans and Their Tiered System Under Medicare 🌟

When it comes to healthcare insurance, having a clear understanding of your options is crucial. Enter Medicare Part D Prescription Drug Plans (PDP plans)! They're here to make sure your prescription medication costs are managed effectively.

🔍 What Are PDP Plans?
PDP plans are a key component of Medicare, designed specifically to cover prescription drug expenses. They're like your trusty sidekick in ensuring you have access to the medications you need to stay healthy.

🧩 Unveiling the PDP Tiered System
Imagine PDP plans as a multi-layered cake – each tier representing a different level of coverage and costs.

1️⃣Tier 1: Preferred Generic Drugs
Affordable and effective, Tier 1 covers generic medications with the lowest copayments. Think of these as your budget-friendly go-tos.

2️⃣ Tier 2: Generic Drugs
Offering a wider range of generics, Tier 2 provides significant savings compared to brand-name drugs.

3️⃣ Tier 3: Preferred Brand-Name Drugs
These brand-name drugs are on the preferred list, offering a balance between cost and effectiveness.

4️⃣ Tier 4: Non-Preferred Drugs
For newer or non-generic brand-name drugs, Tier 4 covers your options, though at a slightly higher cost.

5️⃣ Tier 5: Specialty Drugs
Complex conditions require specialized treatment. Tier 5's specialty drugs might come with higher copayments due to their uniqueness.

🤔 Making the Right Choice
Your choice of tier depends on factors like your doctor's advice, health needs, and budget. Dive into the plan's formulary to ensure your meds align with your chosen tier.

🌐 Learn More
Empower yourself with knowledge! Visit www.sammissolutions.com for guidance and support in your healthcare journey.

Remember, whether you're tackling healthcare insurance or embarking on a medieval fantasy quest, knowing your options is your greatest strength. 💪

07/14/2023

Free veggies, and an Ice Cream social today at Wilson Park Senior Center!

07/13/2023

Introduction:
Medicare Part D plays a vital role in prescription drug coverage for Medicare beneficiaries. Two key elements to grasp are the tiering structure and formularies. Let's dive into a brief overview:

Tiering Structure:
Part D drug plans have tiered systems to categorize medications based on factors like cost and effectiveness. They typically consist of:
Tier 1: Preferred generic drugs
Tier 2: Generic drugs
Tier 3: Preferred brand-name drugs
Tier 4: Non-preferred brand-name drugs
Tier 5: Specialty drugs
Formularies:
Formularies are lists of covered medications within a Part D plan. These lists vary across plans and determine which drugs are covered and at what cost. They are designed by medical professionals and pharmacists to balance coverage and cost control.
Conclusion:
Understanding the tiering element and formularies in Medicare Part D helps individuals navigate their prescription drug coverage effectively. By reviewing formularies, considering tier levels, and comparing plans, beneficiaries can make informed decisions to optimize their drug coverage.



Note: This LinkedIn post provides a condensed overview of Medicare Part D's tiering and formulary elements. For more comprehensive details, please consult official Medicare resources and reputable healthcare websites.

07/12/2023

Discover the Secret to Reducing Medicare Costs and Boosting Your Health!

📢 Hey there, Wisconsin seniors! Are you tired of drowning in a sea of confusing handouts and articles about Medicare? Well, it's time to take a breath of fresh air and let me shed some light on an exciting topic that can transform your health and your wallet!

Did you know that staying fit and active can have a tremendous impact on your overall Medicare costs? It's true! And today, I'm here to unveil the secrets that can help you unlock the benefits of a healthier, happier life.

Health is wealth, they say, and it couldn't be truer in the realm of Medicare. By embracing a proactive lifestyle, you can potentially reduce medical expenses and increase your quality of life simultaneously.

Imagine the satisfaction of feeling vibrant and energetic while also seeing a positive effect on your Medicare bills. It's a win-win situation, my friends!

Drawing from experts' wisdom, I've compiled some tried-and-true strategies that can make a significant difference in your Medicare journey:

1] Stay Active: Engaging in regular physical activity tailored to your abilities not only helps you stay fit but also reduces the likelihood of chronic conditions that could lead to costly medical bills. Remember, exercise can be fun too! Join local senior fitness groups or explore activities like dancing or yoga.

2] Optimize Preventive Care: Medicare covers a range of preventive services like screenings, vaccinations, and wellness visits. By staying on top of these appointments, you can catch potential health issues early and prevent them from escalating into costly treatments. It's like putting on your superhero cape and protecting your health!

3] Embrace Healthy Habits: Nutrition plays a crucial role in maintaining good health. Choose a balanced diet rich in fruits, vegetables, and whole grains. Don't forget the importance of hydration too! And hey, treating yourself to an occasional indulgence is allowed. Life's all about finding that sweet balance, right?

By following these steps, you'll not only become the champion of your own health but also take control of your Medicare costs like a seasoned pro!

👍 Let's say goodbye to confusion and hello to clarity. If you're ready to make the most of your Medicare benefits while living your best life, drop me a comment below or send me a message. Together, we'll navigate this journey with confidence and humor!

🌐Share this post with your fellow Wisconsinites who are ready to embrace a healthier, cost-effective future! Together, we can revolutionize the way we approach Medicare.🌐