Ted Ratliff Insurance Agency

06/03/2023

A KFF analysis of preliminary Medicaid disenrollment data from 11 states showed more than half a million people have lost their Medicaid coverage as of May 2023 during the redetermination process, and the disenrollment rates vary widely among states, ranging from 10% in Virginia and Pennsylvania to....

06/03/2023

State Medicaid programs should conduct additional outreach efforts before terminating coverage to ensure eligible beneficiaries will be able to stay on Medicaid, as a large portion of terminations that occurred last month

11/05/2022

11/05/2022

The following is taken from a New York Times article. Unless you have sent in a mailer or given permission to contact it is against Medicare compliance to call you. One of the best ways to prevent this is by dealing with a local independent agent.
Companies selling private Medicare plans to older adults have posed as the Internal Revenue Service and other government agencies, misled customers about the size of their networks and preyed on vulnerable people with dementia and cognitive impairment, according to a new investigation of deceptive marketing practices in the industry released Thursday by Democrats on the Senate Finance Committee.

Many individuals say they were enrolled in plans without realizing it.

11/03/2022

Are you sick and tired of receiving calls about Medicare from people you did NOT request to contact you?
The only way this stops is to file a complaint with the Federal Communications Committee (FCC). It’s a simple form asking you to please describe the problem and what could be done to solve it. Try to describe your problem in no more than 3-5 sentences. There are 2 ways to file a complaint, first use this website:
https://consumercomplaints.fcc.gov/hc/en-us/requests/new...
Or call please call 888-225-5322.

10/15/2022

Research published in JAMA Health Forum showed Medicare Advantage enrollees with multiple chronic diseases and complex care needs used fewer acute care services than beneficiaries of fee-for-service Medicare. An analysis of claims data from over 1.8 million beneficiaries in 2017 and 2018 showed MA c...

08/15/2022

Good Changes coming for seniors

10/30/2021

Medicare annual enrollment ends December 7th. Call me today! I represent most plans available in this area. I can help find the plan right for you!

09/08/2021

Medicare Savings Programs
You can get help from your state paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if you meet certain conditions. These conditions are listed below under "How do I apply for Medicare Savings Programs?"
For more information here is a link to the Medicare website. Call my office if I can be of assistance. 330-524-9106

State Medicare Savings Programs (MSP) programs help pay premiums, deductibles, coinsurance, copayments, prescription drug coverage costs.

07/23/2021

Many factors affect whether you qualify for Medicaid. A big one is whether you live in a Medicaid expansion or non-expansion state. Then you look at factors such as income and family size to determine eligibility. Learn more about Medicaid and whether you might qualify with GoodRx.