Hyland Wealth Management

02/09/2026

Ryan M. Bayonnet, CFP®, Wealth Advisor at Hyland Financial Planning, was recently quoted as a contributing expert in a MarketWatch article addressing the challenges of early and unexpected retirement.

In the piece, Ryan provided guidance on a Roth conversion strategy for a 53-year-old forced into retirement due to health issues, emphasizing the importance of preserving flexibility and avoiding unnecessary penalties. Read the full article below:

Have an issue with your financial planner or looking for a new one? Email questions or concerns to [email protected].

01/14/2026

What Happens to Your Mortgage When You Pass Away?

When families think about estate planning, the focus is usually on wills, trusts, and investment accounts. One area that often gets overlooked is the mortgage. For many households, the home is one of the largest and most meaningful assets, and how the mortgage is handled can have a real impact on heirs. Read more here:

When families think about estate planning, the focus is usually on wills, trusts, and investment accounts. One area that often gets overlooked is the mortgage. For many households, the home is one of the largest and most meaningful assets, and how the mortgage is handled can have a real impact on he

12/08/2025

Ryan M. Bayonnet, CFP®, Wealth Advisor at Hyland Financial Planning, was recently quoted as a contributing expert in a new MarketWatch feature on retirement preparedness. Ryan discussed why retirement planning should begin well before the retirement date, ideally five or more years in advance.

By preparing early, investors have time to gradually reduce risk, structure investments for income and stability, and take advantage of long-term tax strategies rather than making rushed decisions near the finish line. Read the full article below:

Have an issue with your financial planner or looking for a new one? Email questions or concerns to [email protected].

09/18/2025

Ryan M. Bayonnet, CFP®, was recently featured in The Wall Street Journal! In the article, “12 Money-Saving Hacks for Raising Kids, From Clever Parents Who Did It,” journalist Veronica Daughter spoke with Ryan about practical strategies for managing family expenses and saving money.

Drawing on his own experience as a new dad, Ryan shared actionable tips that help families balance raising children while staying financially smart.

We’re proud to see Ryan’s insights recognized in a top financial publication and hope these tips inspire families to save and plan smarter!

Read the full article here:

We asked parents with children of all ages for their best money-saving hacks.

08/13/2025

Hyland Financial Planning has been recognized by the MD Preferred Network for our commitment to serving physicians and their families. The network connects healthcare professionals with trusted, community-based advisors, including wealth advisors, mortgage lenders, realtors, and recruiters, who understand the unique demands of a medical career.

We are proud to be part of a group dedicated to supporting the healthcare community. Learn more at:

https://www.themdpreferrednetwork.com/

Manage your medical career with ease. Discover the MD Preferred Network, a trusted partner providing comprehensive services for physicians.

11/13/2024

New FINCEN Beneficial Ownership Information (BOI) Requirements – Is Your Business Affected?

Beginning in 2024, businesses will be required to comply with the Financial Crimes Enforcement Network's (FINCEN) new Beneficial Ownership Information (BOI) reporting rules. If you own or manage a business, you may need to file under these new regulations. This rule aims to increase transparency and prevent the misuse of anonymous entities for financial crimes such as money laundering. Read more here!

Beginning in 2024, businesses will be required to comply with the Financial Crimes Enforcement Network's (FINCEN) new Beneficial Ownership Information (BOI) reporting rules. If you own or manage a business, you may need to file under these new regulations. This rule aims to increase transparency a

09/16/2024

MD Preferred Services Recognizes Hyland Financial Planning

Each year, US Medical Specialties, Inc., an international medical consulting firm, assists physicians and healthcare professionals in finding community-based, "doctor-friendly" wealth advisors, mortgage lenders, realtors, and recruiters. Ryan Bayonnet of Hyland Financial Planning has been recognized by MD Preferred for his dedicated service to physicians.

MD Preferred affiliated professionals are recognized for their commitment to serving the healthcare industry. They often collaborate with other local professionals to help medical providers attract and retain skilled physicians and staff. Advisors who display the MD Preferred Service Medallion are uniquely qualified to partner with area practice managers and hospital administrators.

Manage your medical career with ease. Discover the MD Preferred Network, a trusted partner providing comprehensive services for physicians.

04/16/2024

Adding a Health Savings Account (HSA) into your financial plan can yield substantial benefits as you prepare for retirement. Let's delve into the intricacies of HSAs and how they can optimize your retirement savings. Read more here!

https://www.hylandfinancialplanning.com/newsletter/harnessing-the-power-of-hsas-for-retirement

12/13/2023

IRS Announces 2024 Contribution Limits and Adjustments for Retirement Plans

The Internal Revenue Service (IRS) has recently revealed updates to contribution limits for various retirement plans, impacting both employer-sponsored plans and individual retirement accounts (IRAs). Read more in our recent article!

The Internal Revenue Service (IRS) has recently revealed updates to contribution limits for various retirement plans, impacting both employer-sponsored plans and individual retirement accounts...

11/15/2023

Year-End Tax Planning: Actions for 2023 Savings

As we approach the final month of 2023, it's crucial to focus on year-end tax planning strategies to minimize your tax liability. Here are eight actionable steps to optimize your tax situation:

https://www.hylandfinancialplanning.com/newsletter/year-end-tax-planning-actions-for-2023-savings