Marc Ingram, Account Executive at Home Loan Capital

10/09/2023

Need a home loan but struggling to prove your income? Don't worry - Bank Statement Loans have got you covered! With only 10% down and no need for tax returns, we offer creative financing options for your dream home. Say goodbye to traditional lending hurdles and hello to financial flexibility.

08/14/2023

A Look on the Northern Virginia Market Trend

Marc Ingram is a mortgage agent with Home Loan Capital. Check out Marc Ingram's listings or office listings.

08/13/2023

The Basic Questions About Reverse Mortgages
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Older homeowners often have significant equity in their home, which a reverse mortgage can help them access. However, they should consider the risks associated with reverse mortgages, such as having to pay back the loan if they move out or if they do not keep up with taxes and home maintenance. Addi...

08/05/2023

Rental Affordability in Virginia: Findings from NLIHC, Out of Reach
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The NLIHC report shows that affordability is a major issue for those looking to purchase or rent a home, with 19 million renters spending more than 30% of their income on housing in 2021. In Virginia, the estimated mean renter wage of $30.57/hr is not enough to cover the cost of a two bedroom apartm...

07/27/2023

There's a way buyers can assume a seller's low-interest mortgage
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Assumable mortgages offer an attractive alternative to buyers in today's high interest rate and home price market. This process, which applies to FHA, VA and USDA mortgages, is complex and difficult to match the right buyer with the right home. State regulations make it even harder, and the numbers....

07/19/2023

Decoding PITI: How It Influences Your Mortgage

Marc Ingram is a mortgage agent with Home Loan Capital. Check out Marc Ingram's listings or office listings.

07/14/2023

Signing a Fixed-Rate Mortgage? Here's Why You Still Need to Budget for Higher Housing Costs
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A fixed-rate mortgage guarantees that monthly mortgage payments remain the same until the home is paid off, however other homeownership costs may rise over time. Property taxes, homeowners insurance, maintenance and repairs may all increase with the age of the home. It's important to budget accordin...

07/13/2023

Mortgage Solutions for Non-Traditional Qualifiers

07/11/2023

Want to know which homes you could buy with your current rent?
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Which Home You Can Buy? Type your details and get a quick suggestions.

07/11/2023

Small Mortgages Are Too Hard to Get
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07/10/2023

Mortgage Rates Expected to Decline