The Long Term Care Guy

06/21/2025

Cutbacks to Medicaid (which pays for nursing homes once you are impoverished) are coming. How will you pay for care when your health changes? Several good options exist - some even for those in not so good health. Investigate before you need care as few good options exist once care is needed.
www.TheLongTermCareGuy.com in Green Bay

Learn how a Long Term Care Insurance strategy can be the difference between being on Medicaid in a nursing home versus top quality care at home.

06/13/2025

What if you could afford to live gracefully at home - even care is needed with daily needs?
Home care coverage is available to anyone who can drive a car and not currently or about to need home care.
$95 - $175/ month regardless of age or health history
www.TheLongTermCareGuy.com
Call 920 884 3030 for details

08/29/2024

A recent survey by McNights Senior Living claims the majority of retirees plan to ask friends and family for help with activities of daily living (ADLs) as they age.
Do you plan to be a burden on your children when your health changes?
Can we talk?
www.TheLongTermCareGuy.com

07/19/2024

Spending on care at home for elders increased by 22.6% last year. A typical visit from home health agency is $150. Can your budget cover 3 - 5 visits a week?
Home care coverage is available for $95 -$175/month with just 2 questions: can you currently live independently, and can you drive a car?
Don't wait until you can't!
www.TheLongTermCareGuy.com

07/09/2024

Are you confused by the LTC insurance you own? How to file a claim, what are my benefits up to, or considering changes? TheLongTermCareGuy is here to help.
www.TheLongTermCareGuy.com

07/01/2024

Yes you can protect some of your savings for your family...
From the spend-down to Medicaid

Learn how a Long Term Care Insurance strategy can be the difference between being on Medicaid in a nursing home versus top quality care at home.

04/29/2024

Are you or a loved one in the "spend-down" to Medicaid eligibility? It is possible to protect some funds for family.
www.TheLongTermCareGuy.com

04/16/2024

Confused about the Long-Term Care insurance you own?
Come ask TheLongTermCareGuy
www.TheLongTermCareGuy.com

02/12/2024

Rural and small market areas continue to experience growing “nursing home deserts,” an increasing crisis for local officials and beneficiaries facing access issues.
The problem is two-fold. The closures stem from a mix of staffing shortages and lackluster Medicaid reimbursement, the second reason causing most of the first. Too many people think that Long-Term Care is free from the government, and it is - once you have spent everything you own down to under $2000 and cashed in your life insurance (single persons).
Then they find the no vacancy sign lit up at assisted living facilities, and the nursing homes closing their doors due to losing money on Medicaid residents.
It used to be "Buy LTC insurance to not go broke", but now it's "Buy LTC insurance so you will find room at the inn".

Learn how a Long Term Care Insurance strategy can be the difference between being on Medicaid in a nursing home versus top quality care at home.

02/05/2024

Who is paying someone privately for care in their home? This can cause problems later - if Medicaid is ever needed, all those payments for care will be classified as gifts - making you inelligible for Medicaid. UNLES you first made a simple employment contract, both you and your caregiver signed and dated it - and you had it NOTARIZED. Don't disqualify yourself from Medicaid aid in paying for LTC, visit TheLongTermCareGuy.com for more information