Shaon Wyatt

I bought my first investment property during the pandemic, sparking my passion for real estate. NMLS #2442395

Now, as a Mortgage Loan Officer & Self-Employed Homebuyer Specialist, I help buyers—especially 1099 workers—secure home financing with ease!

01/24/2026

Your tax refund could disappear in 30 days…
or pay you for the next 30 years.

First-time buyers 🤝 house hacking
First-time investors 🤝 DSCR loans

Choose wisely.

09/21/2025

📉🏡 Good news for Homebuyers! 🏡📉

If you’ve been waiting for the right time to start your home search, this might be it… mortgage rates have been trending down!

What does that mean for you?
✅ Lower monthly payments
✅ More buying power (you can afford more home for the same budget)
✅ A chance to lock in savings before rates change again

The market has shifted, and opportunities are opening up for buyers who were on the sidelines. Whether you’re a first-time buyer or ready to upgrade, this could be the window you’ve been waiting for.

👉 Are you thinking about buying this year? Let’s chat and see what today’s rates could mean for YOUR homeownership goals.

📲 Send me a message, and let’s run the numbers together!

08/01/2025

🏡 Open House This Weekend – Perfect for House Hackers & Investors! 🏡

Calling all first-time homebuyers and real estate investors — this is the opportunity you've been waiting for!

📍 1868 Schenectady ave, Brooklyn, NY 11234
🗓 Sunday, August 3rd, 2025 | ⏰ 10am-11am
🔑 2-Family Property – Live in One, Rent the Other!

Join me, your local Mortgage Loan Officer, for an exclusive Open House where you’ll:
✅ Tour a move in ready 2-unit property
✅ Get on-site financing advice
✅ Learn how to qualify for low down payment programs
✅ Discover the power of house hacking
✅ Run the numbers with me — see what this rental can cash flow!

Whether you're buying your first home or adding to your portfolio, this is one you don't want to miss.

📲 DM me for more info or to RSVP — See you there!

05/11/2025

💐 **Happy Mother’s Day** to the women who give us everything without asking for anything in return. 💐

Today we celebrate the ones who love unconditionally, work tirelessly, and make even the smallest moments feel like home. Whether you're a mom, stepmom, grandmother, mother figure, or guardian angel from above—you are deeply appreciated, today and every day. 💖

Thank you for your strength, your heart, your laughter, and your endless love. The world is a better place because of you. 🌍💕

Tag a mom who inspires you! 👇

05/09/2025

The new Trump administration is proposing to eliminate Section 8 housing assistance. This could impact millions of low-income renters across the country.

If you're a renter relying on Section 8:
✅ Start researching local housing programs
✅ Reach out to housing advocacy groups
✅ Stay informed and speak up—your voice matters!

This is a critical time for renters—prepare, connect, and organize.

05/02/2025

Dream Home Alert!

Join me this Saturday from 11:30 AM–1:30 PM for an exciting Open House at 114-42 175th Place, Addisleigh Park, NY 11434! Whether you're house hunting or just exploring, this beautiful home is a must-see—and I’ll be there to answer all your mortgage questions on the spot.

Thinking about buying but not sure where to start? Let’s chat about how much home you can afford, available loan programs, and how to get pre-approved—right at the open house!

Location: 114-42 175th Place, Addisleigh Park, NY 11434
Date: Saturday May 3rd 2025
Time: 11:30 AM –1:30 PM

04/21/2025

Thinking of Buying a Home in Queens?
Here are the Top 10 Neighborhoods in Queens, NY to consider in 2025—based on great schools, lower crime rates, and strong community vibes!

1. Forest Hills – SD 28 | Low crime | Suburban feel
2. Astoria – SD 30 | Safe & trendy | Amazing nightlife
3. Bayside – SD 26 | Top-rated schools | Family-friendly
4. Kew Gardens Hills – SD 25 | Affordable & safe | Quiet streets
5. Jackson Heights – SD 30 | Diverse & vibrant | Moderate crime
6. Rego Park– SD 28 | Great transit | Low crime
7. Middle Village – SD 24 | Safe & quiet | Good schools
8. Douglaston-Little Neck – SD 26 | Excellent schools | Low crime
9. Fresh Meadows – SD 26 | Highly rated schools | Peaceful
10. Woodside – SD 30 | Community feel | Improving safety

Whether you're a first-time buyer or looking to upgrade, I can help you get pre-approved and ready to move into one of these amazing areas!

**

Message me to get started today!

04/17/2025

Thinking about buying your first home?
It’s exciting, a little scary, and a HUGE milestone! But don’t worry—I’ve got your back. Here are 5 simple steps to get you started like a pro:

1. Check Your Credit Score– This little number plays a big role. The better it is, the better your loan options!
2. Set Your Budget – Know what you can comfortably afford (don’t forget taxes, insurance, and maintenance).
3. Get Pre-Approved – Show sellers you mean business. This gives you a clear idea of your price range too.
4. Find the Right Agent – A great real estate agent = your new best friend in the homebuying journey.
5. Start House Hunting! – This is the fun part. Make a wishlist, explore neighborhoods, and don’t settle until it feels right.

Bonus Tip: Don’t forget to ask questions—lots of them. This is YOUR future home we’re talking about!

Ready to make the move? Let’s talk!

04/16/2025

Self-employed and dreaming of owning a home? Good news — you can qualify for a mortgage without traditional W-2 income! The 1099 loan program is designed specifically for independent contractors, freelancers, and gig workers who have solid income but don't fit the "standard" borrower profile.

With flexible guidelines and income verified through your 1099s, owning a home is closer than you think. Let's turn your hustle into homeownership!

Message me to learn how to get started today.

04/13/2025

What will it really take for you to afford to buy a home?
Is it high prices? Not enough saved for a down payment? Worried about closing costs?

Let’s be real—homeownership can feel out of reach for a lot of people right now… but what if I told you there’s a way to buy a home with 100% financing?

I’m serious—and I’m helping first-time buyers make it happen.

So tell me… what’s holding you back from owning a home? Drop a comment or DM me, let's talk about it.

04/12/2025

Thinking about buying your first investment property? You don’t need to show personal income to get approved! A DSCR loan (Debt Service Coverage Ratio) allows you to qualify based on the property's income potential, not your job or W-2.

Perfect for first-time investors looking to build passive income and start growing wealth through real estate.

If the property cash flows, you could qualify!

04/09/2025

Here’s What You Need to Know About Tariffs and the Housing Market.

With the recent announcement of Trump’s tariffs on imported goods especially materials like steel, aluminum, and lumber—we’re likely to see rising construction costs. That means higher prices for new homes, potential delays in building projects, and even increased renovation expenses for existing homes.

What does this mean for YOU as a first-time homebuyer?
- Expect higher home prices, especially in newly developed areas
- Be prepared for longer construction timelines if you're buying new
- Interest rates and material costs could both trend up, making homes less affordable

Now more than ever, it’s crucial to stay informed and work with trusted real estate professionals who understand the shifting market landscape. Don’t rush in blindly—know the trends, ask questions, and plan smart.

Knowledge is power when you're investing in your future.

Address

11 Grace Avenue Suite 307
Great Neck, NY
11021

Telephone

+13478374247

Website

https://www.phsloans.com/first-time-homebuyers-loans

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