DecisionMap Wealth Management

DecisionMap Wealth Management We work with clients to give their wealth a clear direction on the wide-open map of retirement.

As fiduciaries, we offer comprehensive advice and guidance to align important financial decisions with desired lifestyles.

For federal employees, executives, and high-income professionals, a workplace retirement plan is often one of the most s...
05/27/2026

For federal employees, executives, and high-income professionals, a workplace retirement plan is often one of the most significant savings vehicles in the financial picture. Even so, contribution timing, match structure, and investment allocation are details that frequently go unexamined, and their cumulative effect over time is worth understanding.

In our latest blog, we walk through several areas that may warrant a closer look:

- How the timing of contributions across the calendar year relates to employer match eligibility
- Why professionals with bonus compensation may need a distinct approach to their deferral elections
- How professional management inside a TSP or 401(k) can be coordinated with a broader portfolio and tax strategy, without requiring assets to leave the plan

Read the full article: https://decisionmap.com/are-you-leaving-money-on-the-table-with-your-tsp-or-401k/

Today we pause in remembrance of those who lost their lives while serving. Memorial Day is a time to reflect on their sa...
05/25/2026

Today we pause in remembrance of those who lost their lives while serving. Memorial Day is a time to reflect on their sacrifice and honor the legacy they leave behind.

The 529 plan is not a static tool, and for families who established their education savings strategy even a few years ag...
05/20/2026

The 529 plan is not a static tool, and for families who established their education savings strategy even a few years ago, the landscape has changed in meaningful ways. Recent legislation expanded qualified expenses, raised K-12 withdrawal limits, and broadened eligibility to include vocational training and professional credentialing, details that can affect how these accounts fit into a broader financial plan.

In our latest blog, we explore how 529 accounts work today, what has changed, and how contribution strategy, tax efficiency, and integration with the rest of your financial picture factor into a well-considered approach. Read the full article: https://decisionmap.com/is-a-529-plan-still-the-right-tool-for-your-familys-education-strategy/.

Turning 65 comes with an increased standard deduction, which can play an important role in managing taxable income durin...
05/13/2026

Turning 65 comes with an increased standard deduction, which can play an important role in managing taxable income during retirement. However, income-based strategies such as Roth conversions can interact with this benefit in ways that are not always immediately apparent.

Additional considerations to keep in mind:

- The deduction phases out as income rises, so a large conversion may reduce or eliminate a benefit you were already entitled to

- Higher conversion amounts can also trigger IRMAA surcharges and affect other income-based thresholds, compounding the tax impact

- Spreading conversions across multiple years and coordinating with other income events can help manage the overall tax cost

Evaluating how Roth conversions fit within the broader tax and retirement picture can help avoid unintended consequences and support more informed decision‑making.

Today we take a moment to honor the mothers and mother figures who make everything possible. Wishing you a wonderful Mot...
05/10/2026

Today we take a moment to honor the mothers and mother figures who make everything possible. Wishing you a wonderful Mother's Day filled with rest and appreciation.

Join us in congratulating Luke Avery on earning the CFP® certification! This is no small feat, and it reflects the dedic...
05/01/2026

Join us in congratulating Luke Avery on earning the CFP® certification! This is no small feat, and it reflects the dedication, discipline, and depth of knowledge that Luke brings to his work every day. The CERTIFIED FINANCIAL PLANNER™ designation is one of the most respected credentials in the industry, and earning it is a testament to his commitment to serving clients at the highest level. We are proud to have Luke on the team and look forward to the continued value he brings to the clients and families we serve.



Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The market has largely come full circle. The Iran conflict temporarily shifted dynamics across oil, rates, and the dolla...
04/27/2026

The market has largely come full circle. The Iran conflict temporarily shifted dynamics across oil, rates, and the dollar, but as the ceasefire took hold, the themes we identified heading into 2026 have reasserted themselves. The physical economy is winning, earnings remain strong, and dispersion across markets is creating meaningful differentiation across sectors, asset classes, and structures.

Key themes in this quarter's Market Outlook, "Back to the Future":

- The Rotation Is Real
- AI Infrastructure Over Software
- Dispersion at Historic Levels
- Defense as a Structural Theme
- Fixed Income: Move Up in Quality
- BDCs Are a Structure, Not a Strategy

Read the full Q2 2026 Market Outlook here https://files.constantcontact.com/22168abb901/ae5a7529-e55d-4646-a324-6839a0a9399e.pdf?rdr=true and reach out for questions or guidance navigating your financial goals.



Content in this post is for informational purposes only and is not an offer, solicitation, or recommendation for any security, product, or service. It is not intended as investment advice and should not be relied upon for investment decisions. Third‑party information is believed to be reliable but is not guaranteed.

For federal employees and retirees, the retirement benefits landscape has shifted considerably over the past few years. ...
04/16/2026

For federal employees and retirees, the retirement benefits landscape has shifted considerably over the past few years. From legislative changes affecting Social Security to updated savings rules, understanding how these developments interact with your pension, TSP, and other income sources plays an important part in staying informed.

Coordinating these moving parts requires more than a general awareness of the changes. How your benefits are structured and sequenced in retirement may have real implications for your long-term financial picture. If you have questions about how any of this applies to your specific situation, we invite you to connect with our team at https://decisionmap.com/contact/.

With greater visibility across the investment landscape, Bitcoin has become a common point of consideration for many inv...
04/09/2026

With greater visibility across the investment landscape, Bitcoin has become a common point of consideration for many investors. While curiosity is understandable, deciding whether it belongs in your portfolio is a highly personal decision that depends on your individual goals, risk tolerance, time horizon, and overall financial circumstances, not market noise or trends.

Taking a comprehensive look at how a potential allocation would fit alongside your existing investments, liquidity needs, and tax considerations can help provide clarity and context. If you are still evaluating whether Bitcoin is appropriate for your circumstances, we invite you to start a conversation with our team to discuss your questions in more detail.

Happy Easter from our team to yours. We hope the holiday provides a chance to slow down, recharge, and enjoy the moments...
04/05/2026

Happy Easter from our team to yours. We hope the holiday provides a chance to slow down, recharge, and enjoy the moments that make the season special.

Address

746 Walker Road, Suite 16
Great Falls, VA
22066

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17035201160

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