WDMA Insurance Group

WDMA Insurance Group We protect your life, we protect your health, preserve your wealth and guarantee an income for life.

Do employer health plans always have waiting periods? Many employers apply a waiting period for new hires, commonly.
02/24/2026

Do employer health plans always have waiting periods? Many employers apply a waiting period for new hires, commonly.

Is a waiting period the same as a pre-existing condition exclusion? No. A waiting period applies to all enrollees, while...
02/23/2026

Is a waiting period the same as a pre-existing condition exclusion? No. A waiting period applies to all enrollees, while pre-existing condition exclusions limit coverage based on medical history.

“Don’t limit your challenges. Challenge your limits.”
02/20/2026

“Don’t limit your challenges. Challenge your limits.”

Fast Fact: You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.
02/19/2026

Fast Fact: You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

With Health Insurance, Cost Sharing is the share of costs covered by your insurance that you pay out of your own pocket....
02/18/2026

With Health Insurance, Cost Sharing is the share of costs covered by your insurance that you pay out of your own pocket. This term generally includes deductibles, coinsurance, and copayments, or similar charges, but it doesn't include premiums, balance billing amounts for non-network providers, or the cost of non-covered services.

Working with a health insurance broker gives you expertise, carrier access, and ongoing support — typically at no direct...
02/17/2026

Working with a health insurance broker gives you expertise, carrier access, and ongoing support — typically at no direct cost to you.

Fast Fact: Self-funded health insurance plans are regulated under federal law, primarily through ERISA (Employee Retirem...
02/16/2026

Fast Fact: Self-funded health insurance plans are regulated under federal law, primarily through ERISA (Employee Retirement Income Security Act), rather than state insurance laws.

Why I Should Use a Medicare Broker: Brokers are paid by the insurance companies, not by the client. You get expert guid...
02/13/2026

Why I Should Use a Medicare Broker: Brokers are paid by the insurance companies, not by the client. You get expert guidance at no extra charge.

Do HSA funds expire? No. HSA funds roll over year to year and remain yours even if you change jobs or health plans.
02/12/2026

Do HSA funds expire? No. HSA funds roll over year to year and remain yours even if you change jobs or health plans.

Why I Should Use a Medicare Broker: Medicare research can be overwhelming. A broker simplifies the process and handles t...
02/11/2026

Why I Should Use a Medicare Broker: Medicare research can be overwhelming. A broker simplifies the process and handles the heavy lifting for you.

Does Medicare Part A cover long-term care? No. Medicare Part A does not cover custodial or long-term care, such as nursi...
02/10/2026

Does Medicare Part A cover long-term care? No. Medicare Part A does not cover custodial or long-term care, such as nursing home stays for daily living assistance.

What is Medicare Part A? Medicare Part A is hospital insurance. It helps cover inpatient hospital stays, skilled nursing...
02/09/2026

What is Medicare Part A? Medicare Part A is hospital insurance. It helps cover inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services.

Address

788 N. Barron Boulevard
Grayslake, IL
60030

Telephone

+18472652372

Website

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