Sheila Tobin, Senior Mortgage Advisor

Sheila Tobin, Senior Mortgage Advisor Local lender that provides excellent customer service and great rates! New mortgages, refinances, r I have been a licensed RE agent since the early 90’s.

As your Mortgage Advisor, I am very interested in building a long-term relationship with you. My number one priority is providing you with exceptional customer service and an experience that makes you happy so that you will refer me to your family and friends. I will work hard to find the right loan product to fit your needs and with your best interest in mind. Prior to becoming a mortgage advisor

, I had an extensive background in real estate working for RE developers for over 25 years. I have also worked as a Realtor in Nevada County.

Home projects can be exciting, but choosing the right way to finance them is just as important as choosing the renovatio...
06/08/2026

Home projects can be exciting, but choosing the right way to finance them is just as important as choosing the renovation itself. 🔨🏡 From tapping into home equity to using savings strategically, homeowners have several options depending on their goals and budget. The right financing approach can help you improve your space while keeping your long-term financial plans on track. If you’re thinking about renovations and want to explore your options, send me a message and let’s chat!

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phon...
06/07/2026

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phone bill payments could help build your score. Call me to learn more!

06/06/2026

You could score big savings working with a mortgage broker like me. Give me a call to advance in your homebuying journey!

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to tho...
06/05/2026

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to thoughtful touches that make your experience smoother (and sweeter), I’m here to go above and beyond. Reach out today and let's get you started on your home purchase journey! 🏠

Weighing the benefits of buying against those of renting is something everyone needs to do. Let me help you with the lis...
06/04/2026

Weighing the benefits of buying against those of renting is something everyone needs to do. Let me help you with the list of buying benefits. I can answer any of your homebuying questions and work with you on buying your first home. There are down payment assistance programs out there. Call or message me today! 🏠🏠🏠

There are some pretty powerful financial perks that can come with owning a home, and this is one of them 💡 While every s...
05/31/2026

There are some pretty powerful financial perks that can come with owning a home, and this is one of them 💡 While every situation is different, it’s definitely worth understanding how homeownership could impact your overall finances. I love helping people look at the bigger picture so they can make informed, confident decisions. If you’ve been curious about what this could look like for you, let’s talk through it together. Send me a message anytime to get started!

When you’re preparing to buy, it’s not just about what works today — it’s about making sure it still works down the road...
05/30/2026

When you’re preparing to buy, it’s not just about what works today — it’s about making sure it still works down the road. Looking at how different scenarios could impact your monthly payment can help you avoid surprises later on. The goal is to set you up with a loan that feels sustainable, not stressful. 🏡 If you want to walk through the numbers and see what feels comfortable for you, send me a message, and we can map it out together.

Higher mortgage rates don’t always mean home prices will drop. In many markets, low inventory and strong buyer demand co...
05/29/2026

Higher mortgage rates don’t always mean home prices will drop. In many markets, low inventory and strong buyer demand continue to keep prices elevated. Plus, many homeowners with low rates are choosing not to sell, limiting supply even more.

The good news? You don’t have to navigate this market alone. Working with experienced real estate and mortgage professionals can help you explore your options and make informed decisions based on your goals and local market conditions.

When it comes to selling a home, there’s more to the financial side than just the sale price 💰 Understanding how everyth...
05/29/2026

When it comes to selling a home, there’s more to the financial side than just the sale price 💰 Understanding how everything fits together can help you better prepare and avoid surprises down the line. It’s always a good idea to keep track of expenses and connect with a trusted tax professional for guidance specific to your situation. A little knowledge here can go a long way in helping you make informed decisions

Address

Grass Valley, CA

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 8am - 9pm
Sunday 8am - 9pm

Telephone

+15302709635

Website

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