Movement Mortgage - Heidi Seavers - Grass Valley, CA NMLS: 724359

04/28/2025

Love that our office is steps away from the Empire Mine trails in Grass Valley. Lunch time strolls are one of our favorite things.

02/20/2025

Attention Self-Employed Homebuyers! 🏡

If you’re planning to purchase a home within the next 12-24 months, now is the time to think ahead. Before you file your tax return with the IRS, be sure to review your tax return drafts with your tax preparer and loan officer. 📊💼

Why? Because your tax return can significantly impact your buying power! By reviewing it ahead of time, you can:

✔️ Ensure your income is accurately reflected for loan qualification.
✔️ Understand how deductions or write-offs may affect your mortgage options.
✔️ Make any necessary adjustments to strengthen your position before submitting your return.

A coordinated effort between your tax professional and loan officer is key! By working together as a team, you can align your financials to ensure the best possible outcome when it comes to securing your mortgage.

Don't wait until it's too late—get a head start on your home-buying journey by having your tax pro and loan officer work together on your behalf!

Have questions? Reach out to Movement Mortgage - Heidi Seavers - Grass Valley, CA NMLS: 724359 to schedule a consultation. We’re here to guide you every step of the way!

08/27/2024

Every year, our scholars remind us why we do what we do. We believe that by providing quality education, we can help families and communities break cycles of intergenerational poverty. That’s the power of Impact Lending. ❤️

07/18/2024

Another renovation loan closed this week! This sweet home is about to get some love and attention from the new family that will be living here. This home is in a fantastic neighborhood, was at a great price, won’t take much to repair and just needed the right buyer with a vision to bring it back to life. If you have questions about renovation financing, let us know, we would love to help!

02/22/2024

Credit consultations are one of my favorite parts of being a mortgage loan officer. I tend to geek out on credit reports and love hearing clients share success stories on how much their scores increase over time.

Five years ago I met with a client and we talked about making credit a game and challenging them to take it one step at a time to pay down debt. They surprised me with these flowers today to thank me for the advice years ago because they had a 780 credit score when they went to apply for their car loan this weekend. This is so exciting to hear and I am encouraged to stay excited about helping people understand their credit better so they can purchase a home and have life long changes to their finances. Thank you for making my day, you know who you are 🙂❤️

10/13/2023

Helpful resources for those considering adding an ADU in Nevada County.

07/27/2023

Met with a great Real Estate team this morning to discuss Down Payment Assistance programs. There are SO MANY to choose from! Not sure where to start? Contact me to take that first step to homeownership!

06/23/2023

A big THANK YOU to all of our amazing clients and partners who have contributed toward making this happen!! 🏆🏆🏆

06/10/2023

This is so true - get in your new home now, while there is less competition for each property. Selecting the right property is always the most important component of the home buying process. Contact us to get started on your mortgage Pre-Approval today!

05/09/2023

We always love hearing about new loan programs that give home buyers additional financing options to consider. Check out Movement Boost by clicking the link below, or reach out to us for more information!

Movement Boost helps qualified FHA borrowers cover the required 3.5% down payment and even a portion of closing costs.

04/11/2023

For those that are curious - this is a great article about the CalHFA Dream for All program, and how the funds were depleted after only 11 days. Moral of the story: Get Pre-Approved with a local lender before you find the perfect home so you can pounce when a the right property becomes available, and/or when this program opens back up again. There are many other programs to explore - this one was fun while it was available!

The average first-time homebuyer loan totaled $112,000, giving thousands of Californians a big lift in their dreams of ownership.