Bayside Mortgage Services, Inc.

Bayside Mortgage Services, Inc. Bayside Mortgage is a Maryland Mortgage Broker that specializes in Purchase and Refinance loans. We Bayside Mortgage Services Inc. Great commission split.

has been assisting Marylanders obtain mortgages to purchase or refinance their homes since 2003. The owner Frank R Cwalina II has been originating mortgages since 1998. As a Mortgage Broker he has access to multiple wholesale lenders which allows him to offer his clients the lowest rate at the lowest cost. The greatest advantage of being a broker is we get lower rates (wholesale rates) from Nation

al Lenders. That’s because the lender has much less overhead expenses because they don’t pay the loan officers to sell their products. Since Frank R Cwalina II is a Sr. Loan Officer and the Owner of the company he does not have to split the commission with the sales manager and owner like all other loan officers do. Which in turn, allows him to offer lower rates and lower overall cost to his clients. That gives him a competitive advantage over his competition. As a broker he also has access to more loan programs then he would have if he was a lender. 99% of his business is referrals from past clients and real estate agents. We offer:
*Conventional Mortgages
*Jumbo Mortgages
*VA Mortgages
*USDA Mortgages - 100% Financing
*FHA Mortgages
*HARP Mortgages
*Reverse Mortgages
*Cash Out Loans
*FHA/VA Streamlines
*Credit scores down to 550
*Fully underwritten Pre-Approvals available
*Free No Obligation Pre-approvals 7 Days a week


Company NMLS #168033
Frank Cwalina NMLS #168038
Now hiring experienced Loan Officers. Interested in joining our team? Call Frank at 410.310.0846.

01/01/2026

Happy New Year! I hope everyone has a safe and prosperous year! Thank you for your continued support. It's greatly appreciated!

Happy Veterans Day! Thank you for your service!
11/11/2024

Happy Veterans Day! Thank you for your service!

I miss you Mom and Dad! ❤️
07/25/2024

I miss you Mom and Dad! ❤️

When Parents die 💔, nothing is the same anymore. We can no longer be children, we will no longer feel carried away by their hugs, kisses and words of encouragement. It seems like life is getting harder because their protective love is no longer there. When parents are no longer with us, we are orphans and that is hard regardless of age. Even though you created your family, the face of your parents is ingrained in you for eternity. All people, even if we are adults, have this living child inside us who wants to be protected all the time by his parents. Turning to their unconditional love whenever necessary, but when they are gone, that option is no longer possible...!!! 😭

04/11/2022

Attention Maryland Realtors: Guaranteed clear to close in 15 business days on conventional mortgages. Close on 16th or 17th day.

11/11/2021

HAPPY VETERANS DAY! THANK YOU FOR YOUR SERVICE!

Another happy client!
03/24/2021

Another happy client!

Another satisfied client......
12/05/2020

Another satisfied client......

02/20/2020

We greatly appreciate your support and referrals. It drives our business, and we couldn't do what we do without you!

08/31/2019

Thank you for the recognition and check out all our recommendations on Alignable.

Address

3901 Main Street, Ste 101
Grasonville, MD
21638

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 5:30pm
Friday 9am - 8pm
Saturday 9am - 8pm
Sunday 9am - 8pm

Website

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