The Wright Agency, LLC

01/06/2022

The Wright Agency LLC 715-488-3937
14475 County Rd O, Grantsburg, WI. 54840
Good Morning Everyone,
I hope you had a wonderful Holiday Season. I have reached a milestone in my life and it is with a mixture of emotions I am formally announcing my retirement effective 01/01/2022. I have enjoyed each and every relationship you and I have had throughout the years and will miss our daily interaction. It was very important to me to make sure you receive the same personal service and smiling voice you have become to expect. We have sold the agency to Don and the team at B&B Insurance, and I know you will enjoy the experience.
Their information:
Don & Natalie Bolier of B&B Insurance
150 W First St Suite 220 & 1155 S 4th Ave.
New Richmond, Wi 54017 Park Falls, WI 54552
They can be reached directly at the same number you have been calling or at 715-246-4043.
They are very friendly, enjoyable and are looking forward to helping you with any and all of your insurance needs. They will reach out to each and every one of you in the coming months to see how they can help in any way.
All my best.
Your friend,
Bob Wright 715-417-2190

10/22/2015

Did you know that motor vehicle crashes are a leading cause of death for teens aged 15-19 in America? In 2013 alone, 2,614 passenger vehicle teen drivers were involved in fatal crashes.
Teen_Driver
Parents can change those numbers by talking to their teens about road risks. Many parents assume their teenagers won’t listen, or think that their teens are hearing about these life-saving rules somewhere else, such as school.

This October 18-24 is Teen Driver Safety Week. At Integrity Insurance we want to shine a light on this topic and remind parents to talk to their teen drivers about the risks they face while driving. In order to provide parents with the tools, resources, and words they need to keep their teens safe, the National Highway Traffic Safety Administration has teamed up with state and local highway safety and law enforcement organizations on the teen driver safety campaign “5 to Drive”. The education and awareness campaign identifies the five most important rules all teen drivers need to follow.

Parents need to start talking to their teens about the “5 to Drive,” and make certain teens understand the rules before they hit the road:

1. No Drinking and Driving. Compared with other age groups, teen drivers are at a greater risk of death in alcohol-related crashes, even though they’re too young to legally buy or possess alcohol. Nationally in 2013, almost one out of five (19 percent) of the teen drivers (15 to 19 years old) who were involved in fatal crashes had been drinking.

2. Buckle Up. Every Trip. Every Time. Front Seat and Back. Teens aren’t buckling up, and neither are their passengers. In 2013, 64 percent of all the young (13- to 19-year-old) passengers of teen drivers who died in motor vehicle crashes weren’t restrained. When the teen driver was also unrestrained, the number of all passengers unrestrained increased to almost 90 percent.

3. Put It Down. One Text or Call Could Wreck It All. In 2013, among teen drivers involved in fatal crashes, 11 percent were reported as distracted at the time of the crash. This age group had the highest proportion of drivers distracted by phone use. That same year 318 people were killed in crashes that involved a distracted teen driver.

4. Stop Speeding Before It Stops You. In 2013, almost one-third (29 percent) of teen drivers involved in a fatal crash were speeding.

5. No More Than One Passenger at a Time. Extra passengers for a teen driver can lead to disastrous results. Research shows that the risk of a fatal crash goes up in direct relation to the number of teens in a car. The likelihood of teen drivers engaging in risky behavior triples when traveling with multiple passengers.

Starting a conversation about the risks teens will face on the road isn’t just smart, it’s necessary. The “5 to Drive” campaign helps parents give their teens the tools they need to drive safely.

For more information about Teen Driver Safety Week and the “5 to Drive” campaign click here.

Article courtesy of the National Highway Traffic Safety Administration.

05/05/2015

The Wright Agency LLC --- 715-488-3937
INSURANCE TIPS
FOR YOUNG ADULTS

Graduation season is nearing and with that comes the freedom and independence of adulthood. One rite of passage into adulthood is making your own decisions — including financial ones like insurance. The topic of insurance can be daunting for most people, especially young adults, who sometimes learn the hard way their coverage isn’t adequate until they need to file a claim.

Young adults, hold tight. Here’s one life lesson on insurance that you won’t want to miss!

Renters Insurance — protects your belongings damaged in a fire, theft or vandalism
• The owner of the property is responsible for insuring the structure and premise but their coverage does not include personal belongings
• Many apartment complexes require renters insurance; check with your landlord and ask questions before signing a lease
• If you’re still living at your parents’ home, your belongings should be covered under your their homeowners policy but don’t assume. Have adult conversation with them and their independent insurance agent to see what’s covered
• To make things easier if you have to collect a claim, take photos or video of your belongings and store a copy outside your residence or on a cloud system
• Three types
o “Loss of use” — coverage if your rental becomes uninhabitable while it’s being repaired or rebuilt
o “Personal property” — covers contents of your apartment like your iPad, bed and couch
o “Personal liability” — cover bodily injury and property damage to others caused by your actions or negligence

Auto Insurance — financial protection against physical damage, bodily injury from a car accident
• It’s recommended to purchase a healthy amount of liability coverage for your auto insurance policy; if you’re found liable in an accident the total could cost you hundreds of thousands of dollars in medical bills, pain and suffering — this could be detrimental to you finances
• Cost for liability coverage is usually marginal and will give you peace of mind

Life Insurance — a sum of money paid upon death of the insured person to the beneficiary (person legally designated to receive the money)
• Just because you’re young and healthy doesn’t mean Life insurance isn’t important — a huge benefit is the cost of permanent life insurance is that it stays at the rate of purchase as long as you continue to pay the premiums
• If you have debt and die before it’s paid off the co-signer, likely your parents or grandparents, would be responsible for paying (depends on terms and conditions of the loan)

Another helpful tip is meeting with your local independent insurance agent. Your agent will be able to guide you through the process and answer any questions. It’s their job to find the best coverage to fit your life.

07/25/2014

Preparing your home for vacation
July 24, 2014

By Cincinnati Insurance

manicured-home-and-yardThere is still time for a summer getaway, and many families will try to squeeze in one more trip before school starts for the fall. But keep in mind that thieves target homes temporarily unoccupied while the owners are enjoying their vacation. Today’s thieves quickly identify such easy targets.

While home burglaries cost consumers billions of dollars each year, these invasions of their private homes also traumatize thousands of families.

Before you leave for vacation, take every possible step to see that your home does not appear to be unoccupied:
•Lock all doors and windows – This sounds basic but is too often overlooked. Be sure to lock the garage door and disconnect your garage door opener.
•Keep up driveway activity – Ask a neighbor to park in your driveway.
•Be sure mail and newspaper deliveries are handled – You can stop deliveries or have a neighbor collect them for you.
•Do not announce your absence on your voice mail – Thieves sometimes call to see if a house is empty.
•Be cautious about social media, too – Don’t discuss your plans online.
•Keep up the outside appearance of your home – If you take an extended trip, arrange to have grass cut or snow shoveled.
•Use automatic timers – Set up timers to turn lights off and on.
•Notify the police of your absence – The police will usually do occasional drive-bys to check your home.

While none of these suggestions can guarantee the safety of your home, they are proven deterrents against home burglaries. While you play, keep thieves away!

07/25/2014

Before you leave for vacation, take every possible step to see that your home does not appear to be unoccupied.

11/08/2013

Good Morning to all the Mud ducks and Cheese heads,
We hope your fall colors were as gorgeous and brilliant as the ones we were blessed with this year.

With the hunting season upon us remember to attach a brightly colored patch of fabric to your 4 legged family members.

Hope you all have a safe and happy season,

Bob Wright
The Wright Agency LLC 715-488-3937 [email protected]

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07/30/2013

05/28/2013

Packing up the ol' RV for a getaway this summer? Whether taking a weekend trip or excursion cross-country, stay protected with these helpful tips: http://bit.ly/10Xevpp

05/09/2013

05/09/2013

05/09/2013

Have you had an eye exam lately? May is Health Vision Month. Our 10 tips on how to brighten your home. http://bit.ly/12xFOUl