Christine Lowe NMLS 214532 Mortgage Broker -Empire Home Loans, Inc.

03/20/2026

Are you a real estate agent who needs help saving a transaction? Are you a buyer or homeowner having problems with your current lender?
Give me a call. I have many many lenders and programs, and I have the knowledge to help you!
541-659-8838

01/02/2026

Happy New Year Everyone! Just a little reminder if you are thinking about buying a home or refinancing or pulling out some equity -- PLEASE think of me... I have so many great loan programs for first time home buyers and/or repeat buyers and homeowners in general. Rates seem to be moving in the right direction. Why not pay your own mortgage rather than your landlord's!!
Dream It! Believe It! I'll Help You Achieve It!

Do you have credit card debt that has gotten higher than you like? Give me a call... We can look at taking out a home equity line of credit or loan to consolidate your debt without touching your 1st mortgage's low rate.

Give me a call! 541-659-8838
Reminder - I am licensed in Oregon, California, Washington, Nevada and Arizona! Spread the word.

12/10/2025

I'm so honored to have been nominated for 2025 Affiliate of the Year for the Rogue Valley Association of Realtors. I didn't win but what an honor to be included with the great bunch of affiliates who were also nominated. Thank you!

12/06/2025

What? Locked in a VA 30 yr fixed rate of 5.49% (APR 5.795%) for a single wide 1979 manufactured home on 80 acres! Credit score of 775. Crazy...
Give me a call if you'd like me to work magic for you!
541-659-8838

11/21/2025

Did you know I'm closing a purchase for a client under a no income/no employment loan program with credit score under 700?
Yes! It is possible. Call me if you'd like more information about the loan programs I have.
541-659-8838

11/06/2025

***UPDATE‐ DUE TO SNAP BENEFITS REINSTATED, THE GOOD DRIVE IS TEMPORARILY ON HOLD *** Thank you to those who have considered donating.

Empire Home Loans is proud to be a drop off location for this great cause. Please message me if you have any questions.
My office location is:
1303 NE 7th Street (7th St side of the United Finance Bldg)
Grants Pass

•Donate $ here: https://checkout.square.site/.../AQTDG4PVEYULWCJ5YKKLNAEH

10/22/2025

💡 Did you know there’s a big difference between a Mortgage Broker and a Mortgage Lender?

A lender works for one bank and can typically only offer that bank’s loan programs.
A broker (that’s me!) works with multiple lenders, giving your clients access to more options, better rates, and customized solutions.

🏡 Why agents love working with brokers:
✅ More loan options = more approved buyers
✅ Flexibility to find the best fit for each client
✅ Faster, smoother closings
✅ Competitive rates and personal service

If you’ve ever had a deal fall through because a buyer didn’t “fit the box,” let’s chat — I might be able to save your next one.

📩 DM me or call/text 541-659-8838

Christine Lowe
CVLS | Certified Veterans Lending Specialist
Empire Home Loans, Inc.
NMLS #214532

10/21/2025

Veterans: Did You Know?
✅ You can use your VA home loan more than once!
✅ You can add a non-veteran co-borrower (who will live in the home)!

📄 Caption:
As a Certified Veterans Lending Specialist, I’m proud to help those who served achieve their homeownership goals.
Even if you’ve used your VA loan before, you may still be eligible — and yes, you can add a non-veteran co-borrower with a small down payment!
Let’s explore your VA benefits together. 🏠🇺🇸

Give me a call! 541-659-8838

www.empirehomeloans.com/christinel

I have been a mortgage loan originator in Southern Oregon for 25 years now. With those 25 years of experience, I have dedicated my professional expertise to making sure my clients achieve their mortgage goals with personalized solutions, integrity, honesty, ethics and efficiency. If they are not rea...

07/30/2025

One Proud Gal! My branch is officially approved with NMLS.
Come see me @ Empire Home Loans Inc. / 1303 NE 7th St. / Grants Pass, OR
26 years in the business and I am proud to represent Empire Home Loans with the Grants Pass, OR branch. For this to come around full-circle and be in the office where I started with David Fedosky Sr. makes my heart full.
So many products, so many opportunities for our clients. Give me a call if you'd like to get pre-approved OR if you are an agent and have a client you'd like me to talk to! I'm 24/7/365.

06/11/2025

1% down conventional loan. Lender-paid 2% down payment assistance grant up to $7,000!
If you'd like to learn more - give me a call or DM me!
Christine Lowe NMLS 214532 Mortgage Broker -Empire Home Loans, Inc.
541-659-8838

06/03/2025

Application to clear to close in 12 days!
Call me if you'd like the same opportunity!
NMLS 214532

541-659-8838

04/29/2025

🎖️ Proud to announce I’m now a Certified Veteran Lending Specialist (CVLS)! 🇺🇸

Helping our veterans achieve their homeownership dreams is a true honor.
💬 Did you know? Veterans can actually have more than one VA loan at a time — and they can even co-buy a home with a non-veteran (non-spouse)!

There’s so much more to VA loans than most people realize. If you have questions, I’m here to help!



541-659-8838