Solv Independent Insurance Associates

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Solv Independent Insurance Associates The Verus brand you know & trust,
with a new look. Putting interests of those we serve above our own. Visit www.verusinsurance.com to see more.

Verus Insurance Services, LLC was founded in 2016 with a mission to be a part of the solution for employee benefits instead of the problem. We assist employers all across the country as consultants for employee benefit program plan management, compliance, and communication as well as plan design and financial oversight. Our unique approach to how the industry treats clients is summarized in our commitment to all: We will act ethically, independently, transparently and efficiently.

Earlier this month, the FTC warned 24 health systems that murky or misleading price postings could break federal consume...
10/20/2026

Earlier this month, the FTC warned 24 health systems that murky or misleading price postings could break federal consumer protection law. That’s on top of the more than 500 hospitals that have received warning letters this year for not following federal price-transparency rules.

What that tells us is that the government is pushing hard to make healthcare prices public, and many hospitals are still dragging their feet.

The rules are clear. Hospitals have to post their prices online, and as of this year those have to be actual prices, not estimates. Health plans have to offer cost-estimate tools, too. The same MRI can cost thousands of dollars more at one facility than at another a few miles down the road, and you’re allowed to find that out before you book.

Most people never check, because for decades nobody told them they could.

For employers, this is one of the easiest wins sitting in your plan. Teach your people that “What will this cost?” is a fair question with a real answer, and they stop being passive plan members and start making smarter choices. Those choices add up, for them and for the plan.

Regulators are making the prices public. Getting employees to actually look them up is up to you, and that’s the part a good benefits partner can help with. Let’s talk: solvins.com

Most employees will spend more time choosing a phone plan this fall than the health plan they’ll live with all of 2027.A...
10/15/2026

Most employees will spend more time choosing a phone plan this fall than the health plan they’ll live with all of 2027.

And 2027 isn’t a year to coast. Employers are projecting a median 9.2% jump in health costs before plan changes, with more of that cost shifting to employees.

A bad pick rarely shows up in October.

It shows up in March, at a pharmacy counter. In June, on a bill from a doctor everyone swore was in-network. In August, when the “cheap” plan turns out to be the expensive one.

We broke down the Open Enrollment mistakes that come up every single year. Almost none of them come from carelessness. Most start with a perfectly reasonable assumption that happens to be wrong.

It’s worth ten minutes before you click “renew.” It’s also worth sending to your team before their window closes.

📖 Read it on the SolV blog: https://solvins.com/7-open-enrollment-mistakes-that-cost-employees-money/

Quick reminder: flu season’s here. 💉The CDC says to get your flu shot by the end of October — and on most plans, it’s fr...
10/13/2026

Quick reminder: flu season’s here. 💉

The CDC says to get your flu shot by the end of October — and on most plans, it’s free. Twenty minutes now beats a week flat on the couch later.

Roll up a sleeve. Future-you says thanks. 💚

October is Breast Cancer Awareness Month, and the most important number in it is a hopeful one.When breast cancer is cau...
10/13/2026

October is Breast Cancer Awareness Month, and the most important number in it is a hopeful one.

When breast cancer is caught early — before it spreads beyond the breast — the five-year relative survival rate is about 99%. Right now, roughly 64% of cases are found at that early, localized stage. The distance between those two facts is the entire argument for screening.

Here’s where it reaches an employer. The thing that catches cancer early isn’t heroic medicine. It’s a routine mammogram — the kind of preventive care that’s typically free on your plan and still, every single year, goes unbooked because life is busy and nobody feels sick.

A plan that makes screening genuinely easy to reach does more than check a wellness box. It changes the odds for someone on your team who doesn’t yet know they need it. This month is a good nudge: remind your people what’s covered, and make the appointment the easy thing to do.

World Mental Health Day is this Saturday, October 10th. The honest version of it, for employers, isn’t a slogan — it’s a...
10/10/2026

World Mental Health Day is this Saturday, October 10th. The honest version of it, for employers, isn’t a slogan — it’s a design question.

On every team, people are quietly carrying something. The benefit meant to help them is often technically there and practically out of reach: therapists who aren’t taking patients, a directory that’s out of date, a worry that using the coverage won’t stay private. Support that’s hard to find isn’t support. It’s a line in a benefits guide.

The plans that actually help get a few unglamorous things right — care that’s easy to reach, a network that’s real instead of theoretical, and the confidence that asking for help won’t cost someone their privacy or their standing at work.

Leaders don’t need all the answers. They just need to make sure no one on the team feels they have to figure it out alone.

If you or someone you know is struggling, the 988 Su***de & Crisis Lifeline is available 24/7 — call or text 988.

Open enrollment feels like a November thing. It's really a now thing. 📅A little homework this month — what worked, what ...
10/01/2026

Open enrollment feels like a November thing. It's really a now thing. 📅

A little homework this month — what worked, what didn't, what you actually need — beats scrambling through a stack of enrollment emails later.

Not sure where to start? That's what we're here for. Visit us at solvins.com. 👋

It's World Heart Day. ❤️About 1 in 5 people will die prematurely from heart disease — and a huge share of it is preventa...
09/29/2026

It's World Heart Day. ❤️

About 1 in 5 people will die prematurely from heart disease — and a huge share of it is preventable. A blood pressure check. A cholesterol screening. The checkup you keep rescheduling.

Small habits, big payoff. Book the boring appointment this week.

Honest question: could you explain what your deductible actually costs you? 🤔Most people can't — not their fault. There'...
09/24/2026

Honest question: could you explain what your deductible actually costs you? 🤔

Most people can't — not their fault. There's even a timing trick that can cost hundreds on the same procedure depending on the month.

Our new blog makes it click, in plain English. Read it at the link in our bio!

It's World Alzheimer's Day. 💜More than 55 million people worldwide live with dementia — and behind so many of them is a ...
09/21/2026

It's World Alzheimer's Day. 💜

More than 55 million people worldwide live with dementia — and behind so many of them is a family member quietly holding it all together.

If that's you: what you're doing is hard, and it matters. You're not alone in it.

“Preventive care, $0.” It's on every plan. 🧾So why do people still get billed for a checkup? Usually it comes down to on...
09/18/2026

“Preventive care, $0.” It's on every plan. 🧾

So why do people still get billed for a checkup? Usually it comes down to one word said in the exam room.

Our new blog breaks it down — and shows how to keep a wellness visit from becoming a surprise bill. Link in bio!

Address

6085 Douglas Boulevard, Ste 400
Granite Bay, CA
95746

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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