Jayson Thompson - Loans by JT

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Jayson Thompson - Loans by JT

Providing Financing Options for Residential Purchases and Refinances. NMLS # 2017960

05/12/2026

🏡 What happens when you lock your mortgage rate?

When you “lock” your interest rate, your lender guarantees that rate for a set period of time — typically 15, 30, 45, or 60 days — while your loan is being processed.

✅ Protects you if rates go UP before closing
✅ Helps keep your monthly payment predictable
✅ Gives peace of mind during escrow

If rates rise after you lock, your rate stays the same. 📈🔒
If rates fall, some lenders may offer a float-down option, depending on the program and timing. 📉

A rate lock is all about protecting your financing while you move toward closing on your home. 🏠

➡️If you're interested in a home Purchase or Refinance 👉Call ☎🤙Direct or PM with any questions 🏘️ I would LOVE to be part of the CONVERSATION 📞

✅ Jayson Thompson - Loans by JT
☎ 916.208.7442 Direct
👉NMLS # 2017960

05/11/2026

📉 Lower Your Mortgage Payment for the First Year — FREE! 📉

Buying a home just got a little easier.

Now through June 30, UWM will cover the cost of a 1-0 temporary buydown, helping qualified buyers enjoy a payment equivalent to a rate 1% lower during year one.

🔥 No extra cost
🔥 Available on conventional & government purchases
🔥 Great option for first-time or move-up buyers

Let’s see how this program could help make your monthly payment more comfortable!

✅ Jayson Thompson - Loans by JT
☎ 916.208.7442 Direct
👉NMLS # 2017960

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05/08/2026

Had a great 24 hours in Vegas with Lauren seeing no doubt at the sphere! What an incredible venue and experience. I would highly recommend checking it out!

05/06/2026

First missed flight (my fault), but I still know we would have made it if the parking garage wasn’t closed, and I had put TSA pre on my ticket, and I left over an hour before boarding, then I know we would have made it 🤪 but we got first row on the next flight ✈️

04/28/2026

👉Here is a brief summary where rates have been over the last 7 days. If you would like to know where rates are for your specific situation, I would love to be part of the conversation 📣👂
📉 7-day trend (what just happened)
• Early last week: ~6.30%
• Mid-week dip: down to ~6.23% (lowest point of the week)
• End of week / today: slight rebound to ~6.32%
👉 Net result: essentially flat to slightly up, with a small dip mid-week.
________________________________________
🧭 What’s driving the movement
• Bond market volatility (10-year Treasury swings) is the main driver
• Geopolitical tension (Middle East/Iran) caused recent upward pressure
• Inflation concerns are keeping rates from dropping quickly
• Fed is holding steady, so no major downward catalyst yet
________________________________________
🧠 Simple takeaway
• Rates are stabilizing in the low–mid 6% range
• Short-term movement = sideways with minor volatility
• We’re still well below 2023 highs (~7.7%), but not back to sub-6% consistently

✅ Jayson Thompson - Loans by JT
☎ 916.208.7442 Direct
👉NMLS # 2017960

02/12/2026

👉Curious about how you can buy a house with little to no down payment💰🏡🤔💯🤝💰💲

➡️If you're interested in a home Purchase or Refinance 👉Call ☎🤙Direct or PM with any questions 🏘️ I would LOVE to be part of the CONVERSATION 📞

✅ Jayson Thompson - Loans by JT
☎ 916.208.7442 Direct
👉NMLS # 2017960

02/04/2026

👉Hello and happy Wednesday. The rates have had incremental change over the last 7 days. Most rates have fluctuated just .01%, so we’re very similar to the previous weeks rates. The FED kept rates unchanged, which had little to no effect on mortgage pricing 💥

➡️If you're interested in a home Purchase or Refinance 👉Call ☎🤙Direct or PM with any questions 🏘️ I would LOVE to EARN the opportunity to be YOUR LENDER ❤️

✅ Jayson Thompson - Loans by JT
☎ 916.208.7442 Direct
👉NMLS # 2017960

01/22/2026

👉Here is a breakdown of how individuals purchased homes last year in our 12-county region. While we hear cash is king, it was not the case when it came to purchasing a home in 2025

🕵️Most homeowners used financing 💰to purchase a home and Conventional financing was the most prevalent 🚨

➡️If you're interested in a home Purchase or Refinance 👉Call ☎🤙Direct or PM with any questions 🏘️ I would LOVE to EARN the opportunity to be YOUR LENDER ❤️

✅ Jayson Thompson - Loans by JT
☎ 916.208.7442 Direct
👉NMLS # 2017960

01/15/2026

📢On this same day last year, the 30-year mortgage rate had average 7.09% over the prior week, whereas the prior week rates averaged 6.125% for a 30 year conventional loan. A drop of almost 1% year over year🏡🔑💵
Below is an illustration to show you how the rate drop lowered the potential payment roughly $300 a month on a purchase price of $500,000🗝️

➡️If you're interested in a home Purchase or Refinance 👉Call ☎🤙Direct or PM with any questions 🏘️ I would LOVE to EARN the opportunity to be YOUR LENDER ❤️

✅ Jayson Thompson - Loans by JT
☎ 916.208.7442 Direct
👉NMLS # 2017960

01/07/2026

🚨Mortgage Rates Hovering near 2025 lows🔥
╰┈➤As we're almost a week into the new year, we look back the two days of 2025 with the lowest rates, which were September 16th and October 28th. Both days happened to be the Tuesdays that preceded Fed rate cuts 💰📈🏠As of this afternoon, we are hovering slightly above those levels and it’s an encouraging start to the new year. Friday we can expect the first opportunity for volatility with the impending job reports 🗣📢

Below is an average of the rates over the last 7 days

➡️If you're interested in a home Purchase or Refinance 👉Call ☎🤙Direct or PM with any questions 🏘️ I would LOVE to EARN the opportunity to be YOUR LENDER ❤️

✅ Jayson Thompson - Loans by JT
☎ 916.208.7442 Direct
👉NMLS # 2017960

Address

6085 Douglas Boulevard Ste 400
Granite Bay, CA
95746

Telephone

+19162087442

Website

http://www.loansbyjt.com/

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