Jayson Thompson - Loans by JT

Call Directions Website Contact the business

Jayson Thompson - Loans by JT Providing Financing Options for Residential Purchases and Refinances. NMLS # 2017960

🏡 THE HOME YOU WANT. A PAYMENT THAT STARTS LOWER.A 2-1 Seller-Paid Temporary Buydown may help make today’s rates much mo...
09/30/2026

🏡 THE HOME YOU WANT. A PAYMENT THAT STARTS LOWER.
A 2-1 Seller-Paid Temporary Buydown may help make today’s rates much more manageable. 🔑
On this $500,000 example:
💰 Year 1: 5.49% — Est. P&I $2,698/mo
💰 Year 2: 6.49% — Est. P&I $3,013/mo
💰 Year 3+: 7.49% — Est. P&I $3,224/mo

Instead of only negotiating on purchase price, we can explore asking the seller to contribute toward a temporary rate buydown, helping lower your payment during those first two years. 🙌
Every situation is different, so let’s run the numbers and see what makes sense for you.

📲 Jayson Thompson | Loans By JT
📞 916-208-7442
🌐 LoansByJT.com
📧 [email protected]
NMLS #2017960 | DRE #02158437

🏠 Calling all real estate investors! 💰Looking for financing for your next Fix & Flip? 🔨➡️🏡With flexible financing and a ...
09/21/2026

🏠 Calling all real estate investors! 💰

Looking for financing for your next Fix & Flip? 🔨➡️🏡

With flexible financing and a streamlined process, you can focus on what matters most — finding the deal, renovating the property, and getting it back on the market. 📈

✅ Investors of all experience levels
✅ Credit scores starting at 660
✅ Non-owner occupied 1–4 unit properties
✅ Staged renovation draws
✅ Fast, straightforward process

💬 Have a property in mind? Let’s talk numbers and see what your financing options look like.

📲 Jayson Thompson | Loans By JT – Mortgage Broker
📞 916-208-7442
🌐 LoansByJT.com
📧 [email protected]
NMLS #2017960 | DRE #02158437

🏡🚀 Your Crypto Could Help You Buy a Home! 🪙🔑Did you know your cryptocurrency holdings may be able to help you qualify fo...
09/09/2026

🏡🚀 Your Crypto Could Help You Buy a Home! 🪙🔑
Did you know your cryptocurrency holdings may be able to help you qualify for a home loan? Your digital assets could open new doors without necessarily requiring you to sell your investments. 📈🏠
Whether you're ready to buy now or just curious about your options, I’m here to help you explore what may be possible.
👉 Contact me today and let’s talk about your homeownership goals!

Jayson Thompson | Loans By JT – Mortgage Broker
📞 916-208-7442
🌐 LoansByJT.com
📧 [email protected]
NMLS #2017960 | DRE #02158437

👨‍👩‍👧‍👦 A Unique Mortgage Option for Families Caring for Elderly Parents or Disabled Adult Children ❤️🔑Did you know you ...
09/02/2026

👨‍👩‍👧‍👦 A Unique Mortgage Option for Families Caring for Elderly Parents or Disabled Adult Children ❤️

🔑Did you know you may be able to purchase a home for an elderly parent or a disabled adult child while receiving financing similar to an owner-occupied home—even though you won’t live in the property?

✨ Potential benefits include as little as 5% down, owner-occupied mortgage pricing, and no distance requirement between your home and theirs.

Want to know if your family may qualify? Let’s talk!

Jayson Thompson
Loans By JT – Mortgage Broker
📞 916-208-7442
🌐 LoansByJT.com
📧 [email protected]
NMLS #2017960 | DRE #02158437

08/27/2026

🏡 A flexible loan option worth knowing about!

Ally’s No Ratio Loan is available for both primary residences and investment property purchases—giving buyers another option when traditional income qualification may not be the best fit.

🎥 Check out this quick video for the details.

📲 Have a scenario you’d like me to look at? Send me a message!

Jayson Thompson - Loans by JT
916.208.7442 Cell
NMLS # 2017960

🏡 Did you know you can buy a home using 100% gift funds? 🎁💰A family member may be able to help with the funds needed for...
08/25/2026

🏡 Did you know you can buy a home using 100% gift funds? 🎁

💰A family member may be able to help with the funds needed for your down payment and/or closing costs—meaning homeownership could be closer than you think! 🔑✨

Every situation is different, so let’s look at your options and build a game plan that works for you. 🙌

📲 Thinking about buying a home? Call or message me today!

Jayson Thompson | 916.208.7442
NMLS # 2017960

🚨 There’s a new kid on the credit block — and its name is VantageScore® 4.0! 📊🏡 FICO® vs. VantageScore® 4.0 — what’s the...
08/20/2026

🚨 There’s a new kid on the credit block — and its name is VantageScore® 4.0! 📊
🏡 FICO® vs. VantageScore® 4.0 — what’s the difference?

Your credit score can play a BIG role when it comes to qualifying for a home loan 🔑💰 — but did you know not all credit scoring models look at your credit the same way?

📈 VantageScore® 4.0 may benefit borrowers who are:
✅ Actively paying down debt
✅ Building or rebuilding credit
✅ First-time homebuyers with a shorter credit history 🏠
✅ Impacted by medical collections 🩺

The biggest takeaway? 💡 Understanding how your credit is scored can help you make smarter moves before applying for a mortgage.

📲 Have questions about your credit or want to talk about your path to homeownership? Let’s connect!

👤 Jayson Thompson | Loans by JT
📞 916.208.7442
🏡 NMLS # 2017960

08/19/2026

🏡 Your home equity could be a powerful financial tool.
A HELOC (Home Equity Line of Credit) lets you tap into the equity you’ve built in your home—giving you access to funds for renovations, major expenses, debt consolidation, or other financial goals.
💳 Carrying high-interest credit card debt? HELOC rates are often significantly lower than credit card interest rates, which could make a HELOC worth exploring as part of your financial strategy.*
💰 Your equity is already working for you. Ready to see what you may be able to access?

📲 Reach out and let’s explore your options.

Jayson Thompson
📞 916.208.7442 Direct
NMLS # 2017960

08/12/2026

🏡 Your home equity could be a powerful financial tool.
A HELOC (Home Equity Line of Credit) lets you tap into the equity you’ve built in your home—giving you access to funds for renovations, major expenses, debt consolidation, or other financial goals.
💳 Carrying high-interest credit card debt? HELOC rates are often significantly lower than credit card interest rates, which could make a HELOC worth exploring as part of your financial strategy.*
💰 Your equity is already working for you. Ready to see what you may be able to access?

📲 Reach out and let’s explore your options.
Jayson Thompson
📞 916.208.7442 Direct
NMLS # 2017960

💥Not every borrower fits into a traditional lending box—and that’s where I can help. 🏡📣Whether you’re an investor, self-...
08/12/2026

💥Not every borrower fits into a traditional lending box—and that’s where I can help. 🏡

📣Whether you’re an investor, self-employed, a 1099 earner, high-net-worth borrower, or looking to finance a unique property, I have access to niche loan solutions including DSCR, Bank Statement, Asset Depletion, 1099, Non-Warrantable Condo, and Fix & Flip loans.

❓Have a scenario you’re not sure will qualify? Send it my way. I’d love the opportunity to find a financing solution that fits your needs.

📲 Call or PM me with questions
Jayson Thompson
📞 916.208.7442 Direct
NMLS # 2017960

Address

6085 Douglas Boulevard Ste 400
Granite Bay, CA
95746

Telephone

+19162087442

Website

Alerts

Be the first to know and let us send you an email when Jayson Thompson - Loans by JT posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jayson Thompson - Loans by JT:

Shortcuts

Share

Category