Williams & Company Financial Services

06/12/2026

An in-plan Roth conversion lets you transfer certain pre-tax retirement savings into an after-tax Roth account, so future growth and qualified withdrawals can be tax-free. The tradeoff? You’ll pay taxes on the amount you convert now.

In the right situation, it can be a smart way to manage your tax exposure over time. It all comes down to timing and your long-term plan. Get the details here and see when it might make sense for you:

The tax implications and other considerations What is an in-plan Roth conversion? An in-plan Roth conversion allows participants of 401(k), 403(b), or governmental 457(b) plans to transfer pre-tax funds to an after-tax (Roth) account contained within the same plan. The main advantage of a conversion...

06/10/2026

Budgeting doesn’t have to be overwhelming. Watch our quick video to learn simple steps to organize your finances and confidently plan for what’s next.

This video provides an overview of the importance of budgeting, elements to consider, and how to get started so you can save for the future.

06/02/2026

Your beneficiaries play a big role in shaping your financial legacy. When was the last time you reviewed yours? Learn what to consider when naming and updating beneficiaries for your retirement accounts.

The beneficiaries you name for your retirement accounts can have a major impact on your family’s financial future. That’s why it’s essential to designate them properly and review them regularly. Making smart choices ensures that what you’ve worked so hard to save goes exactly where you want ...

05/25/2026

On , we remember and honor those who made the ultimate sacrifice for our freedom. We thank them for their invaluable service.

05/18/2026

There is a new way to save for your child's future. If you have a newborn, you also may be eligible for a special government gift.

How they work, the rules, and how to set up an account There is a new tax-advantaged savings and investment account designed especially for children. Known as a Trump Account, it provides a new way to save for a child’s future. These accounts are owned by the child but administered by an adult and...

05/10/2026

Mothers give their time, love, and wisdom to shape our future. Happy Mother’s Day to the women who were there for us every step of the way. 💛

05/08/2026

You've worked hard for your money & deserve to enjoy it on travel! Check out my 5 tips for smarter, comfier trips after 50. Perfect for your next adventure.

Make the most of the travel you’ve earned Enjoying travel after 50 is about comfort, safety, and smart money choices that protect your future. Here are five focused tips tailored to you. 1. Consider your energy level and health Choose destinations and itineraries that fit your current stamina, not...

05/06/2026

Group dinners, trips, and shared gifts are fun, but splitting the costs isn’t always easy. The good news? Clear communication and a few smart habits go a long way. Discover 5 practical ways to make group spending organized, transparent, and completely stress-free.

Five simple ways to split the bill, plan group trips, and keep things stress-free Your fancy dinner out with friends finally made it out of the group chat! But now that the check is here, you’re wishing you could hide behind your screen to avoid that awkward money conversation. But it doesn’t ha...

04/27/2026

Last week at the annual MSBO conference, we were honored to receive this Certificate of Appreciation from the Michigan School Business Officials in recognition of 25 years as an exhibitor and partner supporting schools across Michigan.

For the past 25 years, building relationships within the education community has been more than just business to us. It’s been an opportunity to support the people and organizations helping shape future generations every day.

Thank you to MSBO, our clients, partners, and everyone who has been part of the journey over the years!

04/17/2026

Markets may react quickly but keeping a long-term perspective matters.

In our latest update, we break down how geopolitical tensions, inflation concerns, and changing interest rate expectations are driving short term volatility while the broader economic outlook stays resilient.

Stay focused, stay informed, and avoid reactionary decisions during uncertain times.

Heather Rupp, CFA, VP Investments Tom Nugent, Executive Vice President, Chief Investment Officer The first quarter of 2026 has not been light on market moving events. The administration’s successor to the Federal Reserve Chair was announced, with Kevin Warsh expected to take the helm from Jerome P...