Steve Smith & Associates Financial Services

08/28/2026

💰 WHAT CAN $200 A MONTH DO FOR YOUR FAMILY’S FUTURE?

It may not sound like a huge amount today—but time and compound growth can make a huge difference.

If you invested $200 per month into a Roth IRA for 30 years and averaged a 10% annual return, here’s the potential:

➡️ Total you contributed: $72,000
➡️ Potential value after 30 years: approximately $452,000 🤯
➡️ And qualified Roth IRA withdrawals can be federal income-tax-free in retirement.*

That’s the power of starting, staying consistent, and giving your money time to work. 📈

Imagine what nearly half a million dollars could mean for your family in retirement—all from making $200 a month a priority today.

And $200 is just an example. The important thing is to START.

📅 Ready to see what your retirement plan could look like?

Set an appointment with me today. We’ll sit down, look at where you are, where you want to go, and build a strategy designed around your goals.

👉 https://acuityschedulingSteveSmith.as.me/?appointmentType=52032759

Steve Smith & Associates Financial Services

❤️ Please LIKE & SHARE — you never know who in your circle may need the help, education, or guidance we provide. 🙏

Hypothetical illustration only. A 10% annual return is not guaranteed and actual investment returns will fluctuate. Roth IRA eligibility, contribution limits, and tax-free qualified distributions are subject to IRS rules.

08/26/2026

08/24/2026

📈 WHAT MAKES THE MARKET GO UP… OR DOWN?

When people find out I’ve been in the investment world for 25+ years, many ask me for a market tip.

I usually ask them two questions:

“What makes the market go up?”
Don’t know? More people are buying than selling.

“What makes the market go down?”
Don’t know? More people are selling than buying.

So how can an everyday investor take advantage of both?

One strategy is Dollar-Cost Averaging.

It’s part of what I call the 3 D’s of Investing that we teach our clients:

📈 Dollar-Cost Averaging
🧠 Discipline
🌎 Diversification

The concept behind dollar-cost averaging is simple: invest consistently instead of trying to predict the perfect time to get into the market.

It doesn’t guarantee a profit or protect against a loss, but it can help take some of the emotion out of investing and keep you focused on a long-term strategy.

When the market drops and everyone else starts panicking, you don’t necessarily have to panic with them.

Stay disciplined.
Stay diversified.
Keep investing according to your plan.

When prices are lower, the same investment amount can purchase more shares. When prices are higher, it purchases fewer shares. That’s the power behind consistently investing over time.

Simple principles—but most people don’t have a financial coach or a written plan helping them put those principles into action.

Once you understand the basics, you can stop letting every headline dictate your financial decisions and start putting yourself back in the driver’s seat. 🚗📈

💰 Take some of the emotion out of investing. Have a plan. Use the 3 D’s.

If you’re unsure whether your current investment strategy is aligned with your goals, our team would be happy to start a conversation.

📣 Reach out to our team today to schedule a review of your investment and retirement strategy.

We can help you evaluate your approach, answer your questions, and determine whether your plan is designed to help you build, grow, and protect your financial future.

📍 Steve Smith & Associates Financial Services
800 E. Criner St.
Grandview, TX

📅 Schedule an appointment:
https://acuityschedulingSteveSmith.as.me/?appointmentType=52032759

🌐 Learn more:
stevenedwardsmith.com

Steve Smith | Build. Grow. Protect.
Building wealth. Growing futures. Protecting families.

08/21/2026

❤️ Protect the People Who Depend on You Most

Life insurance isn’t about expecting the worst—it’s about making sure your family is financially prepared if the unexpected happens.

Term life insurance is one of the most cost-effective ways to provide a large amount of protection for your family. For many families, meaningful coverage can be much more affordable than they realize.

The right coverage can help:

🏡 Keep your family in their home
💡 Replace lost income and pay monthly bills
💳 Pay off or reduce debt
🎓 Help fund your children’s future
⚰️ Cover final expenses
❤️ Give your family financial stability during an incredibly difficult time

And getting covered may be easier than you think.

⚡ We have instant-issue options with no medical exam for qualified applicants, with coverage available up to $300,000.

Don’t put off protecting the people you love because you think life insurance is too expensive or complicated. Let’s find out what fits your family’s needs and budget.

📲 Set an appointment with our team today for a complimentary life insurance needs analysis and quote:

👉 https://acuityschedulingSteveSmith.as.me/?appointmentType=52032759

Already have coverage? Let’s review it and make sure it’s still enough for your family’s current needs.

Protect the family. Protect the income. Protect the future. ❤️

Please LIKE & SHARE—someone you know may need to see this today.

Steve Smith & Associates Financial Services

08/20/2026

❤️ THIS is why our team does what we do.

After 25 years in financial services, I still get excited when our team can help a young family protect today while building for tomorrow.

Recently, we helped a couple in their late 20s apply for $500,000 each of 35-year term life insurance for less than $70 a month total, based on their individual situation and underwriting.

But we didn’t stop there.

We also helped them start Roth IRAs at $100 a month each, with a plan to increase their investing as income grows and debt comes down.

That’s why our team believes so strongly in the concept of BUY TERM & INVEST THE DIFFERENCE.

Protect the people you love during the years they depend on your income while intentionally building assets for your future.

And here’s where our heart really is:

You don’t have to be wealthy to start.

If $25 a month is where you need to begin investing, we’ll gladly help you begin there. Everyone deserves the opportunity to learn these financial concepts and start working toward a stronger financial future.

❤️ Grandview and Johnson County — our team wants to help YOU.

If you’ve been putting off life insurance, retirement planning, investing, or simply figuring out where to start, don’t keep putting it off. Give our team 30 minutes.

☕ Meet with us at the office or 💻 join us on Zoom.

👉 Take the first step and schedule your complimentary appointment today:
https://acuityschedulingSteveSmith.as.me/?appointmentType=52032759

You don’t have to have everything figured out. You just have to be willing to START.

— Steve

08/19/2026

🎉 GRANDVIEW — HELP ME WELCOME KENNEDY ANDERSON TO OUR TEAM! 🎉

I am incredibly excited to introduce Kennedy Anderson, one of Grandview’s own, as the newest member of Steve Smith & Associates Financial Services! 🦓🖤🤍

Kennedy has called Grandview home since kindergarten, and today she’s raising her own family right here in the community she loves. Her first grader now attends the same school Kennedy attended growing up. As she says, “We truly bleed black and white!” 🦓

Kennedy and her husband, Tyler, have been together for 10 years and married for 5, and they are raising four beautiful children—three energetic boys and their baby girl. ❤️

Before beginning this new chapter, Kennedy was an elementary school teacher. With a background in business and a genuine heart for helping people, she wanted an opportunity that would allow her to contribute financially to her family while still being present for her children.

She found that opportunity in life insurance and financial services.

What excites me most about Kennedy is her WHY. She wants to help families prepare for the unexpected, protect the people they love, and make financial decisions with greater confidence and peace of mind.

Kennedy said it beautifully:

“I want my clients to become more than just clients—they become like family. I want to build genuine relationships and be someone families can trust.”

❤️ NOW I’M ASKING OUR COMMUNITY TO HELP KENNEDY LAUNCH HER NEW BUSINESS!

If you know Kennedy, grew up with her, went to school with her, taught with her, attend church with her, your kids know her kids, or you simply know the Anderson family, I want to personally encourage you to set an appointment with Kennedy and me as soon as possible.

Give us an opportunity to show you what Kennedy is now able to offer families through our financial services practice.

There is absolutely no obligation to become a client. Come support Kennedy, learn what we do, ask questions, and allow her to get valuable experience as she launches her business.

And if we discover an area where we can genuinely help your family—even better. ❤️

📅 Let’s fill Kennedy’s calendar!

If you know and trust Kennedy, don’t just congratulate her—support her by giving her an opportunity to sit down with your family.

Appointments can be done conveniently by Zoom or in person.

👇 Comment “KENNEDY” below, message Kennedy directly, or schedule an appointment with our team today.

📅 Schedule: acuityschedulingSteveSmith.as.me
🌐 Learn more: Stevenedwardsmith.com

Kennedy, we are excited to have you on this team. Grandview, let’s get behind one of our own! 🦓🖤🤍🚀

08/18/2026

📈 PRIMERICA — PUBLICLY TRADED ON THE NYSE: PRI

Since becoming publicly traded in 2010, Primerica has continued to grow while maintaining its focus on helping families work toward greater financial security.

For me, though, the most important story isn’t a stock price — it’s the families we have the opportunity to serve.

Our team helps families take a closer look at important areas such as:

🔹 Life insurance and family protection
🔹 Retirement planning
🔹 Investments and long-term financial goals
🔹 College savings
🔹 Debt and budgeting strategies
🔹 Building a personalized financial game plan

Many families simply haven’t had someone sit down with them and help them understand where they are today and what steps may help them move toward their goals.

📅 Let’s change that.

Schedule a complimentary appointment with our team. We can meet in our Grandview office or by Zoom and take a look at your financial picture together.

👉 Schedule here: acuityschedulingSteveSmith.as.me
🌐 Learn more: Stevenedwardsmith.com

Steve Smith & Associates Financial Services

08/13/2026

Today reminded me why we do what what do. ❤️

Filing a death claim for a client and helping deliver that check to their loved ones is incredibly emotional.

That check can never replace the person they lost, but it can fulfill a promise—helping with bills, final expenses, and giving a family financial security during one of the hardest times of their lives.

Life insurance isn’t just a policy. It’s love, protection, and a promise kept. ❤️🙏

Days like today remind me that what we do truly matters.

I’m truly blessed and grateful to partner with an incredible team that genuinely cares about families and is committed to serving others with purpose and gratitude. I’m excited for what’s ahead as we continue to grow and expand our offices throughout North and Central Texas!

If your family depends on you, don’t wait for someday. Protect the people you love today. 🛡️❤️

08/11/2026

🔥🎉 BIG NEWS — PLEASE HELP US WELCOME OSCAR SALINAS, CPA, TO THE TEAM! 🎉🔥

We are incredibly excited to welcome Oscar Salinas, CPA to our financial services team! 🙌📈

Oscar brings nearly 15 years of experience in tax preparation and bookkeeping, along with the heart of a business owner who is passionate about making complicated financial matters easier for families and businesses.

His mission says it perfectly:

💡 “Making Tax & Accounting Easy.”

Oscar has now expanded the ways he can serve families by joining our team and becoming equipped to help clients with term life insurance and annuities. 🛡️💰

And this relationship strengthens what we can offer our clients, too. When we’re working with families on their overall financial strategy, we now have Oscar’s CPA and tax expertise as an additional resource when tax-planning considerations arise. 🤝📊

This is what building a strong financial team is all about — bringing together professionals with different areas of expertise so we can better serve families and help them protect what they’ve built, prepare for the future, and pursue their financial goals. ❤️🏡

Oscar set the goal of owning his own accounting firm back in 2010 when he earned his accounting degree. After years of preparing taxes and handling bookkeeping on the side, he took the leap into full-time business ownership — and he hasn’t looked back!

👏 Oscar, welcome to the team! We’re excited about what we’re going to build together and, even more importantly, the families we’re going to help along the way.

🎊 Everyone help us give Oscar Salinas, CPA a HUGE welcome! Drop a 👋 or 🎉 in the comments!

08/08/2026

Ready for the Itasca back to school fair! 9-11 tomorrow (Saturday, August 8).