Ringnalda & TenHaken Insurance

01/05/2021

6 quick tips for staying mentally healthy while working from home...

05/14/2020

What's your no-fault reform persona? Today we will be focusing on our third persona...

Meet the Adamson family
a.k.a "Purposeful Planners"
-Balance coverage vs. price

"We have been reading about Michigan auto reform and think it will
be a good opportunity for us to reduce our insurance out-of-pocket
expenses. We both have health insurance through work and think we
may be adequately covered, so we want to understand our choices.
We plan to call our agent when our policy renews to explore
coverage and price options.
We want to have enough coverage, but if we can save money
on auto insurance, we can focus more on paying off our student
loan debt or our mortgage. It’s a balancing act. So we will
do our own research, listen to our agent and make the choice
that is right for us."

05/12/2020

What's your persona? Today we will be focusing on our second persona...

Meet the Johnson family
a.k.a Life achievers
- Seniors with medicare

"We were excited to learn that reform was coming to the state of Michigan.
Finally, some relief from the high premiums we have been paying
all these years. We do not drive all that much, and our income
is limited to retirement savings, social security, and pension.
There are so many messages in the news and online about
reform — it’s difficult to know what the right option is. Since
we are both on Medicare, we may want to opt-out of PIP
coverage to save money. We plan to call our agent
as soon as the new choices are available to see if our
premium would go down if we opt out of PIP. We think
we have enough liability coverage for right now."

05/11/2020

What is your auto-reform persona? This week we will be looking at all the different auto reform personas to help you understand what you need to know about the Michigan no-fault auto reform effective 7/2/2020...

Meet our first persona family - The Smith's

The Smith family
Legacy Builders: Risk-averse with assets

"We are unsure about what auto reform might mean for Michigan
drivers. Many drivers are likely to opt-out of Personal Injury
Protection (PIP) Medical, but we will likely stay at unlimited
or choose a very high limit. We aren’t fooled by the headlines
that are touting savings for MI drivers, and wouldn’t be surprised
if we end up paying more. There are a lot of politics involved.
Based on what we have been reading, we will likely consult
with our agent about whether the unlimited or $500k option
makes the most sense for us, and whether our current liability
coverage provides the protection we need. We may even
consider a higher limit of umbrella coverage."

05/06/2020

We believe we can save you more than you think! Contact us today and have a peace of mind on your insurance.

04/23/2020

Best way to take advantage of the Michigan no-fault auto reform...

The new law requires new selections from you. We know there is a lot to consider before choosing the right level of coverage. We have answers to your questions. Need more guidance? We recommend that you work with your independent insurance agent to be sure you have the best combination of protection, value, and price.

We know you care about having the right protection for you and your family. We also know the new auto reform law can seem complicated.

An independent agent is your best option for handling auto reform.

04/20/2020

The Hanover CARES - The Hanover CARES Fund will return 15% of April and May auto premiums to eligible personal lines customers.

As part of our commitment to be there when our customers and communities need us most, The Hanover CARES Fund will return 15% of April and May auto premiums to eligible personal lines customers. This refund will be automatically applied and customers do not need to take action. Customers with billin...

04/20/2020

We know you care about having the right protection for you and your family. We also know the new auto reform law can seem complicated.

An independent agent is your best option for handling auto reform.

We know you care about having the right protection for you and your family. We also know the new auto reform law can seem complicated. As one of Michigan's largest insurance companies, we have the expertise to help guide you through reform. With our clear sight into the changes ahead, we're ready to...

04/16/2020

Tired of "jog-standard" insurance quotes?

04/14/2020

Three ways parents and teenagers can save money on their car insurance.

Your teen is enjoying their freedom but it can be hard to let them drive off without being there next to them in the passenger seat. That’s why we think it’s important for you to be aware of your teen’s driving habits and coach them on safe driving behaviors. Now you can be there even when you...

04/07/2020

Open for business. Ready to assist you and your customers.
COVID-19 agent resource center (The Hanover Insurance Group):

COVID-19 agent resource center (The Hanover Insurance Group) With each passing day, we learn more about the coronavirus (COVID-19) outbreak. And, more questions come in to you and to us about our business operations. Please know that as the COVID-19 pandemic brings us into uncharted territory, we ar...